（原标题：深蓝汽车完成增资扩股，招商银行AIC投资5亿元） 近日，一则增资公告让金融圈与汽车圈同时聚焦。深交所网站消息，长安汽车12月25日发布公告称，其控股子公司深蓝汽车科技有限公司（以下 简称"深蓝汽车"）已通过公开挂牌方式顺利完成C轮融资，融资总额高达61.22亿元。其中，一笔5亿元的出资格外引人注目。 公告显示，这笔资金的背后，是成立仅一个多月的招银金融资产投资有限公司。值得一提的是，鉴于招银投资由招商银行股份有限公司全资持 股，该公告也标志着股份制银行金融资产投资公司（AIC）的直接股权投资已实现实质性落地。 招银增资5亿元子公司增资进展公告 招商银行网站介绍，招银金融资产投资有限公司是经国家金融监督管理总局批准设立的首批股份制银行金融资产投资公司（AIC）之一，由招商 银行全资设立，注册地为深圳，注册资本为人民币150亿元，是初始注册资本金额最高的金融资产投资公司。 当然，其成立离不开政策引导驱动。今年3月，国家金融监督管理总局发布《关于进一步扩大金融资产投资公司股权投资试点的通知》，支持符合 条件的商业银行发起设立AIC。由此，商业银行参与股权投资的制度通道进一步打通。 在此政策框架下，招商银行 ...

Core Viewpoint - The establishment of the China Post Financial Asset Investment Company marks a significant development in the banking sector, responding to national calls for supporting technological innovation and private enterprises, while expanding the number of bank-affiliated financial asset investment companies (AICs) to nine [1][2]. Group 1: Establishment and Purpose - The China Post Bank has received approval to establish the China Post Financial Asset Investment Company with a registered capital of 10 billion yuan, which will be a wholly-owned subsidiary [1]. - The establishment of this AIC is part of the bank's efforts to support the construction of a technology-driven economy and to engage in market-oriented debt-to-equity swaps and equity investment pilot projects [2]. Group 2: Industry Context and Expansion - The number of bank-affiliated AICs has increased to nine, with the largest registered capital among the major banks ranging from 14.5 billion to 27 billion yuan, with ICBC's investment company leading at 27 billion yuan [2]. - The pilot program for bank-affiliated AICs began in 2017, and the scope has expanded significantly, with the trial areas now including 18 cities as of March 2025 [2]. Group 3: Financial Performance and Challenges - Recent data indicates that bank-affiliated AICs contributed 3.021 billion yuan in investments, accounting for 27% of the total, with ICBC's investment company leading at 1.447 billion yuan [3]. - Despite the growth in AICs, the profitability of these entities has shown volatility, with some reporting declines in profits due to challenges in the equity investment landscape, particularly with the slowdown in IPOs [3][4].

Core Viewpoint - The establishment of the China Post Financial Asset Investment Company marks a significant development in the banking sector, enhancing the capacity for equity investment and supporting technological innovation and private enterprises in China [1][2]. Group 1: Establishment of AIC - On October 27, the Postal Bank announced the approval to establish the China Post Financial Asset Investment Company with a registered capital of 10 billion yuan [1]. - This new company will be a wholly-owned subsidiary of the Postal Bank and aims to support the development of new productive forces and improve service quality for the real economy [1]. Group 2: Background and Regulatory Changes - Historically, banks faced restrictions on direct equity investments due to the Commercial Banking Law, leading to indirect investments through private wealth management products or overseas subsidiaries [2]. - The pilot program for bank-affiliated AICs began in 2017, with five major banks establishing their investment companies primarily to address non-performing assets and high corporate leverage [2]. Group 3: Expansion of AICs - The pilot program for AICs has expanded significantly, with the scope now covering 18 cities, and more banks, including joint-stock banks, are expected to establish their AICs [3]. - As of August 2025, bank-affiliated AICs contributed 3.021 billion yuan, accounting for 27% of total investments, with the Industrial Bank's investment leading at 1.447 billion yuan [3]. Group 4: Financial Performance - In the first half of the year, profits for the major AICs showed mixed results, with only the Agricultural Bank's investment company reporting a profit increase, while others experienced significant declines [4]. - The challenges in equity investment, particularly with the slowdown in IPOs, have led to difficulties in exiting investments, prompting a shift towards mergers and acquisitions as alternative exit strategies [5].