Group 1: Loan Data - As of the end of December, the total loan balance in the Yangtze River Delta region reached 76.52 trillion yuan, with a year-on-year growth of 8.3%, a decrease of 0.1 percentage points from the previous month [1] - The balance of RMB loans was 75.65 trillion yuan, growing by 8.4% year-on-year, also down by 0.1 percentage points from the previous month [1] - Foreign currency loans amounted to 123.5 billion USD, with a year-on-year increase of 1.7%, maintaining the same growth rate as the previous month [1] - In 2022, RMB loans in the Yangtze River Delta increased by 5.83 trillion yuan, which is 633.6 billion yuan less than the previous year [1] - Household loans increased by 77.3 billion yuan, which is 696.1 billion yuan less year-on-year, with short-term loans decreasing by 300.5 billion yuan and medium to long-term loans increasing by 377.8 billion yuan [1] - Corporate loans increased by 5.6 trillion yuan, which is 189.7 billion yuan more than the previous year, with short-term loans increasing by 2.22 trillion yuan and medium to long-term loans increasing by 2.79 trillion yuan [1] - In December, RMB loans increased by 281.4 billion yuan, which is 937 billion yuan less year-on-year [1] - Foreign currency loans increased by 21 billion USD in 2022, which is 20.5 billion USD more than the previous year [1] - In December, foreign currency loans increased by 3 billion USD, which is 1 billion USD more year-on-year [1] Group 2: Deposit Data - As of the end of December, the total deposit balance in the Yangtze River Delta region reached 86.98 trillion yuan, with a year-on-year growth of 9.3%, an increase of 1.3 percentage points from the previous month [2] - The balance of RMB deposits was 84.1 trillion yuan, growing by 8.9% year-on-year, up by 1.4 percentage points from the previous month [2] - Foreign currency deposits amounted to 40.94 billion USD, with a year-on-year increase of 22.6%, although the growth rate decreased by 2.6 percentage points from the previous month [2] - In 2022, RMB deposits in the Yangtze River Delta increased by 6.9 trillion yuan, which is 2.83 trillion yuan more than the previous year [2] - Household deposits increased by 3.62 trillion yuan, which is 127.7 billion yuan more year-on-year [2] - Non-financial corporate deposits increased by 1.05 trillion yuan, which is 1.48 trillion yuan more than the previous year [2] - In December, RMB deposits increased by 713.8 billion yuan, which is 1.04 trillion yuan more year-on-year [2] - Foreign currency deposits increased by 754 million USD in 2022, which is 665 million USD more than the previous year [2] - In December, foreign currency deposits increased by 12 million USD, which is 67 million USD less year-on-year [2]