存款方面，8月末，本外币存款余额329.96万亿元，同比增长8.8%。8月末，人民币存款余额322.73万亿 元，同比增长8.6%。前8个月人民币存款增加20.5万亿元，其中，住户存款增加9.77万亿元，非金融企 业存款增加6106亿元，财政性存款增加2.21万亿元，非银行业金融机构存款增加5.87万亿元。8月末，外 币存款余额1.02万亿美元，同比增长19.4%。前8个月外币存款增加1654亿美元。 8月份，银行间人民币市场以拆借、现券和回购方式合计成交202.68万亿元，日均成交9.65万亿元，日均 成交同比增长16.8%。其中，同业拆借日均成交同比增长1.5%，现券日均成交同比增长20.1%，质押式 回购日均成交同比增长17.2%。8月份同业拆借加权平均利率为1.4%，分别比上月和上年同期低0.05个和 0.37个百分点。质押式回购加权平均利率为1.41%，分别比上月和上年同期低0.05个和0.38个百分点。 8月份，经常项下跨境人民币结算金额为1.47万亿元，其中，货物贸易、服务贸易及其他经常项目分别 为1.11万亿元、0.36万亿元；直接投资跨境人民币结算金额为0.61万亿元，其中，对外直接投资、外 ...

（文章来源：新华财经） 8月末，本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长 6.8%。前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减 少3725亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加 3.82万亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿 元。8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 ...

新华财经北京9月12日电人民银行12日发布《2025年8月金融统计数据报告》，数据显示，8月末，广义 货币（M2)余额331.98万亿元，同比增长8.8%。狭义货币（M1)余额111.23万亿元，同比增长6%。流通 中货币（M0)余额13.34万亿元，同比增长11.7%。前八个月人民币贷款增加13.46万亿元；人民币存款增 加20.5万亿元。 一、广义货币增长8.8% 8月末，广义货币（M2)余额331.98万亿元，同比增长8.8%。狭义货币（M1)余额111.23万亿元，同比增 长6%。流通中货币（M0)余额13.34万亿元，同比增长11.7%。前八个月净投放现金5208亿元。 二、前八个月人民币贷款增加13.46万亿元 8月末，本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长 6.8%。 前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减少3725 亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加3.82万 亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非 ...

8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 北京商报讯（记者 廖蒙）9月12日，人民银行发布2025年8月金融统计数据报告。数据显示，8月末，我 国本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长6.8%。 前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减少3725 亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加3.82万 亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿元。 ...

前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减少3725 亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加3.82万 亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿元。 8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 9月12日，央行数据显示，8月末，本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额 269.1万亿元，同比增长6.8%。 ...

Core Insights - The People's Bank of China Shanghai Headquarters reported on the monetary credit situation in the Yangtze River Delta region for July 2025, indicating a total loan balance of 75.31 trillion yuan, a year-on-year growth of 9.0%, but a decrease of 0.2 percentage points compared to the previous month [1] - The balance of RMB loans reached 74.45 trillion yuan, with a year-on-year increase of 9.3%, reflecting a decline of 0.3 percentage points from the previous month [1] - Foreign currency loans amounted to 120.4 billion USD, showing a year-on-year decrease of 10.4%, although the growth rate improved by 2.7 percentage points compared to the previous month [1] Loan Breakdown - In July, RMB loans decreased by 171.1 billion yuan, which is a reduction of 185.9 billion yuan year-on-year [1] - Household sector loans fell by 161.5 billion yuan, with a year-on-year increase in reduction of 109 billion yuan, including a drop of 125.6 billion yuan in short-term loans and 35.9 billion yuan in medium to long-term loans [1] - Corporate loans decreased by 47.5 billion yuan, with a year-on-year increase in reduction of 84.5 billion yuan, where short-term loans decreased by 159.4 billion yuan and medium to long-term loans decreased by 91 billion yuan, while bill financing increased by 207.2 billion yuan [1] - Non-bank financial institution loans increased by 22.8 billion yuan, with a year-on-year increase of 11.1 billion yuan [1] - Foreign currency loans decreased by 2.7 billion USD, which is a reduction of 4.4 billion USD year-on-year [1]

Group 1 - The core viewpoint of the article highlights the monetary and credit situation in Shanghai as of July 2025, indicating a year-on-year growth in both local and foreign currency loans, but with a decline in growth rates compared to the previous month [1] Group 2 - As of the end of July, the total balance of loans in Shanghai reached 12.79 trillion yuan, reflecting a year-on-year increase of 7.8%, with a decrease in growth rate of 0.6 percentage points from the previous month [1] - The balance of RMB loans stood at 12.21 trillion yuan, showing a year-on-year growth of 8.1%, also down by 0.6 percentage points from the previous month [1] - The balance of foreign currency loans was 801 billion USD, with a year-on-year increase of 1.6%, and a decline in growth rate of 0.5 percentage points compared to the previous month [1] Group 3 - In July, RMB loans decreased by 44.8 billion yuan, which is a larger reduction compared to the same month last year by 69 billion yuan [1] - Household sector loans increased by 14.5 billion yuan, with short-term loans rising by 3.1 billion yuan and medium to long-term loans increasing by 11.4 billion yuan [1] - Corporate loans decreased by 74.8 billion yuan, with short-term loans down by 34 billion yuan and medium to long-term loans down by 40.6 billion yuan, while bill financing increased by 4.2 billion yuan [1] - Non-bank financial institution loans increased by 9 billion yuan [1] - Foreign currency loans decreased by 2.3 billion USD, which is a larger reduction compared to the same month last year by 0.5 billion USD [1]

Core Insights - The People's Bank of China reported that the total social financing scale reached 431.26 trillion yuan by the end of July 2025, marking a year-on-year growth of 9% [1] - The balance of RMB loans to the real economy was 264.79 trillion yuan, with a year-on-year increase of 6.8% [1] - Foreign currency loans to the real economy, converted to RMB, amounted to 1.21 trillion yuan, showing a significant decline of 23.2% year-on-year [1] Summary by Category Loan Balances - RMB loans to the real economy accounted for 61.4% of the total social financing scale, down 1.2 percentage points year-on-year [2] - The balance of entrusted loans was 11.16 trillion yuan, with a slight decline of 0.4% year-on-year [1] - Trust loans increased by 5.9% year-on-year, reaching a balance of 4.46 trillion yuan [1] Debt and Equity - The balance of corporate bonds was 33.39 trillion yuan, reflecting a year-on-year growth of 3.8% [1] - Government bonds saw a substantial increase, with a balance of 89.99 trillion yuan, up 21.9% year-on-year [1] - The balance of non-financial corporate domestic stocks was 11.94 trillion yuan, growing by 3.2% year-on-year [1] Proportional Analysis - The proportion of foreign currency loans to the real economy was 0.3%, down 0.1 percentage points year-on-year [2] - The share of entrusted loans was 2.6%, decreasing by 0.2 percentage points year-on-year [2] - The proportion of government bonds increased to 20.9%, up 2.2 percentage points year-on-year [2]

Group 1: Monetary Statistics - As of the end of July, the broad money supply (M2) reached 329.94 trillion yuan, reflecting a year-on-year growth of 8.8% [2] - The narrow money supply (M1) stood at 111.06 trillion yuan, with a year-on-year increase of 5.6% [2] - The currency in circulation (M0) was 13.28 trillion yuan, showing a year-on-year growth of 11.8% [2] Group 2: Loan and Deposit Growth - By the end of July, the total balance of loans in both domestic and foreign currencies was 272.48 trillion yuan, up 6.7% year-on-year [3] - In the first seven months, the increase in RMB loans amounted to 12.87 trillion yuan, with household loans rising by 680.7 billion yuan [3] - The total balance of deposits in both domestic and foreign currencies reached 327.83 trillion yuan, marking a year-on-year growth of 9% [4] Group 3: Interest Rates and Market Activity - The weighted average interest rate for interbank RMB lending in July was 1.45%, which is lower than both the previous month and the same period last year [5] - The total transaction volume in the interbank RMB market reached 222.44 trillion yuan in July, with a daily average transaction of 9.67 trillion yuan, reflecting a year-on-year increase of 14.8% [5] Group 4: Cross-Border Transactions - In July, the amount of cross-border RMB settlements under the current account was 1.57 trillion yuan, with goods trade accounting for 1.15 trillion yuan [6] - The direct investment cross-border RMB settlement amounted to 0.64 trillion yuan, with foreign direct investment contributing 0.42 trillion yuan [6]

8月13日，央行发布2025年7月金融统计数据报告：7月末，本外币贷款余额272.48万亿元，同比增长 6.7%。月末人民币贷款余额268.51万亿元，同比增长6.9%。 前七个月人民币贷款增加12.87万亿元。分部门看，住户贷款增加6807亿元，其中，短期贷款减少3830 亿元，中长期贷款增加1.06万亿元；企（事）业单位贷款增加11.63万亿元，其中，短期贷款增加3.75万 亿元，中长期贷款增加6.91万亿元，票据融资增加8247亿元；非银行业金融机构贷款增加2357亿元。 7月末，外币贷款余额5558亿美元，同比下降8.1%。前七个月外币贷款增加137亿美元。 ...