Group 1: Loan Data - As of the end of September, the total balance of domestic and foreign currency loans in Shanghai reached 12.89 trillion yuan, a year-on-year increase of 7.1%, remaining stable compared to the previous month [1] - The balance of RMB loans was 12.3 trillion yuan, with a year-on-year growth of 7%, a decrease of 0.3 percentage points from the previous month [1] - The balance of foreign currency loans was 84 billion USD, showing a year-on-year increase of 8.3%, which is an increase of 4.8 percentage points compared to the previous month [1] Group 2: Loan Breakdown - In the first three quarters, RMB loans increased by 601.3 billion yuan, which is 302 billion yuan less than the same period last year [1] - Household loans increased by 260.7 billion yuan, with short-term loans rising by 4.9 billion yuan and medium to long-term loans increasing by 255.8 billion yuan [1] - Corporate loans increased by 273.1 billion yuan, with short-term loans rising by 151 billion yuan and medium to long-term loans increasing by 190.6 billion yuan [1] Group 3: Deposit Data - As of the end of September, the total balance of domestic and foreign currency deposits in Shanghai was 23.84 trillion yuan, a year-on-year increase of 8.4%, with a decrease of 0.2 percentage points from the previous month [2] - The balance of RMB deposits was 22.54 trillion yuan, with a year-on-year growth of 8.2%, a decrease of 0.5 percentage points from the previous month [2] - The balance of foreign currency deposits was 182.3 billion USD, showing a year-on-year increase of 11%, which is an increase of 4 percentage points compared to the previous month [2] Group 4: Personal and Corporate Deposits - In the first three quarters, personal RMB deposits saw an increase in time deposits and large-denomination certificates of deposit by 288.8 billion yuan and 48.7 billion yuan, respectively, with both showing a year-on-year decrease [3] - Non-financial enterprises' RMB deposits increased in notice deposits, large-denomination certificates of deposit, and structured deposits by 143.7 billion yuan, 131.2 billion yuan, and 78.5 billion yuan, respectively, with significant year-on-year increases [3] - Time deposits and margin deposits for non-financial enterprises increased by 38.1 billion yuan and 13.6 billion yuan, respectively, but both showed year-on-year decreases [3]

新华财经北京10月20日电人民银行20日公布了2025年前三季度上海货币信贷运行情况，9月末，上海本 外币贷款余额12.89万亿元，同比增长7.1%，与上月末持平。前三季度，人民币贷款增加6013亿元，同 比少增3020亿元。 一、人民币贷款增加6013亿元，外币贷款增加36亿美元 前三季度，外币存款增加205亿美元，同比多增91亿美元。9月份，外币存款增加35亿美元，同比多增63 亿美元。 四、人民币个人定期存款增加2888亿元，非金融企业通知存款增加1437亿元 前三季度，人民币个人存款中定期存款和大额存单分别增加2888亿元和487亿元，同比分别少增1442亿 元和38亿元；活期存款、通知存款和结构性存款分别增加1424亿元、449亿元和231亿元，同比分别多增 948亿元、1181亿元和326亿元。 二、人民币境内企（事）业单位固定资产贷款增加1290亿元 前三季度，人民币境内企（事）业单位固定资产贷款、经营贷款、贸易融资贷款和并购贷款分别增加 1290亿元、1261亿元、630亿元和236亿元，同比分别少增926亿元、少增17亿元、多增436亿元和288亿 元；融资租赁贷款和票据融资分别减少88亿元 ...

Core Insights - The People's Bank of China released financial statistics for the first three quarters of 2025, indicating a total loan balance of 274.33 trillion yuan, a year-on-year increase of 6.5% as of the end of September [1] - The total RMB loan balance reached 270.39 trillion yuan, with a year-on-year growth of 6.6% [1] Loan Breakdown - In the first three quarters, RMB loans increased by 14.75 trillion yuan, with household loans rising by 1.1 trillion yuan. Short-term loans decreased by 230.4 billion yuan, while medium- to long-term loans increased by 1.33 trillion yuan [1] - Corporate loans increased by 13.44 trillion yuan, with short-term loans up by 4.53 trillion yuan and medium- to long-term loans rising by 8.29 trillion yuan. Bill financing also saw an increase of 475.2 billion yuan [1] - Non-bank financial institution loans decreased by 112.1 billion yuan [1] Foreign Currency Loans - As of the end of September, the foreign currency loan balance stood at 554.4 billion USD, reflecting a year-on-year decline of 5.3% [1] - In the first three quarters, foreign currency loans increased by 12.3 billion USD [1]

Core Insights - The People's Bank of China released financial statistics for the first three quarters of 2025, indicating a total loan balance of 274.33 trillion yuan as of the end of September, reflecting a year-on-year growth of 6.5% [1] - The total RMB loan balance reached 270.39 trillion yuan, with a year-on-year increase of 6.6%, and an increase of 14.75 trillion yuan in RMB loans during the first three quarters [1] Loan Breakdown - Household loans increased by 1.1 trillion yuan, with short-term loans decreasing by 230.4 billion yuan and medium to long-term loans increasing by 1.33 trillion yuan [1] - Corporate loans rose by 13.44 trillion yuan, with short-term loans increasing by 4.53 trillion yuan, medium to long-term loans increasing by 8.29 trillion yuan, and bill financing increasing by 475.2 billion yuan [1] - Non-bank financial institution loans decreased by 112.1 billion yuan [1] Foreign Currency Loans - The foreign currency loan balance stood at 55.44 billion USD, showing a year-on-year decline of 5.3% [1] - In the first three quarters, foreign currency loans increased by 12.3 billion USD [1]

人民财讯9月17日电，央行上海总部发布2025年8月上海货币信贷运行情况，8月末，上海本外币贷款余 额12.8万亿元，同比增长7.1%，增速比上月末低0.7个百分点。人民币贷款余额12.22万亿元，同比增长 7.3%，增速比上月末低0.8个百分点；外币贷款余额815亿美元，同比增长3.5%，增速比上月末高1.9个 百分点。 8月份，人民币贷款增加47亿元，同比少增839亿元。分部门看，住户部门贷款增加175亿元，其中，短 期贷款增加69亿元，中长期贷款增加106亿元；企(事)业单位贷款减少149亿元，其中，短期贷款增加57 亿元，中长期贷款增加30亿元，票据融资减少181亿元；非银行业金融机构贷款减少36亿元。外币贷款 增加14亿美元，同比多增15亿美元。 ...

Monetary Statistics - As of the end of August, the broad money supply (M2) reached 331.98 trillion yuan, reflecting a year-on-year growth of 8.8% [1] - The narrow money supply (M1) stood at 111.23 trillion yuan, with a year-on-year increase of 6% [1] - The currency in circulation (M0) amounted to 13.34 trillion yuan, showing a year-on-year growth of 11.7% [1] - In the first eight months, a net cash injection of 520.8 billion yuan was recorded [1] Loan Statistics - By the end of August, the total loans in both domestic and foreign currencies reached 273.02 trillion yuan, marking a year-on-year increase of 6.6% [1] - The balance of RMB loans was 269.1 trillion yuan, with a year-on-year growth of 6.8% [1] - In the first eight months, RMB loans increased by 1.346 trillion yuan [1] - Household loans rose by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [1] - Corporate loans increased by 1.222 trillion yuan, with short-term loans rising by 382 billion yuan and medium to long-term loans increasing by 738 billion yuan [1] - Foreign currency loans totaled 55.17 billion USD, showing a year-on-year decline of 7.1% [1] Deposit Statistics - As of the end of August, total deposits in both domestic and foreign currencies reached 329.96 trillion yuan, with a year-on-year growth of 8.8% [2] - The balance of RMB deposits was 322.73 trillion yuan, reflecting a year-on-year increase of 8.6% [2] - In the first eight months, RMB deposits increased by 2.05 trillion yuan [2] - Household deposits rose by 977 billion yuan, while non-financial corporate deposits increased by 610.6 billion yuan [2] - Foreign currency deposits amounted to 102 billion USD, with a year-on-year growth of 19.4% [2] Interbank Market Activity - In August, the total transaction volume in the interbank RMB market reached 202.68 trillion yuan, with an average daily transaction of 9.65 trillion yuan, a year-on-year increase of 16.8% [2] - The average weighted interest rate for interbank borrowing was 1.4%, lower than the previous month and the same period last year by 0.05 and 0.37 percentage points, respectively [2] - The average weighted interest rate for pledged repos was 1.41%, also lower than the previous month and the same period last year by 0.05 and 0.38 percentage points, respectively [2] Cross-Border RMB Settlement - In August, the cross-border RMB settlement amount under the current account was 1.47 trillion yuan, with goods trade, services trade, and other current items accounting for 1.11 trillion yuan and 0.36 trillion yuan, respectively [3] - The cross-border RMB settlement for direct investment was 0.61 trillion yuan, with outbound direct investment and foreign direct investment amounting to 0.24 trillion yuan and 0.37 trillion yuan, respectively [3]

（文章来源：新华财经） 8月末，本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长 6.8%。前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减 少3725亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加 3.82万亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿 元。8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 ...

Group 1: Monetary Statistics - As of the end of August, the broad money supply (M2) reached 331.98 trillion yuan, reflecting a year-on-year growth of 8.8% [1][2] - The narrow money supply (M1) stood at 111.23 trillion yuan, with a year-on-year increase of 6% [1][2] - The currency in circulation (M0) amounted to 13.34 trillion yuan, showing a year-on-year growth of 11.7% [1][2] - A net cash injection of 520.8 billion yuan occurred in the first eight months [2] Group 2: Loan Statistics - The total balance of RMB loans reached 269.1 trillion yuan by the end of August, with a year-on-year growth of 6.8% [3] - In the first eight months, RMB loans increased by 1.346 trillion yuan [3] - Household loans rose by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [3] - Corporate loans increased by 1.222 trillion yuan, with short-term loans up by 382 billion yuan and medium to long-term loans up by 738 billion yuan [3] Group 3: Deposit Statistics - The total balance of RMB deposits reached 322.73 trillion yuan by the end of August, reflecting a year-on-year growth of 8.6% [4] - In the first eight months, RMB deposits increased by 2.05 trillion yuan [4] - Household deposits rose by 977 billion yuan, while non-financial corporate deposits increased by 610.6 billion yuan [4] Group 4: Interbank Market Activity - The average weighted interest rate for interbank RMB lending in August was 1.4%, down 0.05 percentage points from the previous month and 0.37 percentage points from the same period last year [5] - The total transaction volume in the interbank RMB market reached 202.68 trillion yuan in August, with an average daily transaction of 9.65 trillion yuan, marking a year-on-year increase of 16.8% [5] Group 5: Cross-Border RMB Settlement - In August, the cross-border RMB settlement amount for current account transactions was 1.47 trillion yuan, with goods trade accounting for 1.11 trillion yuan [6] - The direct investment cross-border RMB settlement amount was 0.61 trillion yuan, with outbound direct investment at 0.24 trillion yuan and foreign direct investment at 0.37 trillion yuan [6]

8月末，外币贷款余额5517亿美元，同比下降7.1%。前八个月外币贷款增加96亿美元。 北京商报讯（记者 廖蒙）9月12日，人民银行发布2025年8月金融统计数据报告。数据显示，8月末，我 国本外币贷款余额273.02万亿元，同比增长6.6%。月末人民币贷款余额269.1万亿元，同比增长6.8%。 前八个月人民币贷款增加13.46万亿元。分部门看，住户贷款增加7110亿元，其中，短期贷款减少3725 亿元，中长期贷款增加1.08万亿元；企（事）业单位贷款增加12.22万亿元，其中，短期贷款增加3.82万 亿元，中长期贷款增加7.38万亿元，票据融资增加8778亿元；非银行业金融机构贷款增加1227亿元。 ...

Group 1 - As of the end of August, the total balance of domestic and foreign currency loans reached 273.02 trillion yuan, reflecting a year-on-year growth of 6.6% [1] - The balance of RMB loans at the end of August was 269.1 trillion yuan, with a year-on-year increase of 6.8% [1] - In the first eight months, RMB loans increased by 1.346 trillion yuan [1] Group 2 - Household loans increased by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [1] - Corporate loans increased by 1.222 trillion yuan, with short-term loans rising by 382 billion yuan, medium to long-term loans increasing by 738 billion yuan, and bill financing increasing by 877.8 billion yuan [1] - Loans from non-bank financial institutions increased by 122.7 billion yuan [1] Group 3 - The balance of foreign currency loans at the end of August was 55.17 billion USD, showing a year-on-year decline of 7.1% [1] - In the first eight months, foreign currency loans increased by 9.6 billion USD [1]