Core Insights - The People's Bank of China reported that by the end of October, the total balance of both domestic and foreign currency deposits reached 332.92 trillion yuan, reflecting a year-on-year growth of 8.3% [1] - The balance of RMB deposits at the end of October was 325.55 trillion yuan, with a year-on-year increase of 8% [1] - In the first ten months of the year, RMB deposits increased by 23.32 trillion yuan, with household deposits rising by 11.39 trillion yuan, non-financial enterprise deposits increasing by 444.7 billion yuan, fiscal deposits up by 2.09 trillion yuan, and deposits from non-bank financial institutions growing by 6.66 trillion yuan [1] - The balance of foreign currency deposits at the end of October was 1.04 trillion USD, showing a year-on-year growth of 24.3% [1] - In the first ten months, foreign currency deposits increased by 186.6 billion USD [1]

Group 1 - The total balance of domestic and foreign currency loans in Shanghai reached 12.93 trillion yuan at the end of October, with a year-on-year growth of 7.3%, an increase of 0.2 percentage points from the previous month [1] - The balance of RMB loans was 12.31 trillion yuan, growing by 7.1% year-on-year, while foreign currency loans amounted to 865 billion USD, with a year-on-year increase of 11.6% [1] - In October, RMB loans increased by 17.8 billion yuan, with household loans increasing by 0.1 billion yuan and corporate loans decreasing by 7.3 billion yuan [1] Group 2 - In October, RMB financing through corporate bills increased by 8.4 billion yuan, with a year-on-year increase of 7.8 billion yuan [2] - Mergers and acquisitions loans and financing leases also saw increases of 1.2 billion yuan and 0.2 billion yuan respectively, with year-on-year increases of 3.1 billion yuan and 0.9 billion yuan [2] - Trade financing, operational loans, and fixed asset loans decreased by 10 billion yuan, 6.4 billion yuan, and 0.4 billion yuan respectively [2] Group 3 - The total balance of domestic and foreign currency deposits in Shanghai reached 24.08 trillion yuan at the end of October, with a year-on-year growth of 9.1% [3] - RMB deposits increased by 236.6 billion yuan, with household deposits decreasing by 115.8 billion yuan and non-financial corporate deposits decreasing by 19.2 billion yuan [3] - Foreign currency deposits increased by 1.2 billion USD, with a year-on-year increase of 3.9 billion USD [3] Group 4 - In October, RMB personal large-denomination certificates of deposit increased by 8.3 billion yuan, while non-financial corporate margin deposits increased by 50.7 billion yuan [4] - The increase in margin deposits for non-financial enterprises was accompanied by a decrease in current deposits and structured deposits [4] - The overall trend showed a significant increase in large-denomination and fixed-term deposits, while current and structured deposits saw declines [4]

Core Insights - The People's Bank of China released the financial statistics report for October 2025, indicating a significant growth in both domestic and foreign currency deposits [1] Group 1: Deposit Growth - As of the end of October, the total balance of domestic and foreign currency deposits reached 332.92 trillion yuan, reflecting a year-on-year increase of 8.3% [1] - The balance of RMB deposits at the end of October was 325.55 trillion yuan, with a year-on-year growth of 8% [1] - In the first ten months of the year, RMB deposits increased by 23.32 trillion yuan, driven by various sectors [1] Group 2: Sector Contributions - Household deposits rose by 11.39 trillion yuan, indicating strong savings behavior among individuals [1] - Non-financial enterprise deposits increased by 444.7 billion yuan, suggesting stable business operations [1] - Fiscal deposits grew by 2.09 trillion yuan, while deposits from non-bank financial institutions rose by 6.66 trillion yuan [1] Group 3: Foreign Currency Deposits - The balance of foreign currency deposits reached 1.04 trillion USD at the end of October, marking a year-on-year increase of 24.3% [1] - In the first ten months, foreign currency deposits increased by 186.6 billion USD, highlighting a growing interest in foreign currency savings [1]

Group 1: Loan Data - As of the end of September, the total balance of domestic and foreign currency loans in Shanghai reached 12.89 trillion yuan, a year-on-year increase of 7.1%, remaining stable compared to the previous month [1] - The balance of RMB loans was 12.3 trillion yuan, with a year-on-year growth of 7%, a decrease of 0.3 percentage points from the previous month [1] - The balance of foreign currency loans was 84 billion USD, showing a year-on-year increase of 8.3%, which is an increase of 4.8 percentage points compared to the previous month [1] Group 2: Loan Breakdown - In the first three quarters, RMB loans increased by 601.3 billion yuan, which is 302 billion yuan less than the same period last year [1] - Household loans increased by 260.7 billion yuan, with short-term loans rising by 4.9 billion yuan and medium to long-term loans increasing by 255.8 billion yuan [1] - Corporate loans increased by 273.1 billion yuan, with short-term loans rising by 151 billion yuan and medium to long-term loans increasing by 190.6 billion yuan [1] Group 3: Deposit Data - As of the end of September, the total balance of domestic and foreign currency deposits in Shanghai was 23.84 trillion yuan, a year-on-year increase of 8.4%, with a decrease of 0.2 percentage points from the previous month [2] - The balance of RMB deposits was 22.54 trillion yuan, with a year-on-year growth of 8.2%, a decrease of 0.5 percentage points from the previous month [2] - The balance of foreign currency deposits was 182.3 billion USD, showing a year-on-year increase of 11%, which is an increase of 4 percentage points compared to the previous month [2] Group 4: Personal and Corporate Deposits - In the first three quarters, personal RMB deposits saw an increase in time deposits and large-denomination certificates of deposit by 288.8 billion yuan and 48.7 billion yuan, respectively, with both showing a year-on-year decrease [3] - Non-financial enterprises' RMB deposits increased in notice deposits, large-denomination certificates of deposit, and structured deposits by 143.7 billion yuan, 131.2 billion yuan, and 78.5 billion yuan, respectively, with significant year-on-year increases [3] - Time deposits and margin deposits for non-financial enterprises increased by 38.1 billion yuan and 13.6 billion yuan, respectively, but both showed year-on-year decreases [3]

Core Insights - The People's Bank of China reported that as of the end of September, the total loan balance in Shanghai reached 12.89 trillion yuan, with a year-on-year growth of 7.1%, remaining stable compared to the previous month [1][2] Loan Growth - In the first three quarters, RMB loans increased by 601.3 billion yuan, which is a decrease of 302 billion yuan compared to the same period last year [2] - The breakdown of RMB loans shows that household loans increased by 260.7 billion yuan, while corporate loans rose by 273.1 billion yuan [2] - Foreign currency loans increased by 3.6 billion USD in September, with a total increase of 3.6 billion USD in the first three quarters, which is an increase of 8.8 billion USD year-on-year [2] Deposit Growth - The total deposit balance in Shanghai reached 23.84 trillion yuan by the end of September, with a year-on-year growth of 8.4% [4] - RMB deposits increased by 1.7 trillion yuan in the first three quarters, which is an increase of 218.2 billion yuan compared to the previous year [4] - Foreign currency deposits increased by 20.5 billion USD in the first three quarters, which is an increase of 9.1 billion USD year-on-year [4] Personal and Corporate Deposits - Personal fixed-term deposits increased by 288.8 billion yuan in the first three quarters, while corporate notice deposits rose by 143.7 billion yuan [5] - The increase in personal savings includes a rise in demand deposits and notice deposits, while corporate savings saw a significant increase in notice deposits and large-denomination certificates of deposit [5]

Core Insights - The People's Bank of China released financial statistics for the first three quarters of 2025, indicating a significant growth in both domestic and foreign currency deposits [1] Group 1: Domestic Currency Deposits - As of the end of September, the total balance of domestic and foreign currency deposits reached 332.18 trillion yuan, reflecting a year-on-year growth of 8.3% [1] - The balance of RMB deposits stood at 324.94 trillion yuan, with a year-on-year increase of 8% [1] - In the first three quarters of 2025, RMB deposits increased by 22.71 trillion yuan, driven by a rise in household deposits by 12.73 trillion yuan, non-financial enterprise deposits by 1.53 trillion yuan, fiscal deposits by 1.37 trillion yuan, and deposits from non-bank financial institutions by 4.81 trillion yuan [1] Group 2: Foreign Currency Deposits - As of the end of September, the balance of foreign currency deposits was 1.02 trillion USD, showing a year-on-year growth of 20% [1] - In the first three quarters, foreign currency deposits increased by 165.8 billion USD [1]

Core Insights - The People's Bank of China (Shanghai Headquarters) reported on the monetary and credit situation in Shanghai for August 2025, indicating a significant increase in both local and foreign currency deposits [1] Group 1: Deposit Growth - As of the end of August, the total balance of local and foreign currency deposits in Shanghai reached 23.47 trillion yuan, reflecting a year-on-year growth of 8.6%, which is an increase of 1.2 percentage points compared to the previous month [1] - The balance of RMB deposits stood at 22.2 trillion yuan, with a year-on-year growth of 8.7%, marking an increase of 1.4 percentage points from the end of the previous month [1] - The balance of foreign currency deposits was 178.8 billion USD, showing a year-on-year increase of 7%, although this growth rate decreased by 1.3 percentage points compared to the previous month [1] Group 2: Breakdown of Deposit Changes - In August, RMB deposits increased by 392.3 billion yuan, which is 296 billion yuan more than the same month last year [1] - Household deposits rose by 7.9 billion yuan, which is a decrease of 36.9 billion yuan year-on-year [1] - Non-financial corporate deposits increased by 94.8 billion yuan, which is an increase of 17.2 billion yuan compared to the previous year [1] - Fiscal deposits decreased by 44 billion yuan, which is a reduction of 27.7 billion yuan year-on-year [1] - Deposits from non-bank financial institutions rose by 278 billion yuan, which is an increase of 285.8 billion yuan year-on-year [1] - Foreign currency deposits increased by 2.3 billion USD, which is a decrease of 1.9 billion USD compared to the same month last year [1]

Monetary Statistics - As of the end of August, the broad money supply (M2) reached 331.98 trillion yuan, reflecting a year-on-year growth of 8.8% [1] - The narrow money supply (M1) stood at 111.23 trillion yuan, with a year-on-year increase of 6% [1] - The currency in circulation (M0) amounted to 13.34 trillion yuan, showing a year-on-year growth of 11.7% [1] - In the first eight months, a net cash injection of 520.8 billion yuan was recorded [1] Loan Statistics - By the end of August, the total loans in both domestic and foreign currencies reached 273.02 trillion yuan, marking a year-on-year increase of 6.6% [1] - The balance of RMB loans was 269.1 trillion yuan, with a year-on-year growth of 6.8% [1] - In the first eight months, RMB loans increased by 1.346 trillion yuan [1] - Household loans rose by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [1] - Corporate loans increased by 1.222 trillion yuan, with short-term loans rising by 382 billion yuan and medium to long-term loans increasing by 738 billion yuan [1] - Foreign currency loans totaled 55.17 billion USD, showing a year-on-year decline of 7.1% [1] Deposit Statistics - As of the end of August, total deposits in both domestic and foreign currencies reached 329.96 trillion yuan, with a year-on-year growth of 8.8% [2] - The balance of RMB deposits was 322.73 trillion yuan, reflecting a year-on-year increase of 8.6% [2] - In the first eight months, RMB deposits increased by 2.05 trillion yuan [2] - Household deposits rose by 977 billion yuan, while non-financial corporate deposits increased by 610.6 billion yuan [2] - Foreign currency deposits amounted to 102 billion USD, with a year-on-year growth of 19.4% [2] Interbank Market Activity - In August, the total transaction volume in the interbank RMB market reached 202.68 trillion yuan, with an average daily transaction of 9.65 trillion yuan, a year-on-year increase of 16.8% [2] - The average weighted interest rate for interbank borrowing was 1.4%, lower than the previous month and the same period last year by 0.05 and 0.37 percentage points, respectively [2] - The average weighted interest rate for pledged repos was 1.41%, also lower than the previous month and the same period last year by 0.05 and 0.38 percentage points, respectively [2] Cross-Border RMB Settlement - In August, the cross-border RMB settlement amount under the current account was 1.47 trillion yuan, with goods trade, services trade, and other current items accounting for 1.11 trillion yuan and 0.36 trillion yuan, respectively [3] - The cross-border RMB settlement for direct investment was 0.61 trillion yuan, with outbound direct investment and foreign direct investment amounting to 0.24 trillion yuan and 0.37 trillion yuan, respectively [3]

Group 1: Monetary Statistics - As of the end of August, the broad money supply (M2) reached 331.98 trillion yuan, reflecting a year-on-year growth of 8.8% [1][2] - The narrow money supply (M1) stood at 111.23 trillion yuan, with a year-on-year increase of 6% [1][2] - The currency in circulation (M0) amounted to 13.34 trillion yuan, showing a year-on-year growth of 11.7% [1][2] - A net cash injection of 520.8 billion yuan occurred in the first eight months [2] Group 2: Loan Statistics - The total balance of RMB loans reached 269.1 trillion yuan by the end of August, with a year-on-year growth of 6.8% [3] - In the first eight months, RMB loans increased by 1.346 trillion yuan [3] - Household loans rose by 711 billion yuan, with short-term loans decreasing by 372.5 billion yuan and medium to long-term loans increasing by 1.08 trillion yuan [3] - Corporate loans increased by 1.222 trillion yuan, with short-term loans up by 382 billion yuan and medium to long-term loans up by 738 billion yuan [3] Group 3: Deposit Statistics - The total balance of RMB deposits reached 322.73 trillion yuan by the end of August, reflecting a year-on-year growth of 8.6% [4] - In the first eight months, RMB deposits increased by 2.05 trillion yuan [4] - Household deposits rose by 977 billion yuan, while non-financial corporate deposits increased by 610.6 billion yuan [4] Group 4: Interbank Market Activity - The average weighted interest rate for interbank RMB lending in August was 1.4%, down 0.05 percentage points from the previous month and 0.37 percentage points from the same period last year [5] - The total transaction volume in the interbank RMB market reached 202.68 trillion yuan in August, with an average daily transaction of 9.65 trillion yuan, marking a year-on-year increase of 16.8% [5] Group 5: Cross-Border RMB Settlement - In August, the cross-border RMB settlement amount for current account transactions was 1.47 trillion yuan, with goods trade accounting for 1.11 trillion yuan [6] - The direct investment cross-border RMB settlement amount was 0.61 trillion yuan, with outbound direct investment at 0.24 trillion yuan and foreign direct investment at 0.37 trillion yuan [6]

Core Insights - The People's Bank of China released the financial statistics report for August 2025, indicating a significant growth in both domestic and foreign currency deposits [1] Group 1: Deposit Growth - As of the end of August, the total balance of domestic and foreign currency deposits reached 329.96 trillion yuan, reflecting a year-on-year increase of 8.8% [1] - The balance of RMB deposits at the end of August was 322.73 trillion yuan, with a year-on-year growth of 8.6% [1] - In the first eight months, RMB deposits increased by 20.5 trillion yuan, with household deposits rising by 9.77 trillion yuan and non-financial enterprise deposits increasing by 610.6 billion yuan [1] Group 2: Foreign Currency Deposits - At the end of August, the balance of foreign currency deposits was 1.02 trillion USD, showing a year-on-year increase of 19.4% [1] - In the first eight months, foreign currency deposits increased by 165.4 billion USD [1]