Group 1 - The core viewpoint emphasizes that increasing residents' income is essential for economic circulation and requires a combination of breaking down and establishing new institutional frameworks [1][5] - The National Financial Work Conference highlighted that in 2026, a more proactive fiscal policy will be implemented, focusing on supporting employment and entrepreneurship to increase residents' income [2][5] - The recent Central Economic Work Conference underscored the importance of consumer spending as a foundational element of domestic demand and economic circulation, marking the first time a plan for increasing urban and rural residents' income was proposed [2][5] Group 2 - The article discusses the need to reform systemic barriers that hinder domestic demand and consumption, advocating for a shift in perception that prioritizes consumption as a driver of economic growth rather than investment [3][5] - A transparent guarantee system is proposed to ensure fair competition and protect the rights of all economic entities, which would facilitate a more equitable distribution of national income among government, enterprises, and residents [3][4] - The establishment of a protective social safety net is essential for providing security and encouraging innovation, emphasizing the role of social welfare and public transfer payment systems in supporting economic growth [4][5] Group 3 - The article argues that increasing residents' income requires both the courage to break down existing barriers and the establishment of new opportunities for economic participation [4][5] - Employment is identified as the primary channel for residents to engage in economic activities and share in economic growth, necessitating the removal of institutional obstacles that restrict resource mobility [4][5] - The call for a legal framework that restricts power without authorization aims to liberate the flow of resources and create more job opportunities within the complex interactions of the economy [4][5]

Group 1 - The core viewpoint of the article emphasizes the introduction of new fiscal subsidy tools to stimulate consumption and economic growth, reflecting a strategic shift in China's development model [1] - The "two interest subsidy" policies are the first of their kind at the central level, aiming to enhance the multiplier effect of public financial resources and explore the boundaries of economic development [1][4] - The effective implementation of these policies requires creating a favorable environment and supporting details to maximize their potential impact on the economy and society [1] Group 2 - Current financial data indicates a significant decline in consumer willingness and ability to spend, with a notable drop in household loans and overall credit [2] - The reluctance to borrow for consumption stems from concerns about future job security and economic stability, leading to increased precautionary savings among households [2] - The article suggests that without addressing the underlying issues of income growth and consumer confidence, the "two interest subsidy" policies may face challenges in generating effective demand, particularly in the service sector [2][3] Group 3 - To ensure the success of the new subsidy policies, it is essential to create an environment that promotes income growth and a fair employment market, moving away from investment-driven models [3] - Enhancing social security and protective systems is crucial for alleviating residents' concerns about future uncertainties, which in turn can stimulate consumption and economic circulation [3][4] - The article concludes that leveraging consumption as a credit tool requires addressing both market access and social welfare to transform consumer aspirations into actual spending [4]