升级成为新央企、全年销量同比增长8.5%至291.3万辆，旗下三大子品牌步入稳步发展期，在刚刚过去 的2025年，长安汽车（000625）无疑是"车圈"最亮眼的企业之一。不过，这一年的收获最终能不能落实 到员工的腰包出现了些波澜，网传长安全年销量任务完成度为97%，取消了年终奖。 近日，多位认证为长安汽车员工的用户在社交软件吐槽称，公司内部通知将取消传统的年终奖发放，原 因是今年公司销量、利润率等指标未达成年终目标；2月份过年前会有相应激励，但暂时没有出相关方 案。 中国经济网联系到中国长安汽车集团，相关负责人回应称："涉及到收入，大家都很关心，不过(年终 奖)没宣贯说不发。" 66 长安汽车年终奖 取消,员工:我 长安汽车今年 谢谢尔阿 没年终奖了吗, 家人们,谁懂啊?长安汽车2025年年终奖取消了! 是的你没看错,就是那个销量291.3万辆、收入286 亿的长安汽车,因为"未达成目标",直接取消了年 要知道,长安的薪酬模式可是"底薪低+年 年终奖占员工总包的2/5左右,这一 圧收入直接腰折? 讽刺的是,公司还贴心地表示"考虑到员。 长安汽车年终奖取消,员工: 我谢谢你啊 #新能源汽车 # ... Fire ...

Core Viewpoint - The banking industry is facing a "反内卷" (anti-involution) movement aimed at shifting from a focus on scale and price competition to value creation and service differentiation, driven by regulatory actions and the need for sustainable development [1][2][16]. Group 1: Current Challenges in the Banking Industry - The banking sector is experiencing a "trilemma" where it struggles to balance lowering interest rates, expanding scale, and controlling risks due to a lack of quality business resources and market demand [1][4]. - The term "内卷" (involution) was first used by the People's Bank of China in 2024 to describe the severe competition in the banking sector, leading to rapid declines in loan rates while deposit rates remain stagnant [4][10]. - The average net interest margin for listed banks fell to 1.52% in 2024, a decrease of 17 basis points from the previous year, indicating a continuous decline in profitability [11][12]. Group 2: Key Areas of Focus for "反内卷" - The regulatory focus is on curbing irrational price competition, which includes practices like excessive discounting and high returns to attract customers, aiming to restore reasonable pricing based on costs and risks [5][6][16]. - There is a crackdown on non-compliant deposit solicitation practices, such as offering gifts or using third-party platforms to attract deposits, which disrupts market order [7][8]. - Over-lending and relaxed risk control standards are prevalent, with banks lowering credit standards to compete for clients, leading to potential resource waste and increased risks [8][9]. Group 3: Root Causes of Involution - The core issue of involution stems from structural contradictions, including narrowing net interest margins and insufficient effective credit demand, forcing banks into low-price competition for quality clients [10][11]. - The banking industry's obsession with scale growth and short-term performance metrics exacerbates the problem, leading to a "prisoner's dilemma" where banks feel compelled to engage in price wars [12][13]. - The lack of differentiated services and a modern financial service framework contributes to shallow price competition among banks [14][15]. Group 4: Strategies for Breaking the Cycle - Strengthening regulatory oversight and enhancing service quality are seen as essential strategies to reshape the competitive landscape and achieve high-quality development [16][17]. - Banks are encouraged to adopt self-regulatory measures and focus on value creation rather than price competition, with initiatives like the "反内卷" self-regulatory agreements being implemented across various regions [17][18]. - Upgrading service capabilities through technology and personalized financial solutions is crucial for banks to differentiate themselves and escape the price war trap [18][20].