Core Viewpoint - The article highlights the shift in risk management practices in Xinjiang, where insurance is increasingly integrated into the entire industrial chain, moving from post-disaster compensation to proactive risk prevention and management [1][15]. Risk Management Shift - Risk management is transitioning from post-disaster compensation to pre-disaster prevention, with insurance now embedded in various stages of the industrial chain [1]. - In Akesu, a pilot project for hail prevention nets was initiated, with a total investment of 16.6 million yuan, where 60% is funded by insurance and 40% by farmers [2][5]. Agricultural Risk Mitigation - The Akesu region has established a "meteorology + insurance" mechanism to enhance disaster prevention, with a total investment of 140 million yuan from 2021 to 2024 for agricultural disaster reduction [5][6]. - The average annual occurrence of hail disasters in Akesu is 28.5 times, causing over 300 million yuan in economic losses each year [5][6]. Comprehensive Risk Control in Industries - Insurance is extending beyond agriculture to processing and manufacturing, creating a comprehensive risk control system across the entire industrial chain [6][9]. - In the cotton industry, policy-based agricultural insurance covers 80% of premiums, while commercial income insurance protects against price and yield fluctuations [6][9]. Technological Integration in Risk Management - A textile company in Kuqa has implemented infrared temperature monitoring systems to prevent fire risks associated with cotton storage [7]. - The insurance company conducts pre-insurance assessments and ongoing inspections to identify risks and assist in emergency planning [7]. Public Service and Tourism Safety - In the tourism sector, a unified insurance product called "Anxin Tour" has been introduced to cover all tourists in Kashgar, funded by the government [10][14]. - Safety islands equipped with emergency facilities have been established in popular tourist areas to enhance visitor safety [13][14]. Conclusion on Insurance Evolution - The integration of insurance with risk management, monitoring, and emergency systems is making risk management more proactive and precise [15]. - The evolving role of insurance is becoming a critical component in building resilience within industrial chains, indicating a broader trend in risk governance [15].