Core Points - The "Car Insurance Good to Insure" platform has expanded to include fuel-operated commercial vehicles, allowing owners to obtain insurance through this platform, which prevents insurance companies from refusing coverage [1][3]. Group 1: Platform Overview - The "Car Insurance Good to Insure" platform was launched on January 25, 2025, and has successfully facilitated insurance for over 1.1 million new energy vehicles, providing coverage amounting to 1.1 trillion yuan [2]. - The platform has been operational for over nine months, with 37 property insurance companies participating, effectively addressing the insurance difficulties faced by high-risk new energy vehicles [2]. Group 2: Fuel Vehicle Insurance Challenges - Fuel-operated commercial vehicles, such as taxis and freight vehicles, have faced insurance difficulties due to high usage intensity and accident rates, leading to increased claims costs [3][4]. - The financial regulatory authority has recognized the importance of these vehicles to the economy and public transport, prompting the inclusion of high-risk fuel-operated vehicles in the insurance platform to enhance accessibility for vehicle owners [3][4]. Group 3: Implementation and Process - The insurance process for fuel vehicles on the platform mirrors that of new energy vehicles, allowing individual clients to use WeChat or Alipay for self-service insurance applications [5]. - Corporate clients can register their insurance needs online and will be contacted by insurance companies for offline service [5]. Group 4: Participating Insurance Companies - The initial batch of 11 property insurance companies has voluntarily participated in providing coverage for high-risk fuel-operated vehicles through the platform, ensuring adequate solvency and stable operations [7]. - These companies are required to uphold consumer rights and maintain high service quality, adhering to regulatory standards for claims and risk assessment [7].

Core Viewpoint - The "Car Insurance Easy to Insure" platform has expanded to include high-risk fuel-operated commercial vehicles, aiming to address the insurance difficulties faced by these vehicles, similar to the previous support for new energy vehicles [3][4]. Group 1: Platform Expansion - As of October 28, 2025, the "Car Insurance Easy to Insure" platform has begun accepting applications for fuel-operated commercial vehicles, including taxis, rental cars, and freight vehicles [4]. - The platform has successfully insured over 1.1 million new energy vehicles, providing risk coverage exceeding 1.1 trillion yuan [4][5]. Group 2: Regulatory Support - The Financial Regulatory Bureau has facilitated the inclusion of high-risk fuel-operated vehicles in the platform to ensure that these vehicles, crucial for economic operations and public transport, have access to insurance [5]. - The platform aims to achieve a policy of "willing to insure, must insure," enhancing the sense of security for truck drivers and other vehicle owners [5]. Group 3: User Access and Process - Personal clients can self-insure through the official channels of the "Car Insurance Easy to Insure" service, while corporate clients can register their insurance needs online and receive follow-up contact from insurance companies [7].

Core Insights - The "Car Insurance Easy to Insure" platform has expanded to include high-risk fuel-operated commercial vehicles, addressing the insurance difficulties faced by these vehicles due to high usage intensity and accident rates [1][2] Group 1: Platform Overview - The platform has successfully insured over 1.1 million new energy vehicles, providing risk coverage exceeding 1.1 trillion yuan [1] - As of October 28, 2025, the platform has been upgraded to include fuel-operated vehicles such as taxis, rental cars, and commercial trucks, ensuring that insurance companies cannot refuse coverage [2] Group 2: Regulatory Support - The Financial Regulatory Administration has emphasized the importance of fuel-operated commercial vehicles in supporting the national economy and public welfare, promoting the inclusion of these vehicles in the insurance platform [2] - The platform aims to achieve a "willing to insure, must insure" policy, enhancing the sense of security for truck drivers and other vehicle owners [2] Group 3: User Access and Process - Individual clients can self-insure through official channels like the "Car Insurance Easy to Insure" service account, while corporate clients can register their insurance needs online and receive proactive contact from insurance companies for offline services [3]