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破解投保难!燃油营运车,增设投保入口
券商中国· 2025-10-31 15:01
Core Viewpoint - The "Car Insurance Easy to Insure" platform has expanded to include fuel-operated commercial vehicles, addressing the insurance difficulties faced by these vehicles, similar to the previous support for new energy vehicles [1][3]. Group 1: Platform Overview - The "Car Insurance Easy to Insure" platform was launched on January 25, 2025, under the guidance of the Financial Regulatory Bureau, aiming to provide insurance access for high-risk new energy vehicles [2]. - Over 110 million new energy vehicles have successfully insured through the platform, providing coverage of 1.1 trillion yuan [2]. Group 2: Challenges and Solutions - Fuel-operated commercial vehicles face insurance difficulties due to high usage intensity and accident rates, leading to increased claims costs [3]. - The Financial Regulatory Bureau has recognized the importance of these vehicles to the economy and public transport, prompting the inclusion of high-risk fuel-operated vehicles in the insurance platform [3][4]. Group 3: Implementation and Process - The insurance process for fuel vehicles mirrors that of new energy vehicles, allowing personal clients to use WeChat or Alipay for self-service insurance, while corporate clients can register online for follow-up service [5]. - The platform has onboarded 11 insurance companies to provide coverage for high-risk fuel-operated vehicles, ensuring they meet necessary financial stability and operational standards [6][7]. Group 4: Responsibilities and Standards - Insurance companies participating in the platform are required to uphold consumer rights and ensure high-quality service, adhering to regulatory standards for claims processing [8].
燃油营运车上线“车险好投保”平台,已有超110万辆新能源车投保
第一财经· 2025-10-28 11:52
Core Viewpoint - The "Car Insurance Easy to Insure" platform has expanded to include high-risk fuel-operated commercial vehicles, aiming to address the insurance difficulties faced by these vehicles, similar to the previous support for new energy vehicles [3][4]. Group 1: Platform Expansion - As of October 28, 2025, the "Car Insurance Easy to Insure" platform has begun accepting applications for fuel-operated commercial vehicles, including taxis, rental cars, and freight vehicles [4]. - The platform has successfully insured over 1.1 million new energy vehicles, providing risk coverage exceeding 1.1 trillion yuan [4][5]. Group 2: Regulatory Support - The Financial Regulatory Bureau has facilitated the inclusion of high-risk fuel-operated vehicles in the platform to ensure that these vehicles, crucial for economic operations and public transport, have access to insurance [5]. - The platform aims to achieve a policy of "willing to insure, must insure," enhancing the sense of security for truck drivers and other vehicle owners [5]. Group 3: User Access and Process - Personal clients can self-insure through the official channels of the "Car Insurance Easy to Insure" service, while corporate clients can register their insurance needs online and receive follow-up contact from insurance companies [7].