Back in 2024, XRP (CRYPTO: XRP) looked like a great investment. Parent company Ripple Labs was wrapping up its long-running legal troubles, and the election results pointed to a more crypto-friendly administration. And XRP traded at just $0.70 per coin in early November that year, making its total market value a fairly modest $41 billion. Things changed at that point. XRP started to skyrocket, soaring to $2.70 by Dec. 2 and $3.30 in mid-January 2025. At that point, XRP was a crypto giant. With a market v ...

SEATTLE , Feb. 06, 2026 (GLOBE NEWSWIRE) -- Remitly Global, Inc. (NASDAQ: RELY) (“Remitly”), a trusted provider of financial services that transcend borders, today announced that it will report fourth quarter and full year 2025 financial results after the market closes on Wednesday, February 18, 2026. Management will host a conference call and live webcast to present the Company's financial results and answer questions from the financial analyst community at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time t ...

Key Takeaways V partners with UnionPay International to link Visa Direct and MoneyExpress for China cross-border payouts.Visa gains access to 95% of UPI debit cardholders via a single integration, lowering friction.V embeds into domestic rails ahead of a first-half 2026 rollout, monetizing flows via real-time settlement.Visa Inc. (V) is ramping up its efforts in global money movement through a partnership with UnionPay International (“UPI”). This collaboration aimed at expanding the reach of Visa Direct in ...

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: Visa is extending its reach into mainland China through an agreement with UnionPay International, which is based in the country, to make Visa Direct cross-border remittances and other real-time payments to UPI debit cardholders. The effort, announced at the Web Summit Qatar conference in Doha, will join Visa Direct with UPI’s MoneyExpress platform t ...

In-principle authorization granted to Buyforex, a wholly owned subsidiary of EbixCash World MoneyNEW DELHI, Jan. 22, 2026 /PRNewswire/ -- EbixCash World Money, a flagship subsidiary of Eraaya Lifespaces limited and a leading player in international payments, foreign exchange, and remittance solutions, today announced that Buyforex, its wholly owned subsidiary, has received in-principle approval for Payment Service Provider (PSP) authorization at GIFT IFSC, making it the first Authorised Dealer Category-II ( ...

Payoneer Global Inc. (NASDAQ:PAYO), one of the 14 Best Tech Stocks Under $10 to Buy, announced on January 20 its acquisition of Ireland-based employer of record (EOR) platform Boundless. While the financial terms of the transaction were not disclosed, Payoneer’s purchase of Boundless, a company that provides business services covering cross-border payroll, taxes, benefits, and compliance, is expected to grow the company’s footprint in Europe, while also adding to its lineup of services for international sm ...

Core Insights - Uber's CEO Dara Khosrowshahi emphasizes the practical applications of cryptocurrencies, particularly stablecoins, over Bitcoin as a store of value [1][2] - The company is currently in the "study phase" for enabling cross-border stablecoin payments, viewing it as a promising mechanism to reduce costs for global transactions [2] - Despite previous statements about accepting cryptocurrencies for payments, Uber has yet to implement this feature [3] Company Position on Cryptocurrencies - Khosrowshahi has previously indicated that Uber is exploring the use of Bitcoin and other cryptocurrencies for transactions, with a commitment to eventually accept them [3] - Uber was an early participant in the Diem Association, supporting Meta Platforms' stablecoin initiative aimed at global payments [5] Market Context - A 2025 report by Grayscale highlights that stablecoins, such as USDC, are facilitating nearly $800 billion in digital transactions monthly, positioning them as significant competitors to traditional payment networks like Visa [5] - As of the latest data, Bitcoin is trading at $89,963.99, reflecting a 0.71% increase in the last 24 hours, while Uber's stock has shown a year-to-date gain of over 3% [6]

Core Viewpoint - XRP has experienced a significant decline of 28% over the last six months, but it holds potential for substantial returns by the end of the decade due to its role in the global payments market and the recent approval of XRP ETFs [1][4][5]. Group 1: Global Payments Market - Ripple launched XRP as a bridge currency for its payments network, allowing banks to send international payments by converting local currencies into XRP, which can then be converted back to local currencies by recipients [3]. - The international payments market was valued at $190 trillion in 2023 and is projected to grow to $290 trillion by 2030, presenting a massive opportunity for XRP if it gains traction as an alternative to SWIFT [4]. - XRP transactions settle in three to five seconds with a minimal fee of $0.0002, offering speed and cost advantages that could drive demand among financial institutions [4]. Group 2: XRP ETFs - The SEC approved the first spot XRP ETFs in November, which has led to strong inflows, with XRP becoming the second-fastest cryptocurrency to reach $1 billion in ETF holdings [5]. - As of the current date, XRP ETFs have $1.7 billion in assets under management (AUM), indicating growing investor interest [5]. - The availability of XRP ETFs provides a regulated investment avenue for institutional investors and allows individuals to invest through brokerage accounts, including tax-advantaged retirement accounts [6].

Core Viewpoint - XRP has seen a significant price increase of over 16.2% in early 2026, trading near $2.14, but the possibility of reaching the ambitious $100 price point is under debate among investors [1]. Regulatory Developments - The U.S. SEC settled its case against Ripple Labs in August 2025, confirming that XRP is not classified as a security in secondary markets, which has positively impacted investor sentiment [2]. - The lawsuit had previously limited XRP's market potential, liquidity, and institutional credibility, but the resolution has restored normal economic functions [3]. Supply Dynamics - XRP reserves on centralized exchanges decreased from 4 billion tokens in January 2025 to approximately 1.6 to 1.7 billion tokens by December 2025, indicating a tightening supply [4]. - Ripple released one billion XRP from escrow on January 1, 2026, as part of its supply management strategy, which may influence short-term price movements due to reduced liquidity [5]. Market Trends - U.S. spot XRP exchange-traded funds (ETFs) launched in late 2025 attracted $1.2 billion in net inflows, although there was a small outflow in early January 2026, indicating a shift towards long-term custody of XRP [6]. - Despite favorable trends, reaching a $100 price point for XRP would require a market capitalization exceeding $6 trillion, which is considered unlikely due to the nature of XRP's utility in cross-border payments [7].

Group 1 - Ripple has secured an Electronic Money Institution license and Cryptoasset Registration from the UK's Financial Conduct Authority, allowing it to expand its licensed payments platform in the UK [1][2] - The company aims to unlock trillions in dormant capital and facilitate instantaneous value movement through its expanded payments solution [2] - The UK is in the process of revamping its crypto regulations, with a new regulatory regime proposed to treat crypto similarly to traditional asset classes [3][4] Group 2 - The UK finance minister and US Treasury Secretary have established the Transatlantic Taskforce for Markets of the Future to enhance collaboration on capital markets and digital assets [5] - Ripple had a significant year in 2025, announcing a $500 million strategic investment that valued the company at $40 billion and spending over $2.4 billion on acquisitions [5] - CEO Brad Garlinghouse indicated that Ripple would likely slow its acquisition activities in 2026 [6]