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ZENVIA sets agenda for second quarter 2025 results
Prnewswire· 2025-08-29 22:30
SÃO PAULO, Aug. 29, 2025 /PRNewswire/ -- Zenvia Inc. (NASDAQ: ZENV) (the "Company"), the leading cloud-based CX platform in Latin America, empowering companies to transform their customer journeys, today announced that its fiscal second quarter 2025 results will be released after the market close on Wednesday, September 10, 2025.The Company's senior management team will host a webcast to discuss results and the business outlook on Thursday, September 11, 2025, at 10:00 am ET. Register for the webcast here.  ...
Target shares tumble as retailer picks new CEO
NBC News· 2025-08-20 21:00
Well, Target announced a new CEO today in a bid to help the struggling retailer turn around weak sales and get back to growth. 20-year country company veteran and chief operating officer Michael Fideli will step into the role on February 1st. He says he will focus on reestablishing Target's reputation, providing a more consistent customer experience, and using technology to make business operations more efficient.event. ...
Oma Savings Bank Plc’s Half-Year Financial Report January-June 2025: Core business on a solid foundation – the improvement of operating models is progressing
Globenewswire· 2025-08-04 06:05
Core Insights - Oma Savings Bank Plc's core business remains stable despite challenges from declining interest rates and economic uncertainty, with ongoing improvements in risk management and regulatory compliance [2][3][14] Financial Performance - For the first half of 2025, net interest income decreased by 17.2% year-on-year, totaling EUR 90.9 million, while the second quarter saw a 16.1% decline to EUR 44.0 million [6][12] - Comparable profit before taxes for the second quarter was EUR 19.0 million, a significant increase from EUR 5.5 million in the previous year, while the first half profit before taxes was EUR 21.7 million, down from EUR 29.2 million [4][17] - Total operating income for January-June 2025 decreased by 15.7% to EUR 119.4 million, with a 12.1% decline in the second quarter [12][13] - Operating expenses increased by 31.8% in the first half of 2025, reaching EUR 65.1 million, primarily due to personnel growth and branch network expansion [5][12] Risk Management and Compliance - The bank has initiated a new action plan to enhance risk management, with expenses of EUR 2.6 million recorded in the second quarter, continuing until the end of 2025 [3][15] - The controlled winding down of a non-compliance portfolio has reduced from approximately EUR 240 million to EUR 200 million [3][15] Customer and Market Position - The mortgage loan portfolio grew by 1.2% year-on-year, while the corporate loan portfolio decreased by 7.5% [7][12] - The deposit portfolio increased by 7.9% over the past year, indicating a stable customer base [7][12] - Customer satisfaction remains high, with a focus on enhancing customer service and experience [9][19] Capital and Equity - The total capital ratio strengthened to 18.7% at the end of June 2025, up from 15.6% a year earlier, with accumulated equity reaching EUR 591 million [10][13] Future Outlook - The bank has lowered its earnings guidance for 2025, estimating comparable profit before taxes to be between EUR 50-65 million, influenced by high costs and slower growth in fee and commission income [14][17]
QuidelOrtho Recognized with Three Awards in 2025 IMV ServiceTrak™
Prnewswire· 2025-07-29 21:00
Core Insights - QuidelOrtho received three awards and top rankings in the 2025 IMV ServiceTrak Awards, highlighting excellence in customer satisfaction within the diagnostics industry [1][8] - The company achieved a 17-point increase in Net Promoter Score (NPS), indicating significant improvements in customer loyalty and satisfaction [2][8] - QuidelOrtho's success is attributed to investments in customer experience initiatives and employee development, enhancing product quality and service [3][4] Awards and Rankings - QuidelOrtho was recognized for the best overall system performance in both Chemistry and Integrated Systems categories [8] - The company achieved the highest rankings in several key areas, including: - 1 Overall Net Promoter Score (NPS) by Manufacturer - 1 Overall Manufacturer Performance - 1 Overall Service Engineer Performance - 1 Overall Training Performance [8][9] Customer-Centric Approach - The company prioritizes customer beliefs and values, focusing on delivering solutions that enhance laboratory efficiency and outcomes [3][4] - QuidelOrtho's commitment to ongoing innovation and customer-focused solutions is evident in their QuidelOrthoCQ™ offerings, which aim to support customer success [5][6]
How chefs craft experiences that please your tastes | Quang Dung Truong | TEDxSuPham
TEDx Talks· 2025-07-28 15:58
Neurogastronomy Fundamentals - The brain, not the tongue or nose alone, is the primary organ for perceiving flavor [2] - Eating is a multisensory experience involving all five basic senses [3] - Retronasal olfaction, perceiving flavor through the back of the mouth, is crucial beyond the five basic tastes (sweet, salty, bitter, sour, umami) [5][6] Sensory Influence on Dining Experience - Sight significantly shapes initial food impressions, influencing expectations of flavor, quality, and satisfaction; red stimulates appetite while blue suppresses it [6] - Texture variations alter the perceived taste of food, even with identical basic tastes [7][8] - Sound, such as the crispness of a potato chip, impacts the eating experience through sound waves transmitted to the inner ear [9][10] Application in Culinary Arts & Marketing - Understanding customer sensory perception enhances culinary creativity, enabling chefs to design experiences and subtly enhance flavors [13] - Restaurants utilize sensory cues like ocean sounds to enhance seafood dishes and bakery shops use pastry scents to attract customers [15] - Fast food industry employs colors like red and yellow to stimulate appetite [16]
AAG(AAL) - 2025 Q2 - Earnings Call Transcript
2025-07-24 13:30
American Airlines (AAL) Q2 2025 Earnings Call July 24, 2025 08:30 AM ET Speaker0Thank you for standing by and welcome to American Airlines Group's Second Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. After the speaker presentation, there will be a question and answer session. To ask a question during the session, you will need to press 11 on your telephone. To remove yourself from the queue, you may press 11 again.I would now like to hand the ...