Core Insights - Hong Kong lenders are cautiously easing household lending in response to a recent rate cut by the Hong Kong Monetary Authority, which lowered its base rate to 4.25% in October, marking the second decrease this year [1][2] Economic Indicators - The unemployment rate in Hong Kong was 3.8% at the end of October, a slight decrease from 3.9% the previous month, but still high compared to pre-pandemic levels [4] - Wage growth has slowed from 3.5% in 2024 to 2.5% in the current year, with average salaries declining since the onset of the US-China trade war in April [5] Consumer Behavior - Retail sales have rebounded since May, with a 5.9% increase in September, driven by increased tourism and improved local consumption [6] - Despite the overall increase in retail sales, consumer spending remains cautious, with significant increases in electrical goods (31%) and alcoholic drinks and tobacco (16%), while spending on furniture (-17%) and clothing and footwear (-6%) has declined [7]

New Zealand’s population is growing at the slowest pace in nearly 13 years, excluding the pandemic, further hampering its sluggish economic recovery https://t.co/EaIDQLdYZF ...

Well, right now the tariffs are very high on India because of the Russian oil and they've stopped doing the Russian oil that's it's been reduced very substantially. Yeah, we're going to be bringing the tariffs down. >> Trump's tariffs, a US trade deal that hangs fire, China hostility and middling growth.2025 seems like a year in which India's political and economic fortunes were clouded. But economist Nil Kant Mishra disagrees. The real story is in the business cycle in India on how the reversal of monetary ...

We're seeing an air related stocks meltdown pretty much across global markets today. Could India come out on skates if the bubble bursts. Given that foreign investors have been fairly down on India this year.Well, that's a really interesting question, and let me put it in the shortest possible answer that I can give you. Yes, India could potentially be a beneficiary. And we've seen what is called the I hedged trade already play out in a wee bit in India's favor because really, India has absolutely no air pl ...

Group 1: Market Overview - Air-related stocks are experiencing a significant downturn across global markets, raising questions about India's potential to benefit if the bubble bursts [1] - India currently lacks significant air play and hyperscaler stocks, positioning it as a potential growth opportunity if investors seek alternatives [2][3] Group 2: Economic Recovery - The reversal of monetary tightening and the end of hard fiscal tightening are driving a cyclical recovery in the Indian economy, with expectations of over 7% growth [5][9] - In the past year, India faced a 12% cut in earnings revisions, making it one of the worst-performing markets, but this trend is expected to change as economic recovery takes hold [7][8] Group 3: Financial Services Sector - The financial services industry is poised to benefit significantly from the anticipated economic growth and revival in credit growth, alongside increased foreign investment and potential mergers of small public sector banks [10][9] - Lending in India has historically grown at a nominal rate of 15% annually, but this has decreased to about 11% in recent years, indicating a need for renewed growth [13][14] Group 4: Government Spending and Consumption - Government spending and personal consumption expenditure have been the main drivers of the Indian economy, with recent slowdowns in government spending impacting overall growth [15][16] - Mid-market India is performing well, with signs of recovery in consumption, particularly in urban areas, despite some softness in rural regions [17][18] Group 5: Credit Growth and Risk - Current credit growth in India is around 10%, matching nominal GDP growth, which is lower than historical ratios, indicating a conservative lending environment [22] - Lenders have become overly cautious following a credit risk jolt, leading to a stark decline in growth in unsecured credit and personal loans [20][21] Group 6: Foreign Investment and Competitive Landscape - Large foreign banks are increasingly interested in the Indian financial services sector, which is seen as a source of long-term capital needed for economic growth [23][24] - The consolidation of public sector banks has reduced the number of banks in India, leading to decreased competitive intensity in the financial services industry [29][30]

What's the next step. The title report. The next step for China's bull markets, where they'll look for the next step.Yeah, I think, you know, for next year we still remain bullish. To me, I think the big change is really the global monetary order reconstruction from a, you know, strong dollar to a weak dollar and then from China us constantly in the trade negotiations to a G-2 framework. And then probably more importantly is the deep sea moment, not just in Asia but many other industries where there is a ma ...

Core Viewpoint - The central bank has maintained its key policy rate at 1.75% and indicated that there are unlikely to be any further changes to the rate for some time [1] Group 1 - The decision to keep the key policy rate at 1.75% reflects the central bank's current economic outlook [1] - The central bank's stance suggests a period of stability in monetary policy, which may influence investment strategies [1]

After a few tough years, the Australian economy has clawed its way back, says @Moss_Eco. But how good a spot is it really in? (via @opinion) https://t.co/5SM4KTDH1v ...

New Zealand building approvals neared a three-year high in the third quarter, adding to signs of optimism in the construction industry that could underpin an economic recovery https://t.co/o4s8CYwNqn ...

Shoppers and retailers are returning to the Midwest’s most prominent shopping strip, signaling that a budding recovery is under way on Chicago's famed Magnificent Mile.🔗: https://t.co/J3Rt9uV7BY https://t.co/PppAR3EXpj ...