Press Release Atos Positioned as a 'Leader' in all Four Market Segments in NelsonHall's 2025 NEAT Evaluation for Transforming Business Operations with GenAI Paris, France, December 19, 2025 – Atos, a global leader in AI-powered digital transformation, is proud to announce its recognition as a 'Leader' in all market segments of NelsonHall’s 2025 NEAT Evaluation for Transforming Business Operations with GenAI. This prestigious positioning underscores Atos’ commitment to driving innovation and delivering tang ...

Singapore investors often focus on local dividend plays like REITs and bank stocks, and with good reason. However, limiting your portfolio to a single market can constrain growth and expose you to localised risk. For those seeking global diversification and exposure to multi-national growth, here are three US dividend stocks that can add global resilience to your portfolio.AbbVie Inc. (NYSE: ABBV) – Diversified biopharmaceutical firm AbbVie is a global diversified biopharmaceutical company with a portfolio ...

Micron Technology Conference Summary Company Overview - **Company**: Micron Technology (NasdaqGS: MU) - **Event**: 2025 Conference on November 19, 2025 Key Industry Insights - **Market Conditions**: Business conditions have improved since the last earnings call, with strong demand in data centers and other markets, particularly driven by AI [4][19] - **Supply-Demand Dynamics**: There is a notable supply-demand tightness expected to continue beyond 2026, leading to robust pricing trends across markets [5][20] - **Long-term Contracts**: Customers are increasingly seeking multi-year contracts for supply assurance, indicating confidence in Micron's ability to meet future demand [20][21] Core Company Highlights - **Technology Leadership**: Micron is positioned strongly in both DRAM and NAND technologies, with ongoing innovations and improvements in yield and manufacturing efficiency [7][8][15] - **Product Development**: The company has successfully ramped its one beta and one gamma DRAM nodes, with plans for future nodes (one delta and one epsilon) [9][10] - **High Bandwidth Memory (HBM)**: Micron's HBM supply is fully contracted for 2026, with expectations for HBM 4 to set new performance benchmarks [5][13][14] Financial Performance - **Gross Margins**: Current gross margins are projected at 51.5%, with potential for improvement due to a favorable product mix, including high-capacity DIMMs and SSDs [25][26] - **Capital Expenditures**: Micron anticipates an increase in capital expenditures due to strong demand and the need for additional capacity [22][37] Product and Technology Developments - **NAND Technology**: Micron's Gen 9 NAND is in high-volume manufacturing, focusing on data center SSDs, with significant growth in PCIe Gen 5 and upcoming PCIe Gen 6 products [15][16] - **AI Demand**: The rise of AI workloads is driving demand for higher performance memory products, including both HBM and low-power DRAM [47][50] - **3D DRAM Future**: Micron is exploring the transition to true 3D DRAM, with a focus on timing and cost-effectiveness [57][58] Strategic Focus Areas - **Customer Engagement**: Long-term partnerships with customers are crucial for product development and feature integration [12][48] - **Debt Management**: Micron has reduced its debt from approximately $16 billion to below $12 billion, with plans to achieve net cash status soon [54] - **AI Integration**: The company is leveraging AI to improve productivity in design and manufacturing processes, with significant internal adoption rates [62][63] Additional Considerations - **Market Trends**: The shift from HDD to SSD is expected to continue, driven by the need for faster data access and performance improvements in AI applications [53] - **Sustainability of Demand**: The demand for SSDs is believed to be sustainable, primarily driven by use cases rather than cyclical factors [53] This summary encapsulates the key points discussed during the Micron Technology conference, highlighting the company's strategic direction, market conditions, and technological advancements.

Financial Data and Key Metrics Changes - In Q3, net sales were down 1.5% year-over-year, slightly better than year-to-date performance but about 60 basis points softer than Q2 [38] - Q3 GAAP EPS was $1.51 compared to $1.85 a year ago, while adjusted EPS was $1.78, about 4% lower than the previous year [42] - Gross margin rate for Q3 was 28.2%, about 10 basis points lower than last year, with pressures from higher markdowns offset by lower inventory shrink [40][41] Business Line Data and Key Metrics Changes - Comparable sales in Q3 were down 2.7%, with growth in food and beverage and Fun 101 partially offsetting declines in discretionary categories like home and apparel [28] - Digital comparable sales grew 2.4%, driven by over 35% growth in same-day delivery [28] - Fun 101 saw nearly 10% comp growth in toys and double-digit growth in music and video games, indicating strong performance in categories with unique assortments [28][30] Market Data and Key Metrics Changes - Consumer sentiment is at a three-year low, with concerns about jobs and affordability impacting spending behavior [31] - The company noted that guests are prioritizing value and spending more on essentials while looking for deals in discretionary categories [31] Company Strategy and Development Direction - The company is focused on three priorities: solidifying design-led merchandising authority, enhancing the shopping experience, and leveraging technology for efficiency [9][10] - Plans for next year include increasing capital expenditures to about $5 billion, which is $1 billion more than the current year, to support store experience and remodel programs [24][48] - The company is modernizing its cross-functional teams to improve decision-making and speed in product offerings [64][75] Management's Comments on Operating Environment and Future Outlook - Management expressed that they are not satisfied with current results and are committed to driving change to return to sustainable growth [49][80] - The company is actively addressing challenges in the external environment and is focused on making necessary investments to improve performance [47][48] Other Important Information - The company has eliminated approximately 1,800 roles at headquarters to streamline operations and enhance agility [10] - The upcoming financial community meeting will take place in Minneapolis on March 3rd, providing insights into the company's evolution and strategy [53] Q&A Session Summary Question: Can we rule out a reset of margin during this investment phase? - Management indicated that they are committed to making the right investments to achieve desired outcomes, focusing on efficiency and experience improvements [57][59] Question: What are the most urgent gaps and capabilities? - Management highlighted the importance of merchandising authority and the positive response seen in categories like FUN 101, indicating a focus on elevating the guest experience [61][62] Question: How does the company view the $5 billion CapEx investment? - The company sees this investment as crucial for driving growth, particularly in new stores and remodels, while also emphasizing the importance of technology [70][75]

Core Insights - RADCOM Ltd. has secured a contract for its Smart Network Visibility Solution through Rakuten Symphony for a leading mobile operator, enhancing network observability and reducing monitoring costs [1][2] - The solution provides real-time subscriber analytics, enabling quick identification and resolution of customer-impacting issues, thus ensuring superior service quality and operational efficiency [2][3] - RADCOM's solution is designed for high-performance data analysis in demanding network environments, offering advanced visibility functions such as traffic aggregation, filtering, and session tracking [3] Company Overview - RADCOM is a leading provider of advanced assurance solutions with integrated AI Operations (AIOps) capabilities, utilizing AI-driven analytics to improve customer experiences [4] - The company's flagship platform, RADCOM ACE, supports end-to-end network observability from the radio access network to the core, designed to be open, vendor-neutral, and cloud-agnostic [4] - RADCOM's solutions aim to drive next-generation network automation and optimization, reducing operational costs and enhancing user experiences through powerful data-driven analytics [4]

Core Insights - Enterprises in Germany are increasingly integrating AI into application development, focusing on innovation, compliance, and precision engineering [1][2][3] Group 1: AI Integration and Compliance - Companies in Germany are prioritizing the ethical use of AI, which is essential for service delivery, and are seeking providers that can ensure compliance with regulatory requirements, including data protection [2][3] - The 2025 ISG Provider Lens report indicates that GenAI implementations have progressed from exploration to execution, significantly changing how enterprises approach application development and management [2][4] Group 2: Industry Trends and Government Initiatives - The report highlights that mobile application development and public sector digitalization are key trends, with the government expanding e-government platforms and emphasizing usability, security, and data localization [4][5] - In healthcare, the demand for regulated application development is rising, driven by legislation that allows doctors to prescribe digital health apps, necessitating compliance with performance and privacy standards [5][6] Group 3: Market Dynamics and Provider Evaluation - The report evaluates 26 providers in the AI-driven application development services sector, naming adesso SE, Allgeier, and others as leaders, while Coforge is recognized as a Rising Star [8] - LTIMindtree is acknowledged as the global ISG CX Star Performer for 2025, achieving the highest customer satisfaction scores among AI-driven ADM service providers [9]

Financial Data and Key Metrics Changes - Grindr reported a total revenue increase of 30% year-over-year, reaching $116 million in Q3 2025 [11] - Adjusted EBITDA was $55 million, up 37% year-over-year, resulting in a record margin of 47% [11][14] - Net income for Q3 was $31 million, or $0.16 per diluted share, compared to $25 million, or $0.09 per share, a year ago [13] Business Line Data and Key Metrics Changes - Direct revenue grew by 25% year-over-year, while indirect revenue increased by 56% [11] - The advertising business was the primary driver of outperformance, with strong results from international third-party advertising partners [12] - Average monthly active users (MAU) totaled 15.1 million, with an average of 1.3 million paying users, resulting in a penetration rate of 8.6% [12] Market Data and Key Metrics Changes - Grindr's user demographics show that 46% of users are aged 18 to 29, indicating strong engagement among younger cohorts [27] - The company is focusing on international markets, particularly in Europe and regions like Brazil and India, where brand recognition is lower [49][50] Company Strategy and Development Direction - Grindr is expanding its product service area and enhancing user experience through features like Albums, Boost, and AI-powered tools [5][6] - The company is testing subscription price changes for the first time since 2018, with positive retention rates observed [6] - A new AI-powered premium tier is being developed for power users, expected to roll out globally in late 2026 [7][39] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving a full-year 2025 adjusted EBITDA of $191-$193 million, reaffirming a revenue growth outlook of 26% or greater [4][14] - The company remains focused on execution despite a proposal from large shareholders to take Grindr private [9][10] Other Important Information - Grindr has repurchased 25.1 million shares for approximately $450 million, with $50 million remaining under the current authorization [13] - The board has formed a special committee to evaluate the proposal for taking the company private [9] Q&A Session Summary Question: Pricing strategy and user conversion - Management emphasized the importance of balancing price increases with user conversion, noting minimal impact on conversion rates despite price changes [17][18] Question: Engagement metrics for new products - The "Right Now" feature has seen high engagement, with 20-25% of users posting weekly and over 75% viewing postings [25] Question: Trends in user base growth and bad actor removal - MAU growth is primarily organic, with efforts to remove bad actors impacting reported numbers [30][32] Question: International market initiatives - Management outlined three buckets for international growth: increasing pay penetration in economically advanced countries, expanding user base in emerging markets, and focusing on India [48][50] Question: AI integration and advertising growth - AI features are being integrated into the premium tier, and advertising growth has been strong, contributing positively to EBITDA [59][60]

Summary of Conference Call Notes Companies Involved - **Alphabet Inc. (GOOGL)** - **Meta Platforms Inc (META)** Key Points and Arguments Alphabet Inc. (GOOGL) 1. **Price Target Revision**: GOOGL's price target has been raised from $270.00 to $330.00, reflecting a positive outlook on its performance and growth potential [1][4][24] 2. **Revenue Growth**: GOOGL reported strong revenue growth across all major lines, with Search growing 14.5% year-over-year and YouTube growing 15% year-over-year. Google Cloud (GCP) was highlighted as a standout performer with a 34% year-over-year growth [4][8] 3. **Earnings Per Share (EPS) Increase**: EPS estimates for 2026 and 2027 have been raised by approximately 7% and 9%, respectively, driven by higher investments and strong revenue performance [1][4][7] 4. **Google Cloud Backlog**: The Google Cloud backlog grew by 46% quarter-over-quarter, reaching $155 billion, with expectations of continued strong growth [8][17] 5. **Investment in Generative AI**: GOOGL's investment in Generative AI is expected to enhance its return on invested capital (ROIC) and drive stock performance. The upcoming launch of Gemini 3 is anticipated to be a key catalyst [3][9][24] 6. **Market Position**: GOOGL is expected to outperform tactically compared to competitors, particularly in the context of rising investments in AI and cloud services [1][7] Meta Platforms Inc (META) 1. **Price Target Revision**: META's price target has been slightly reduced from $850.00 to $820.00, indicating a cautious outlook amid rising operational expenses [1][10][24] 2. **Revenue Estimates**: META's revenue estimates remain largely unchanged, but operational expenses (opex) are increasing, leading to a decrease in EPS estimates by 5% for 2026 and 4% for 2027 [1][10][28] 3. **Core Platform Performance**: Despite the disappointing revenue guidance, META's core platform improvements are still considered strong, with double-digit growth in time spent on Facebook and Instagram [10][11] 4. **Investment in Super Intelligence**: META is increasing its investment in its super intelligence team, which is expected to impact its capex and create uncertainty around ROIC [10][14] 5. **Future Developments**: The launch of Llama reasoning and next-generation models in 2026 will be critical for META to maintain its competitive edge in Generative AI [11][12] Industry Insights 1. **Generative AI Adoption**: Both GOOGL and META are experiencing improving signals in Generative AI adoption, which is crucial for long-term growth opportunities [3][16] 2. **Capex Increases**: Both companies are raising their capital expenditure (capex) guidance for 2026, with GOOGL's capex increasing by 28% and META's by 10% [13][28] 3. **Market Dynamics**: The competitive landscape is expected to put pressure on AWS, as GOOGL's cloud performance outpaces its current backlog [8][20] Additional Important Information 1. **Tax Implications**: META is expected to benefit from provisions in the One Big Beautiful Bill Act (OBBBA), which will reduce its cash taxes significantly, despite a one-time non-cash deferred tax charge recorded this quarter [14] 2. **Data Center Spending**: The total data center spending from major players is projected to reach $570 billion in 2026, indicating a robust investment trend in cloud infrastructure [21][22] This summary encapsulates the key insights and developments discussed in the conference call, highlighting the performance and strategic directions of GOOGL and META within the context of the broader industry landscape.

Core Insights - Enterprises are transforming contact centers from transactional hubs to growth engines through AI integration [1][2][3] - The adoption of generative AI and analytics is redefining customer interaction management and aligning operations with long-term business goals [2][3] AI Integration and Impact - AI-enabled customer experience solutions are shifting organizations from reactive support to proactive engagement, enhancing consumer loyalty [2][3] - Significant improvements in service quality and productivity are being achieved by integrating AI with core data and knowledge management frameworks [3][4] Challenges in AI Adoption - Many enterprises face difficulties in scaling AI solutions beyond pilot projects due to data quality issues and integration challenges with legacy systems [4] - Organizations are reassessing investment priorities to balance innovation with measurable outcomes, utilizing modular AI platforms for scalability [4] Workforce Transformation - Contact center agents are evolving into brand ambassadors, leveraging AI insights for complex interactions [5] - Upskilling and continuous learning programs are becoming essential for workforce transformation, with AI literacy being a critical requirement [5] Strategic Alignment - Organizations that effectively align people, data, and technology are realizing the greatest value from AI in customer experience [6] - Increased investments in specialized talent and solutions by service providers are facilitating enterprise engagement in modernizing contact centers [6] Trends in Customer Experience - The report highlights trends such as the shift towards omnichannel engagement models and the importance of responsible AI governance in customer experience functions [7] - The 2025 ISG Provider Lens report evaluates 34 providers across three quadrants: Digital Operations, Intelligent Agent Experience, and Intelligent CX [8] Provider Recognition - Concentrix, Foundever, Genpact, HGS, Konecta, Sutherland, TP, Transcom, and WNS are recognized as Leaders in all three quadrants [9] - Firstsource and HCLTech are identified as Rising Stars in two quadrants each, indicating promising portfolios and high future potential [10]

Group 1 - Core Scientific Inc. is viewed positively by Wall Street analysts, with Cantor Fitzgerald raising its price target to $26 from $18 while maintaining an Overweight rating [1][2] - The potential acquisition by CoreWeave Inc. is a focal point, with two scenarios anticipated if the deal is rejected: either CoreWeave renegotiates or Core Scientific pursues its own high-performance computing (HPC) strategy [1][2] - B. Riley has also upgraded Core Scientific to Buy from Neutral, increasing its price target to $30 from $17, indicating a strong likelihood of shareholders voting against the acquisition [2] Group 2 - Core Scientific operates in the digital asset mining sector in the US, divided into three segments: Digital Asset Self-Mining, Digital Asset Hosted Mining, and HPC Hosting [3] - CoreWeave Inc. provides a cloud platform that supports scaling and acceleration for Generative AI, focusing on infrastructure for enterprise compute workloads [3]