Vi e w p o i n t | 30 Jan 2026 09:43:10 ET │ 13 pages North America Internet Citi Internet Insight Series: Agentic Commerce Themes as Adoption Accelerates & Conversion Rates Expand CITI'S TAKE Agentic Commerce creates a new Top-of-Funnel opportunity and following our call with Jason Goldberg (Chief Commerce Strategy Officer at Publicis) and Scot Wingo (Co-Founder/CEO of ReFiBuy.ai) earlier this week, it is clear AC can fundamentally reshape the broader eCommerce landscape given adoption trends and better co ...

Jim Cramer, the host of Mad Money, said Monday that earnings season is what is really moving stocks right now. We knew the airlines would have to cancel a lot of flights thanks to the blizzard on Friday. They did. So what? The stocks were therefore mostly unchanged, having discounted the storm in advance… How about the stock of Generac, a company that makes emergency generators? It fell after rallying last week and at one point today, plummeted 11 points because the storm failed to knock out as much power a ...

TEL AVIV, Israel, Jan. 27, 2026 /PRNewswire/ -- RADCOM Ltd. (NASDAQ: RDCM) announced today that it will report its financial results for the fourth quarter and full year, which ended December 31, 2025, on Wednesday, February 11, 2026, before the market opens on the Nasdaq Stock Market. RADCOM CEO Benny Eppstein and CFO Hod Cohen will hold a conference call and webinar on the same day at 8:00 AM Eastern Time (3:00 PM Israel Time) to review the financial results and answer questions from participants. Attend ...

Press Release Atos Positioned as a 'Leader' in all Four Market Segments in NelsonHall's 2025 NEAT Evaluation for Transforming Business Operations with GenAI Paris, France, December 19, 2025 – Atos, a global leader in AI-powered digital transformation, is proud to announce its recognition as a 'Leader' in all market segments of NelsonHall’s 2025 NEAT Evaluation for Transforming Business Operations with GenAI. This prestigious positioning underscores Atos’ commitment to driving innovation and delivering tang ...

Core Insights - The article emphasizes the importance of global diversification for investors, particularly in the context of Singaporean investors who typically focus on local dividend stocks. It suggests three US dividend stocks that can enhance portfolio resilience and growth potential. Group 1: AbbVie Inc. (NYSE: ABBV) - AbbVie is a diversified biopharmaceutical company with a strong portfolio in various therapeutic areas and is part of the S&P 500 Dividend Aristocrats Index, having increased dividends for at least 25 consecutive years [2] - For 3Q2025, AbbVie's revenue rose 9.1% YoY to US$15.8 billion, driven by the success of its immunology drug Skyrizi [2] - Despite a significant drop in GAAP net earnings to US$186 million (down 88% YoY) due to one-time charges of nearly US$2.7 billion, operating cash flow increased 17.5% YoY to US$13.8 billion [3] - AbbVie raised its dividend to US$1.73 per share for 3Q2025, reflecting a 5.5% YoY increase, with a sustainable payout ratio of around 68% of free cash flow [4] Group 2: Automatic Data Processing (ADP) (NASDAQ: ADP) - ADP is a global leader in HR and payroll solutions, serving clients in over 140 countries, and operates primarily under the PEO and Employer Services segments [6] - For 1Q FY2026, ADP's revenue increased 7% YoY to US$5.2 billion, with net earnings growing 6% to US$1 billion [7] - ADP has a remarkable track record of 50 consecutive years of dividend growth, with quarterly dividends raised by 12.9% YoY to US$1.7 per share, maintaining a payout ratio of 68% [7] - The company is investing in AI capabilities and updating its HCM technologies to enhance productivity and capture higher-value clients [8] Group 3: Kinder Morgan, Inc. (NYSE: KMI) - Kinder Morgan is one of North America's largest energy infrastructure companies, operating approximately 79,000 miles of pipelines and 139 terminals [9] - For 3Q2025, Kinder Morgan's revenue grew 12% YoY to US$4.1 billion, while net income remained stable at US$654 million [10] - The company expects dividends to increase by 2% to US$1.17 per share for 2025, marking its eighth consecutive year of dividend increases [10] - Kinder Morgan's US$9.3 billion backlog of natural gas projects is anticipated to drive future growth, supported by rising US natural gas demand [11] Group 4: Investment Opportunities - The article highlights that investing in US-listed companies provides global exposure across various sectors, including healthcare, industrial, and energy, which can enhance dividend resilience across different market cycles [12] - It notes that US companies typically have a proven track record of growth, stable cash flow, and business resilience, offering quality income through sustainable dividends [13]

Micron Technology Conference Summary Company Overview - **Company**: Micron Technology (NasdaqGS: MU) - **Event**: 2025 Conference on November 19, 2025 Key Industry Insights - **Market Conditions**: Business conditions have improved since the last earnings call, with strong demand in data centers and other markets, particularly driven by AI [4][19] - **Supply-Demand Dynamics**: There is a notable supply-demand tightness expected to continue beyond 2026, leading to robust pricing trends across markets [5][20] - **Long-term Contracts**: Customers are increasingly seeking multi-year contracts for supply assurance, indicating confidence in Micron's ability to meet future demand [20][21] Core Company Highlights - **Technology Leadership**: Micron is positioned strongly in both DRAM and NAND technologies, with ongoing innovations and improvements in yield and manufacturing efficiency [7][8][15] - **Product Development**: The company has successfully ramped its one beta and one gamma DRAM nodes, with plans for future nodes (one delta and one epsilon) [9][10] - **High Bandwidth Memory (HBM)**: Micron's HBM supply is fully contracted for 2026, with expectations for HBM 4 to set new performance benchmarks [5][13][14] Financial Performance - **Gross Margins**: Current gross margins are projected at 51.5%, with potential for improvement due to a favorable product mix, including high-capacity DIMMs and SSDs [25][26] - **Capital Expenditures**: Micron anticipates an increase in capital expenditures due to strong demand and the need for additional capacity [22][37] Product and Technology Developments - **NAND Technology**: Micron's Gen 9 NAND is in high-volume manufacturing, focusing on data center SSDs, with significant growth in PCIe Gen 5 and upcoming PCIe Gen 6 products [15][16] - **AI Demand**: The rise of AI workloads is driving demand for higher performance memory products, including both HBM and low-power DRAM [47][50] - **3D DRAM Future**: Micron is exploring the transition to true 3D DRAM, with a focus on timing and cost-effectiveness [57][58] Strategic Focus Areas - **Customer Engagement**: Long-term partnerships with customers are crucial for product development and feature integration [12][48] - **Debt Management**: Micron has reduced its debt from approximately $16 billion to below $12 billion, with plans to achieve net cash status soon [54] - **AI Integration**: The company is leveraging AI to improve productivity in design and manufacturing processes, with significant internal adoption rates [62][63] Additional Considerations - **Market Trends**: The shift from HDD to SSD is expected to continue, driven by the need for faster data access and performance improvements in AI applications [53] - **Sustainability of Demand**: The demand for SSDs is believed to be sustainable, primarily driven by use cases rather than cyclical factors [53] This summary encapsulates the key points discussed during the Micron Technology conference, highlighting the company's strategic direction, market conditions, and technological advancements.

Financial Data and Key Metrics Changes - In Q3, net sales were down 1.5% year-over-year, slightly better than year-to-date performance but about 60 basis points softer than Q2 [38] - Q3 GAAP EPS was $1.51 compared to $1.85 a year ago, while adjusted EPS was $1.78, about 4% lower than the previous year [42] - Gross margin rate for Q3 was 28.2%, about 10 basis points lower than last year, with pressures from higher markdowns offset by lower inventory shrink [40][41] Business Line Data and Key Metrics Changes - Comparable sales in Q3 were down 2.7%, with growth in food and beverage and Fun 101 partially offsetting declines in discretionary categories like home and apparel [28] - Digital comparable sales grew 2.4%, driven by over 35% growth in same-day delivery [28] - Fun 101 saw nearly 10% comp growth in toys and double-digit growth in music and video games, indicating strong performance in categories with unique assortments [28][30] Market Data and Key Metrics Changes - Consumer sentiment is at a three-year low, with concerns about jobs and affordability impacting spending behavior [31] - The company noted that guests are prioritizing value and spending more on essentials while looking for deals in discretionary categories [31] Company Strategy and Development Direction - The company is focused on three priorities: solidifying design-led merchandising authority, enhancing the shopping experience, and leveraging technology for efficiency [9][10] - Plans for next year include increasing capital expenditures to about $5 billion, which is $1 billion more than the current year, to support store experience and remodel programs [24][48] - The company is modernizing its cross-functional teams to improve decision-making and speed in product offerings [64][75] Management's Comments on Operating Environment and Future Outlook - Management expressed that they are not satisfied with current results and are committed to driving change to return to sustainable growth [49][80] - The company is actively addressing challenges in the external environment and is focused on making necessary investments to improve performance [47][48] Other Important Information - The company has eliminated approximately 1,800 roles at headquarters to streamline operations and enhance agility [10] - The upcoming financial community meeting will take place in Minneapolis on March 3rd, providing insights into the company's evolution and strategy [53] Q&A Session Summary Question: Can we rule out a reset of margin during this investment phase? - Management indicated that they are committed to making the right investments to achieve desired outcomes, focusing on efficiency and experience improvements [57][59] Question: What are the most urgent gaps and capabilities? - Management highlighted the importance of merchandising authority and the positive response seen in categories like FUN 101, indicating a focus on elevating the guest experience [61][62] Question: How does the company view the $5 billion CapEx investment? - The company sees this investment as crucial for driving growth, particularly in new stores and remodels, while also emphasizing the importance of technology [70][75]

Core Insights - RADCOM Ltd. has secured a contract for its Smart Network Visibility Solution through Rakuten Symphony for a leading mobile operator, enhancing network observability and reducing monitoring costs [1][2] - The solution provides real-time subscriber analytics, enabling quick identification and resolution of customer-impacting issues, thus ensuring superior service quality and operational efficiency [2][3] - RADCOM's solution is designed for high-performance data analysis in demanding network environments, offering advanced visibility functions such as traffic aggregation, filtering, and session tracking [3] Company Overview - RADCOM is a leading provider of advanced assurance solutions with integrated AI Operations (AIOps) capabilities, utilizing AI-driven analytics to improve customer experiences [4] - The company's flagship platform, RADCOM ACE, supports end-to-end network observability from the radio access network to the core, designed to be open, vendor-neutral, and cloud-agnostic [4] - RADCOM's solutions aim to drive next-generation network automation and optimization, reducing operational costs and enhancing user experiences through powerful data-driven analytics [4]

Core Insights - Enterprises in Germany are increasingly integrating AI into application development, focusing on innovation, compliance, and precision engineering [1][2][3] Group 1: AI Integration and Compliance - Companies in Germany are prioritizing the ethical use of AI, which is essential for service delivery, and are seeking providers that can ensure compliance with regulatory requirements, including data protection [2][3] - The 2025 ISG Provider Lens report indicates that GenAI implementations have progressed from exploration to execution, significantly changing how enterprises approach application development and management [2][4] Group 2: Industry Trends and Government Initiatives - The report highlights that mobile application development and public sector digitalization are key trends, with the government expanding e-government platforms and emphasizing usability, security, and data localization [4][5] - In healthcare, the demand for regulated application development is rising, driven by legislation that allows doctors to prescribe digital health apps, necessitating compliance with performance and privacy standards [5][6] Group 3: Market Dynamics and Provider Evaluation - The report evaluates 26 providers in the AI-driven application development services sector, naming adesso SE, Allgeier, and others as leaders, while Coforge is recognized as a Rising Star [8] - LTIMindtree is acknowledged as the global ISG CX Star Performer for 2025, achieving the highest customer satisfaction scores among AI-driven ADM service providers [9]

Financial Data and Key Metrics Changes - Grindr reported a total revenue increase of 30% year-over-year, reaching $116 million in Q3 2025 [11] - Adjusted EBITDA was $55 million, up 37% year-over-year, resulting in a record margin of 47% [11][14] - Net income for Q3 was $31 million, or $0.16 per diluted share, compared to $25 million, or $0.09 per share, a year ago [13] Business Line Data and Key Metrics Changes - Direct revenue grew by 25% year-over-year, while indirect revenue increased by 56% [11] - The advertising business was the primary driver of outperformance, with strong results from international third-party advertising partners [12] - Average monthly active users (MAU) totaled 15.1 million, with an average of 1.3 million paying users, resulting in a penetration rate of 8.6% [12] Market Data and Key Metrics Changes - Grindr's user demographics show that 46% of users are aged 18 to 29, indicating strong engagement among younger cohorts [27] - The company is focusing on international markets, particularly in Europe and regions like Brazil and India, where brand recognition is lower [49][50] Company Strategy and Development Direction - Grindr is expanding its product service area and enhancing user experience through features like Albums, Boost, and AI-powered tools [5][6] - The company is testing subscription price changes for the first time since 2018, with positive retention rates observed [6] - A new AI-powered premium tier is being developed for power users, expected to roll out globally in late 2026 [7][39] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving a full-year 2025 adjusted EBITDA of $191-$193 million, reaffirming a revenue growth outlook of 26% or greater [4][14] - The company remains focused on execution despite a proposal from large shareholders to take Grindr private [9][10] Other Important Information - Grindr has repurchased 25.1 million shares for approximately $450 million, with $50 million remaining under the current authorization [13] - The board has formed a special committee to evaluate the proposal for taking the company private [9] Q&A Session Summary Question: Pricing strategy and user conversion - Management emphasized the importance of balancing price increases with user conversion, noting minimal impact on conversion rates despite price changes [17][18] Question: Engagement metrics for new products - The "Right Now" feature has seen high engagement, with 20-25% of users posting weekly and over 75% viewing postings [25] Question: Trends in user base growth and bad actor removal - MAU growth is primarily organic, with efforts to remove bad actors impacting reported numbers [30][32] Question: International market initiatives - Management outlined three buckets for international growth: increasing pay penetration in economically advanced countries, expanding user base in emerging markets, and focusing on India [48][50] Question: AI integration and advertising growth - AI features are being integrated into the premium tier, and advertising growth has been strong, contributing positively to EBITDA [59][60]