Visa now allows certain partner banks and fintechs to settle their obligations to Visa in USDC, rather than traditional bank transfers. Settling means “squaring the tab” at the end of the day between banks, card issuers, and Visa. Instead of waiting on slow, expensive bank wires, they can send USDC on-chain, and now they can do that on Solana, a fast, low-fee blockchain built for high transaction throughput.First, a quick definition. A stablecoin is a crypto token that tracks a real-world asset, usually the ...

SoFi has become the first U.S. nationally chartered retail bank to issue a dollar-backed stablecoin on a public, permissionless blockchain, marking a turning point in how regulated banks participate in on-chain finance. The company announced the launch of SoFiUSD, a fully reserved stablecoin issued by SoFi Bank, N.A., positioning the bank not only as a consumer-facing issuer but also as an infrastructure provider for other banks, fintech firms, and enterprise platforms. SoFi Brings Stablecoins Inside th ...

JPMorgan Chase & Co. (NYSE:JPM) has launched its first tokenized money-market fund on Ethereum (CRYPTO: ETH) , marking a significant step in Wall Street's push toward on-chain finance.JPMorgan Launches Tokenized Money FundJPMorgan's asset-management arm is rolling out its first tokenized money-market fund, branded My OnChain Net Yield Fund, or MONY, the Wall Street Journal reported on Monday. The private fund will run on the Ethereum blockchain and is seeded with $100 million of JPMorgan's own capital.The b ...

An exploration of the on-chain financial stack and how liquidity, payments and stable-value assets converge to form the backbone of the new digital economy featuring @ethena_labs, @hashed_official, @celo, @1inch, @cypher_capital. https://t.co/gt60Padroi ...

Suppose we accept two simple facts: 1. the euro is not going to disappear, and 2. Europe is not going to dollarize, so then a globally significant euro stablecoin is a logical outcome. The underlying euro economy is enormous. In 2023, the Eurosystem’s T2 platform processed roughly €2.2 trillion per day . According to the Bank for International Settlements (BIS) , average global FX turnover reached $9.6 trillion per day in April 2025, with the USD on one side of about 89% of all trades; the euro ranked as th ...

Core Insights - The real-world asset (RWA) market is showing signs of recovery after a slow November, driven by interest in stablecoin experiments and strong technical setups [1] - Activity in the RWA sector remains uneven, but certain tokens are demonstrating clearer setups for potential growth [2] Stellar (XLM) - Stellar (XLM) is highlighted as a payments-first chain utilized by major financial players, despite experiencing an 18.9% decline in November [3] - A recent 4.9% bounce in the last week is attributed to US Bank's stablecoin tests and increased AUDD activity [3] - A bullish divergence is indicated by the price reaching a lower low while the Relative Strength Index (RSI) formed a higher low, suggesting that selling pressure may be diminishing [4] - XLM is currently trading within a tight range of $0.253 to $0.264, with a daily close above $0.264 signaling a potential bullish trend [5] - If the price falls below $0.239, the bullish setup weakens, potentially leading to a drop towards $0.217 [7] Quant (QNT) - Quant (QNT) is identified as an outlier among RWA tokens, having increased by approximately 32% in November and 37% in the past week, with a 12% rise in the last 24 hours [8] - The token is central to the "interoperability for finance" narrative, connecting private and public blockchains, which allows it to respond quickly to institutional demand [9] - A bullish EMA crossover is nearing completion on the daily chart, indicating that buyers may be gaining control, which could lead to further price increases [10]

Core Insights - Chaince Digital Holdings Inc. announced participation in the 31st Annual Conference of The Chinese Finance Association, highlighting its role in tokenization solutions and digital-asset capital markets infrastructure [1][2] - The conference focused on "Harnessing AI for Smarter, Safer and More Resilient Financial Markets," attracting a diverse audience from various sectors [2] Company Overview - Chaince Digital Holdings Inc. (formerly Mercurity Fintech Holding Inc.) is a fintech group leveraging blockchain infrastructure to provide technology and financial services, aiming to bridge traditional finance with digital innovation [4] - The company operates through subsidiaries, including Chaince Securities, LLC, which specializes in digital-asset investment banking and advisory services [6] Industry Trends - The institutional phase of Real-World Asset (RWA) tokenization is emerging, with expectations that the next decade will focus on integrating traditional market infrastructure with blockchain and AI technologies [3] - The convergence of AI and on-chain finance is anticipated to enhance market transparency, efficiency, and risk management, impacting credit markets and global capital flows [8]

📢 Congrats to @Mantle_Official and @DMZ_Finance!On-chain finance just leveled up with $QCDT. 🚀Mantle (@Mantle_Official):Mantle is accelerating institutional onchain adoption.@DMZ_Finance’s $QCDT, the world’s first DFSA-approved tokenized money market fund, is now live on Mantle.Real yield, real compliance, real adoption. https://t.co/1yRrA7wXjs ...

RT Michael | SOL Strategies (@m_hbbrd)The Solana Economy.Economies are typically thought of in the context of countries. Sometimes states or cities. They’re typically measured in GDP, but other metrics include balance of payments (trade surplus/deficit), inflation, sources of income, distribution of income and wealth, debt.The concept of the economy must change as we shift into a world of global on-chain finance. Homogenous economies now exist across borders, beyond unified currency regions and individual m ...

RT Cointelegraph Accelerator (@CointelegraphAc)Join us this Friday, as we discuss the convergence of TradFi and DeFi in the inevitable "on-chain finance!"Fear and Greed index sitting low. Capital movements. Market volatility.What does it all mean?With 14 speakers from across the industry, this should be action-packed. ...