Blend Labs Inc., (NYSE: BLND) is a leading origination platform for digital banking solutions. Financial providers— from large banks, fintechs, and credit unions to community and independent mortgage banks—use Blend's platform to transform banking experiences for their customers. To learn more, visit blend.com. A link to the live call can be accessed at the Company's Investor Relations website at investor.blend.com, along with the Company's earnings press release, financial information, and slide presentati ...

Core Insights - Diebold Nixdorf Inc. reported a doubling of its 2025 adjusted EPS to $5.59 and a 12% year-over-year revenue growth in Q4 to $1.1 billion, driven by a 17% increase in order entries in the banking and retail sectors [1][4] Financial Performance - Q4 revenue increased by 12% year-over-year to $1.1 billion, supported by a 17% surge in order entries [1] - Operating expenses rose by 3.7% due to labor costs and investments in service infrastructure, but management expects margin expansion starting in Q2 2026 [2] Strategic Focus - The company is focusing on modular retail solutions and ATM recycling technology, resulting in significant market gains, including nine new major retail logos in the US grocery and pharmacy sectors [1] - The rollout of new field service software is largely complete, positioning the company for future margin improvements [2] Market Position and Outlook - Diebold Nixdorf enters 2026 with a solid $730 million product backlog and anticipates revenue growth to be weighted toward the second half of the year [3] - The banking segment remains strong with robust demand for branch automation in North America and a recovery expected in Latin America [2] Capital Allocation - The company is disciplined in its capital allocation, prioritizing shareholder returns through buybacks while considering tuck-in acquisitions to enhance service capabilities and global presence [3]

Company Overview - Diebold Nixdorf operates with a trailing-12-month revenue of $3.8 billion and a net income of $97.4 million [4] - The company has a market capitalization of $2.95 billion as of February 17, 2026, with shares trading at $83.43 [4] - Diebold Nixdorf employs approximately 20,000 people globally and offers a comprehensive portfolio of hardware, software, and managed services for banking and retail environments [6] Recent Developments - On February 3, 2026, Arena Capital Advisors, LLC sold its entire position of 611,495 shares in Diebold Nixdorf, with an estimated transaction value of $34.9 million [2][6] - The sale represents a complete exit from a position that previously accounted for 15% of Arena Capital's disclosed securities portfolio [6] - Following the sale, Arena Capital reported no position in Diebold Nixdorf for the fourth quarter [2] Performance Metrics - Diebold Nixdorf shares increased by 68.8% over the past year, outperforming the S&P 500 by 53.4 percentage points [6] - The company delivered a market-beating return of 57% in 2025 [9] Business Model - Diebold Nixdorf generates revenue through hardware sales, software licensing, managed services, and maintenance contracts, focusing on transaction processing and asset management [7] - The primary customers include global banks and major retailers seeking automation and digital transformation solutions [7]

Core Insights - Mibanco, Peru's leading microfinance bank, has selected Temenos SaaS to modernize its core banking infrastructure and enhance access to finance for small businesses [1][2] - The adoption of Temenos Core and Data Hub aims to accelerate time to market, improve customer experience, and increase operational efficiency [2][4] Company Overview - Mibanco is part of the Credicorp group and serves over 1.9 million active customers with assets exceeding PEN 18.2 billion (USD 5.4 billion) [3] - The bank focuses on micro, small, and medium-sized enterprises, particularly in underserved and informal sectors, offering a variety of financial services [3] Digital Transformation Strategy - Mibanco's digital transformation will leverage Temenos SaaS to provide an agile and scalable solution, facilitating further expansion in a market where 99% of businesses are classified as micro and small [4] - The bank aims to address the needs of approximately 7 million unbanked businesses and individuals in Peru [4] Technology Deployment - Mibanco will utilize Microsoft Azure for running Temenos SaaS, enabling seamless deployment and a unified commercial view across its cloud investments [5] - The SaaS model allows Mibanco to focus on expanding financial access and driving innovation rather than managing technology [4] Leadership Commentary - Alberto del Solar, Deputy CEO of Mibanco, expressed confidence in Temenos' technology and expertise for the bank's transformation project [6] - Rodrigo Silva, President of Americas at Temenos, highlighted the selection as a testament to the strength and agility of their core banking suite [6]

Core Insights - Jack Henry & Associates reported a higher second-quarter profit, attributed to strong demand for its banking technology offerings [1] Company Performance - The increase in profit indicates robust performance in the banking technology sector, reflecting a positive trend in demand for such services [1]

Core Insights - Temenos announced the winners of its annual Partner awards, recognizing excellence in driving innovation and customer success within the banking technology sector [1][2]. Partner Awards Summary - **Sales Partner of the Year**: Corebanx, based in Brazil, was recognized for its collaboration with Temenos and its role in securing a major deal for the digital transformation of a leading Brazilian development bank [2]. - **Delivery Partner of the Year**: Capgemini has been a partner for over 20 years, demonstrating high standards in delivery leadership and commitment to training, marking its third consecutive year of receiving this award [3]. - **Technology Partner of the Year**: IBM has supported Temenos offerings for many years, with many customers benefiting from IBM's Power platform and hybrid cloud technology [4]. - **Exchange Partner of the Year**: Lasernet has contributed significantly to referral revenue and has shown exceptional engagement in alignment with Temenos objectives over 15 years [5]. - **Rising Star Partner of the Year**: Accenture has strengthened its collaboration with Temenos, driving significant pipeline opportunities in Europe and adopting a proactive go-to-market model [6]. Company Overview - Temenos is a global leader in banking technology, providing a core banking suite and modular solutions that modernize the banking industry, enabling banks to deliver next-generation services and AI-enhanced experiences [7].

Core Insights - Alkami Technology, Inc. is hosting the Alkami Co:lab 2026 conference from April 13–15 in San Diego, California, focusing on empowering regional and community financial institutions with actionable strategies in various areas of digital banking [1][2]. Group 1: Conference Overview - The conference will feature six tracks covering digital banking, business and commercial banking, data and marketing, security and compliance, onboarding and account opening, and the underlying technology [1]. - Nearly 50 unique sessions will be available, including customer panels, strategic conversations, industry updates, roundtable discussions, and hands-on training, aimed at helping attendees translate insights into actionable strategies [2]. Group 2: Session Goals and Content - The sessions are designed to inspire attendees and equip them with strategies and skills applicable to their institutions, enhancing their growth and operational effectiveness [3]. - Topics will include Anticipatory Banking, modern payments, AI-driven fraud prevention, and the developer experience, with a focus on real-world applications and case studies demonstrating how financial institutions can leverage predictive marketing and improve onboarding processes [4]. Group 3: Registration and Additional Information - Registration for the conference is open at alkamicolab.com, where attendees can find information on hotel accommodations, agenda updates, and sponsorship opportunities [5]. - Alkami has received recognition from J.D. Power for providing an outstanding mobile banking platform experience in 2024 and 2025, highlighting its commitment to quality service [5].

Core Insights - Diebold Nixdorf, a leader in banking and retail transformation, announced participation in upcoming investor conferences in December [1] Company Participation - Octavio Marquez, president and CEO, and Tom Timko, executive vice president and CFO, will participate in the UBS Global Industrials and Transportation Conference [1] - The format will include a fireside chat and one-on-one meetings [1] - The fireside chat is scheduled for Tuesday, December 2, 2025, at 2:40 p.m. [1]

Core Insights - Temenos has been recognized as a Leader in the IDC MarketScape: North America Retail Digital Banking Solutions 2025–2026 Vendor Assessment, highlighting its strengths in flexible architecture, scale, reliability, and ecosystem integrations [1][2] Company Overview - Temenos is a global leader in banking technology, providing a core banking suite and modular solutions that modernize the banking industry for financial institutions of all sizes [7] - The company invests around 20% of its revenues in R&D annually, demonstrating a commitment to banking innovation [4] Product and Market Position - Temenos Digital is particularly suited for midsize to large banks, credit unions, direct banks, and neobanks, offering a core-agnostic, modern digital banking platform [2] - The platform supports various banking sectors including retail, SME, corporate, and wealth banking across multiple channels [2] Performance Metrics - Banks utilizing Temenos Digital experience a 52% faster customer onboarding time and a 68% higher cross-sell rate, indicating significant operational efficiency and customer engagement [3] Strategic Initiatives - In 2025, Temenos launched an Innovation Hub in Central Florida aimed at developing US-specific banking solutions and fostering collaboration with financial institutions [4]

Core Insights - Activist investor Jana Partners has acquired a new stake in Alkami Technology, a U.S. banking technology company, during the third quarter [1] Company Summary - Jana Partners is recognized as an activist investor, indicating a strategy focused on influencing company management and operations to enhance shareholder value [1] - Alkami Technology operates within the banking technology sector, which is critical for financial institutions seeking to improve their digital offerings and customer engagement [1]