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Skyward Specialty Insurance Group Reports Fourth Quarter 2025 Results
Globenewswire· 2026-02-23 21:01
HOUSTON, Feb. 23, 2026 (GLOBE NEWSWIRE) -- Skyward Specialty Insurance Group, Inc. (Nasdaq: SKWD) (“Skyward Group” or the “Company”), today reported fourth quarter 2025 net income of $43.2 million, or $1.03 per diluted share, compared to $14.4 million, or $0.35 per diluted share, for the same 2024 period. Net income for the year ended 2025 was $170.0 million, or $4.07 per diluted share, compared to $118.8 million, or $2.87 per diluted share, for the same 2024 period. Adjusted operating income(1) for the fou ...
金融机构深耕“三农”提质效
Xin Lang Cai Jing· 2026-02-23 20:40
同时,引导金融机构围绕粮食安全、优势特色产业等乡村振兴重点领域,创新推出"裕农快贷""兴农 贷"等特色产品。深化"双基联动"合作模式,建成信贷工作室240个,服务覆盖278个行政村,去年累计 发放"双基联动"贷款34.17亿元,打通金融服务乡村"最后一公里"。此外,全面推进农村信用体系建 设,深入开展"整村授信"工作,仅柴达木农商行就在德令哈市评定信用户8351户,授信总额达10.46亿 元,以信用赋能农牧民便捷融资,助力营造诚信经营的乡村金融环境。 此外,因地制宜创新特色农产品保险,如将柴达木双峰骆驼保险费用金额由400元/峰降至12.5元/峰或25 元/峰,大幅降低养殖户投保成本,为5372峰骆驼提供风险保障5188万元,理赔53万元。升级"乡村振兴 保"等综合保障计划,放宽投保年龄、提高保额,人民人寿格尔木中支承保农村人口34人,提供风险保 障1731.45万元。大力推广手机App等线上服务,加强对老年人等特殊群体的人工和上门服务,有效提升 金融服务便利性和获得感。 本报海西讯 (记者 李庆玲) 2月23日,记者从国家金融监督管理总局海西监管分局(以下简称海西监 管分局)获悉,当地以强化监管引领为抓手, ...
Sun Life to proactively offer second opinions on cancer diagnoses when members file a cancer-related claim
Prnewswire· 2026-02-23 19:53
Expert Cancer Review services help boost members' confidence in their cancer treatment plan ECR provides members diagnosed with cancer an objective, documented second opinion from an independent oncology specialist, helping to ensure they get the right care and feel confident in their chosen treatment plan. From 2024 – 2025, 41% of the second opinions facilitated by Sun Life resulted in a change in diagnosis or shift in diagnostic strategy or treatment. "Offering a second opinion when our members file a can ...
LMND Q4 Loss Narrower Than Expected on Solid Underwriting
ZACKS· 2026-02-23 19:26
Key Takeaways LMND posted a narrower Q4 loss of 29 cents per share as revenues jumped 53% year over year.LMND saw in-force premium rise 31% and gross profit surge 73% on stronger underwriting.Lemonade guided 2026 revenues of $1.19B and expects further premium growth despite EBITDA loss.Lemonade, Inc. (LMND) reported a fourth-quarter 2025 net loss of 29 cents per share, narrower than the Zacks Consensus Estimate of a loss of 41 cents. The figure improved from a loss of 42 cents in the prior-year quarter, pri ...
Investors Title's Q4 Earnings Slump Y/Y Due to Lower Premium
ZACKS· 2026-02-23 18:41
Shares of Investors Title Company (ITIC) have declined 17.5% since the company reported its earnings for the quarter ended Dec. 31, 2025, underperforming the S&P 500 index’s 1.1% change over the same time frame. Over the past month, the stock has declined 15.2% compared with the S&P 500’s 1.1% decline, reflecting a sharper pullback relative to the broader market.For the fourth quarter, Investors Title reported net income of $3.97 per share compared with $4.41 per share in the prior-year period.Total revenue ...
Her Mom Has Multiple Life Insurance Policies Already. So Why Are Advisors Recommending Another $300K A Year Plan?
Yahoo Finance· 2026-02-23 18:30
Paying half a million dollars a year in life insurance premiums would sound extreme to most families. But for one woman with a $60 million estate, that is exactly what her financial advisers are recommending,  even though she already holds multiple large policies. The issue surfaced during a recent call to “The Ramsey Show,” where her daughter, Sarah, explained that her mom is being encouraged to add another $300,000-a-year life insurance policy on top of the coverage she already has. Altogether, the prem ...
Lemonade Q4 Earnings Call Highlights
Yahoo Finance· 2026-02-23 17:07
Core Insights - Lemonade has launched an autonomous auto insurance product designed for vehicles transitioning from human to AI operation, starting with Teslas, which reflects a shift in traditional auto insurance pricing models [2][5] - The company reported a record gross profit of $111 million, a 73% year-over-year increase, and narrowed its adjusted EBITDA loss to $5 million, indicating progress towards profitability [4][5] - Lemonade generated $37 million in positive adjusted free cash flow in Q4, marking the second consecutive year of increased cash reserves [3][10] Financial Performance - In-force premium (IFP) rose to $1.24 billion, up 31% year-over-year, with revenue growing 53% to $228 million [5][9] - The adjusted gross profit increased 69% to $112 million, with a gross margin of 48% and an adjusted gross margin of about 49% [9] - Customer growth was 23%, adding approximately 550,000 new customers, representing a 35% increase from the previous year [7] Investment and Growth Strategy - The company is focusing on AI-driven initiatives to enhance pricing, cross-selling, and overall market execution, aiming to build competitive advantages [13][15] - Management plans to invest significantly in engineering efforts, including a revamped local platform and a cross-selling platform [15] - Cross-selling is identified as an efficient growth lever, with over 5% of customers holding multiple policies, contributing to nearly 20% of IFP [16] Future Guidance - Lemonade anticipates 32% year-over-year top-line growth for Q1 and approximately 60% full-year revenue growth for 2026, with positive adjusted EBITDA expected in Q4 2026 [12] - The company is preparing for an Investor Day scheduled for November to share updates on its vision and AI capabilities [20]
Jackson Financial Q4 Earnings Call Highlights
Yahoo Finance· 2026-02-23 17:07
Jackson Financial logo Jackson Financial (NYSE:JXN) executives said the company exceeded its 2025 financial targets, set new sales records, and raised its 2026 outlook for both capital generation and shareholder returns during the company’s fourth-quarter earnings call. Strategic actions: TPG partnership and expanded captive strategy CEO Laura Prieskorn opened the call by highlighting recently announced strategic actions, including the closing of Jackson’s long-term strategic partnership with TPG. Pries ...
Hamilton Insurance Group Q4 Earnings Call Highlights
Yahoo Finance· 2026-02-23 17:07
For the fourth quarter, CFO Craig Howie reported net income of $172 million , or $1.69 per diluted share , and operating income of $168 million , or $1.65 per diluted share . He said fourth-quarter results included “strong underwriting income, solid investment returns,” and tax-related benefits. Howie noted that excluding two tax items, the quarter’s annualized operating return on average equity would have been 18% , compared with 25% including those items.Group CEO Pina Albo said Hamilton delivered record ...
‘Ghost GDP,’ a white-collar recession, and the death of friction: Substack’s top finance writer warns of the 2028 AI crisis nobody sees coming
Yahoo Finance· 2026-02-23 16:30
Framed as a postmortem dispatch written from June 2028, Citrini’s memo describes a dystopian economy where aggressive AI adoption initially drives record corporate profits but—via mass layoffs—ultimately hollows out the American consumer base. There’s a simple problem at the heart of this picture. This is what Citrini calls “ghost GDP,” created by AI, inflating national accounts but never actually circulating through the real economy because of the inconvenient fact that “machines spend zero dollars on disc ...