Core Insights - CEOs are expressing concerns about stock price volatility during earnings calls, which is unusual as these calls typically focus on company performance and strategy [1] Group 1: Company Insights - The company is recognized for its investment strategies, focusing on identifying attractive risk/reward opportunities that can generate alpha above the S&P 500 [1] - The investment approach combines price action analysis with fundamental analysis, avoiding overhyped stocks while targeting undervalued stocks with recovery potential [1] - The company runs an investing group that specializes in high-potential opportunities across various sectors, emphasizing growth stocks with solid fundamentals and turnaround potential [1] Group 2: Market Position - The company has a beneficial long position in META, indicating confidence in its future performance [1] - There is an indication of a potential new position in APP within the next 72 hours, suggesting active market engagement [2]

Core Insights - Women We Admire has announced The Top 50 Women Leaders of Jacksonville for 2026, highlighting the significant roles these leaders play in managing organizations within a major U.S. city [1] Group 1: Recognized Leaders - Alexandra Geist, Account Director at Salesforce, has over 20 years of experience in technology sales, focusing on aligning technology strategies with financial goals and fostering long-term client relationships [2] - Diana Sorfleet, Chief Administrative Officer at CSX, is recognized for her strategic role in business transformation and her leadership during the pandemic response, including the implementation of a social justice action plan [3] - Jennifer Raines, Director of Product Development Engineering at Medtronic, has over 20 years in the medical device industry, known for her leadership in R&D and fostering a patient-first culture [4] Group 2: Additional Honorees - The list of honorees includes notable leaders such as Sarah Sanders (Baptist Health), Ellyn Raftery (FIS), and many others, showcasing a diverse range of industries and expertise [6] Group 3: Organization Overview - Women We Admire aims to recognize and inspire women leaders across various fields, circulating content to over 110,000 individuals and businesses [7]

Oracle (NYSE: ORCL) stock was falling faster than temperatures across the country this winter. The company's prominent partnership with OpenAI is the main source of stress for many investors. Oracle stock is down nearly 19% to start 2026 as of Feb. 9. Much of the stock's troubles lately stem from perceived overexposure to OpenAI and Oracle's need to raise additional debt. The question for investors is two-fold. First, is the OpenAI worry overblown? There was speculation that OpenAI wouldn't be able to mee ...

Core Insights - Tyler Technologies (TYL) reported Q4 2025 earnings of $2.64 per share, missing the Zacks Consensus Estimate of $2.71, but showing an increase from $2.43 per share a year ago [1] - The company generated revenues of $575.2 million for the quarter, which was 2.45% below the Zacks Consensus Estimate, compared to $541.13 million in the same quarter last year [2] Revenue Performance - Recurring revenues from maintenance and subscriptions rose by 10.9% year over year to $514.4 million, making up 89.4% of total revenues [3] - Annualized recurring revenues (ARR) reached $2.1 billion, also reflecting a 10.9% year-over-year increase [3] - Maintenance revenues accounted for 19.0% of total revenues at $109.4 million, down 4.9% year over year, while subscription revenues grew by 16.1% to $405.0 million, driven by a 20.2% increase in SaaS revenues and a 12.1% increase in transaction-based revenues [3] Operating Performance - Non-GAAP gross profit increased to $280.6 million, with a non-GAAP gross margin of 48.8%, up 180 basis points [5] - Adjusted EBITDA rose to $149 million from $142.8 million in the previous year [5] - Non-GAAP operating income was $138.5 million, a 5.1% increase year over year, with a non-GAAP operating margin of 24.1%, down 30 basis points [5] Balance Sheet and Cash Flow - As of December 31, 2025, cash and cash equivalents were $1.015 billion, up from $834.1 million in the previous quarter [6] - The company generated operating cash flow of $243.9 million and free cash flow of $236.9 million in Q4 2025 [6] - For the full year 2025, operating and free cash flows were $653.5 million and $620.8 million, respectively [6] 2026 Guidance - Tyler Technologies projects 2026 revenues between $2.50 billion and $2.55 billion, with the Zacks Consensus Estimate at $2.35 billion, indicating a 9.8% year-over-year increase [9] - Expected GAAP diluted EPS is in the range of $8.36-$8.61, while non-GAAP diluted EPS is projected between $12.40-$12.65 [9] - The free cash flow margin is anticipated to be between 26% and 28% [9]

CXApp Inc. (NASDAQ:CXAI) is one of the best AI penny stocks to buy right now. On February 5, CXApp Inc. (NASDAQ:CXAI) announced a strategic partnership with TouchSource, a provider of digital directories and wayfinding solutions. CXApp (CXAI) Expands AI Workplace Solutions Through TouchSource Partnership According to CXApp, the deal will allow it to integrate its agentic artificial intelligence and workplace intelligence platform with TouchSource’s nationwide digital directory network. The network includ ...

FiscalNote Holdings, Inc. (NYSE:NOTE) is one of the best AI penny stocks to buy right now. On January 14, FiscalNote Holdings, Inc. (NYSE:NOTE) completed the migration of all customers from its legacy FiscalNote platform to its new PolicyNote platform. The company noted that the transition was executed with minimal customer churn. In other words, few, if any, customers left during the migration process. Is FiscalNote (NOTE) One of the Best AI Penny Stocks to Buy Right Now? According to FiscalNote, Policy ...

Core Viewpoint - The artificial intelligence (AI) landscape is becoming increasingly volatile, shifting from a broad market uplift to specific stock declines, particularly affecting technology and related sectors [1][2]. Group 1: Market Dynamics - Enthusiasm for AI has driven a bull market in the U.S., particularly benefiting technology companies and those involved in data center infrastructure [2]. - Concerns regarding AI's disruptive potential are causing investors to reassess valuations in various industries, including software and wealth management [3]. - Major companies like Amazon and Microsoft are facing pressure on their share prices due to scrutiny over their significant AI capital expenditures [4]. Group 2: Stock Performance - The S&P 500 software and services index has seen a decline of 15% since the end of January 2026, influenced by AI-related news [4]. - Shares of U.S. brokerages and insurance companies have dropped significantly, with firms like LPL Financial and Charles Schwab each falling by at least 7% following the introduction of AI features by competitors [5]. - Microsoft shares are down 16% and Amazon over 11% this year, reflecting concerns about their high capital spending on AI [7]. Group 3: Investment Opportunities - Some investors view the current market as a buying opportunity, with the forward price-to-earnings ratio for the software and services index falling to 22.7 times, the lowest in nearly three years [9]. - JPMorgan equity strategists recommend increasing exposure to higher-quality, "AI-resilient" software companies, suggesting a potential rebound in the market [9]. - Economic "moats" are highlighted as a means for investors to identify strong companies amidst the volatility, as indiscriminate selling creates investable opportunities [9]. Group 4: Future Outlook - The S&P 500 is projected to see earnings rise over 14% in 2026, with expectations of further interest rate easing by the Federal Reserve [11]. - However, AI-driven volatility is complicating stock selection, with S&P 500 constituents that are down averaging a 10.6% decline, compared to a 5.9% decline for the same period last year [12].

Group 1 - The artificial intelligence landscape is seen as both a promising investment opportunity and a source of risk, with enthusiasm driving stock gains in technology and related sectors [1][2] - Concerns over AI's disruptive potential are causing investors to reassess valuations in industries such as software, legal services, and wealth management, impacting major companies like Amazon and Microsoft [2][3] - The S&P 500 software and services index has declined by 15% since the end of January, indicating a shift in market dynamics as investors react to perceived winners and losers in the AI sector [3] Group 2 - U.S. brokerages experienced significant stock declines after the introduction of AI-enabled features by wealth management startup Altruist, with major firms like LPL Financial and Charles Schwab dropping at least 7% [4] - The volatility in the market is expected to be driven by headline stories that are focused on individual companies, leading to fluctuations in stock prices [5] - Concerns regarding high capital spending in the software sector have led to declines in shares of major companies, with Microsoft down 16% and Amazon down over 11% this year [6]

Tyler Technologies (NYSE:TYL) Q4 2025 Earnings call February 12, 2026 10:00 AM ET Company ParticipantsBrian K. Miller - CFOHala Elsherbini - Senior Director of Investor RelationsLynn Moore - President and CEOConference Call ParticipantsAdam Hotchkiss - Equity Research AnalystAlex Zukin - Equity Research AnalystAlexei Gogolev - Equity Research AnalystAndrew Sherman - Equity Research AnalystCharlie Strauzer - Equity Research AnalystClarke Jeffries - Equity Research AnalystJonathan Ho - Equity Research Analyst ...

Financial Data and Key Metrics Changes - Total revenues for Q4 2025 were $575.2 million, an increase of 6.3% year-over-year [13] - Recurring revenues grew by 11%, with SaaS revenue growth exceeding 20% and transaction-based revenue growth at 12% [6][15] - Free cash flow reached a record high in Q4, up nearly 10%, with a free cash flow margin of 41% [6][18] - Annualized recurring revenue was approximately $2.06 billion, up 10.9% [17] Business Line Data and Key Metrics Changes - SaaS revenues grew by 20.2%, surpassing $200 million in a quarter for the first time [15] - Transaction revenues increased by 12.1% to $196.7 million, driven by higher transaction volumes and new service deployments [15] - Total SaaS bookings grew by 9.6% year-over-year, with annual contract value from flips signed in Q4 rising 64.5% over last year [17] Market Data and Key Metrics Changes - The public sector market fundamentals remain strong, with healthy budgets supporting an active pipeline [6] - RFP and sales demo activity are at elevated levels as agencies prioritize modernization of critical systems [6] Company Strategy and Development Direction - The company focuses on four key growth pillars: completing the cloud transition, leveraging the client base, growing the transactions business, and expanding into new markets [8] - A unified payment strategy has been executed to capture greater value and drive operational efficiencies [8] - The company is transitioning to AI-enabled solutions, with plans for deeper integration into operational workflows [26][27] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the ability to deliver sustained growth through competitive strengths and digital transformation initiatives [24] - The company anticipates total revenues for 2026 to be between $2.5 billion and $2.55 billion, implying growth of approximately 8.3% [19] - The market is showing healthy demand, with strong sales activity and a high number of RFPs [53] Other Important Information - The company completed four strategic acquisitions in 2025 and announced a pending acquisition of For The Record, which is expected to enhance its courts and justice portfolio [28][29] - A new share repurchase program of up to $1 billion was authorized, reflecting confidence in the business trajectory [29] Q&A Session Summary Question: SaaS flips and future expectations - Management indicated that while they do not guide specific flip numbers, they expect flips to continue to grow from current levels, with a peak anticipated between 2027 and 2029 [33] Question: Annual Contract Value from new SaaS deals - Management noted that they expect SaaS bookings to grow in 2026, with Q4 showing solid sales numbers despite tough comparisons from large deals in the previous year [37] Question: State sales team performance - The state sales team has shown encouraging results, contributing to significant deals, and is expected to continue leveraging relationships for future sales [44] Question: AI partnerships and development - The company collaborates with major AI players like Anthropic, AWS, Microsoft, and OpenAI to enhance its product offerings [50] Question: Free cash flow and capital allocation - Management expects free cash flow to grow, with a focus on disciplined capital allocation between M&A opportunities and share repurchases [76][78]