Core Insights - The Allstate Corporation reported estimated catastrophe losses of $175 million for January 2026, translating to $138 million after-tax, primarily due to Winter Storm Fern [1] Group 1: Catastrophe Losses - Estimated catastrophe losses for January 2026 were $175 million, with an after-tax impact of $138 million [1] - The losses were primarily related to Winter Storm Fern [1] Group 2: Protection Policies - As of January 31, 2026, Allstate had 25,484 thousand auto policies, a slight decrease of 0.1% from December 31, 2025, but an increase of 2.6% from January 31, 2025 [1] - Homeowners policies in force were 7,709 thousand, reflecting a 0.2% increase from December 31, 2025, and a 2.5% increase from January 31, 2025 [1] - Other personal lines showed a minor decrease of 0.1% from December 31, 2025, with 4,894 thousand policies, and a slight increase of 0.6% from January 31, 2025 [1] - Commercial lines decreased by 0.6% from December 31, 2025, totaling 175 thousand policies, and saw a significant decline of 14.2% from January 31, 2025 [1] - The total number of policies in force as of January 31, 2026, was 38,262 thousand, representing a 2.2% increase from December 31, 2025 [1]

Insurance company AXA’s subsidiary AXA XL has promoted Mikki Williams and Doug Schmude to lead its Ocean Marine and Commercial Bonds businesses in the Americas Specialty unit. Williams, based in Seattle, becomes head of Ocean Marine, with responsibility for cargo, hull and protection & indemnity (P&I), and marine liabilities across the region. She will manage the Ocean Marine portfolio throughout the Americas, after previously working on the insurer’s marine underwriting and risk management activities. ...

Financial Performance Summary - Donegal Group Inc. reported a net income of $17.2 million for Q4 2025, a decrease of 28.4% compared to $24.0 million in Q4 2024, with diluted Class A earnings per share falling to $0.47 from $0.70 [2][3][43] - For the full year 2025, net income increased to $79.3 million, up 56.0% from $50.9 million in 2024, with diluted Class A earnings per share rising to $2.18 from $1.53 [2][3][45] - Total revenues for Q4 2025 were $240.1 million, down 3.9% from $250.0 million in Q4 2024, while full-year revenues decreased by 1.2% to $978.0 million from $989.6 million [2][3][45] Premiums and Underwriting - Net premiums earned decreased by 4.1% to $226.9 million in Q4 2025, and by 1.7% to $921.2 million for the full year [2][3][45] - The combined ratio for Q4 2025 was 96.3%, up from 92.9% in Q4 2024, while the full-year combined ratio improved to 95.4% from 98.6% [3][12] - The loss ratio for Q4 2025 increased to 61.1% from 59.8% in Q4 2024, while the full-year loss ratio decreased to 61.3% from 64.5% [15][19] Investment Performance - Investment income for Q4 2025 was $14.2 million, a 17.5% increase from $12.1 million in Q4 2024, and for the full year, it rose to $52.6 million from $44.9 million [2][26] - Net investment losses for Q4 2025 were $1.7 million, compared to minimal gains in Q4 2024, attributed to realized losses on strategic sales of fixed-maturity securities [27][28] Strategic Focus and Outlook - The company aims for modest premium growth in 2026 through independent agency partners in identified attractive geographies and business classes [5] - Management emphasized the importance of strategic decisions made over the past years that contributed to solid operating performance [5][6] Book Value and Shareholder Returns - Book value per share increased to $17.33 at the end of 2025, up from $15.36 at the end of 2024, driven by net income and unrealized gains in the investment portfolio [29][45] - The company declared quarterly cash dividends of $0.1825 per share for Class A and $0.165 per share for Class B, paid on February 17, 2026 [35]

As the prospect of flood damage haunts an ever larger number of UK homes, the country’s banks are under growing pressure to prove they’re not underestimating the risk in their mortgage books.Nationwide Building Society — once seen as an outlier after saying in 2024 it had stopped making loans to some homes at risk of flooding — has emerged as a prescient first-mover amid growing banker anxiety, according to Mark Cunningham, managing director at PriceHubble, a property data company. The risk is that a bank i ...

Core Viewpoint - Lemonade, Inc. has released its fourth quarter and full year 2025 financial results, which are available on its website [1] Financial Results - The financial results for Q4 2025 and the full year can be found in the Q4 2025 Letter to Shareholders [1] - A conference call is scheduled for today at 8:00 am Eastern time to discuss these results [1]

Empty lots looking north from Laurel Drive in Altadena on Oct. 1. (Myung J. Chun / Los Angeles Times) A bill requiring insurers to offer coverage to California homeowners who make their property resistant to wildfires was introduced Wednesday in the Legislature. SB 1076, by state Sen. Sasha Renée Pérez (D-Alhambra), would require insurers to offer and renew coverage for any home that meets wildfire-safety standards adopted by the insurance commissioner starting Jan. 1, 2028. The Insurance Coverage for ...

Zurich Insurance Group AG’s profit rose to a record in 2025, giving Chief Executive Officer Mario Greco a tailwind as he pursues the acquisition of Beazley Plc.Group operating profit rose to $8.9 billion in the year, the company said, beating the $8.8 billion consensus analyst estimate. Net income jumped 17% from a year earlier to $6.8 billion, according to a statement on Thursday. Earlier this month the Swiss insurer made an £8 billion ($11 billion) bid to buy Beazley Plc, an offer that’s won the tentative ...

Free cash flow for 2025 totaled EUR 829 million , consistent with the company’s target. Aegon proposed a final dividend of EUR 0.21 per common share, bringing the full-year dividend to EUR 0.40 per share, up 14% from 2024 and in line with its stated target. Management also pointed to EUR 400 million of share buybacks executed in the second half of 2025 and said it has begun the first half of a new EUR 400 million buyback program for 2026 that was announced at its 2025 Capital Markets Day.CEO Lard Friese sai ...

Aegon (NYSE:AEG) H2 2025 Earnings call February 19, 2026 03:00 AM ET Company ParticipantsDavid Barma - Executive Director of Equity ResearchDuncan Russell - CFOFarooq Hanif - Head of European Insurance Equity ResearchIain Pearce - Executive Director of Insurance Equity ResearchJason Kalamboussis - Executive DirectorLard Friese - CEOYves Cormier - Head of Investor RelationsConference Call ParticipantsFarquhar Murray - Senior AnalystMichael Huttner - Insurance Equity Research AnalystNasib Ahmed - European Ins ...

Aegon (NYSE:AEG) H2 2025 Earnings call February 19, 2026 03:00 AM ET Company ParticipantsDavid Barma - Executive Director of Equity ResearchDuncan Russell - CFOFarooq Hanif - Head of European Insurance Equity ResearchIain Pearce - Executive Director of Insurance Equity ResearchJason Kalamboussis - Executive DirectorLard Friese - CEOYves Cormier - Head of Investor RelationsConference Call ParticipantsFarquhar Murray - Senior AnalystMichael Huttner - Insurance Equity Research AnalystNasib Ahmed - European Ins ...