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45载仍少年:解锁深圳“奇迹之城”背后的“金融筑梦人”
Nan Fang Du Shi Bao· 2025-08-26 04:12
深圳特区,这个承载着光荣与梦想的地方,迎来了她的45周年生日。45年征程,深圳金融业从"几乎一 张白纸"到"杀出一条血路",创造了许多全国第一:第一家股份制商业银行、第一家股份制保险公司、 第一家证券交易所、第一家外资银行分行……这些"破冰之举"不仅为深圳经济腾飞提供了资金活水,也 为金融改革积累了宝贵经验,更在"金融强国"建设中书写"深圳样本"。45年来,深圳金融业从无到有、 从小到大、从弱到强,金融业增加值从特区成立之初的0.16亿元增长到2024年的4710.5亿元,增长近3万 倍,无数金融机构在深圳诞生、落户,拔节而起落地生根,与这座城市的"大树生态"共融共生共赢。深 圳金融实践也再次证明:金融棋活,全盘皆活。 45载潮头立,45岁仍少年,45年再出发。在这座"尖兵荟萃之城",金融筑梦人的故事仍在继续。 为此,南方都市报湾财社推出"奋进45载 金融筑梦人"专题报道,联手一批头部金融机构,共同解锁"奇 迹之城"背后的引擎动能,也为"金融强国"建设分享深圳实践样本。 深圳工行 深圳农行 深圳建行 招行深圳分行 平安融易 上海银行深圳分行 平安人寿深分 江苏银行深圳分行 深圳邮储 深圳国寿 兴业银行深圳分行 ...
Investors Sue SelectQuote (SLQT) After DOJ Intervenes in Kickback Lawsuit – Hagens Berman
GlobeNewswire News Room· 2025-08-25 20:38
SAN FRANCISCO, Aug. 25, 2025 (GLOBE NEWSWIRE) -- A new securities class-action lawsuit has been filed against SelectQuote, Inc. (NYSE: SLQT) and its executives after the U.S. Department of Justice (DOJ) announced its intervention in a separate lawsuit against the company. This federal involvement triggered a sharp 19% decline in SelectQuote’s stock price on May 1, 2025, leading to significant investor losses. The lawsuit, known as Pahlkotter v. SelectQuote, Inc. et al., is on behalf of investors who purchas ...
NI Holdings, Inc. Announces $5M Repurchase Plan
Globenewswire· 2025-08-25 20:15
Core Viewpoint - NI Holdings, Inc. has authorized a repurchase of up to approximately $5 million of its outstanding common stock, in addition to the remaining $1.3 million from a previous authorization, totaling approximately $6.3 million available for repurchase [1][2]. Company Overview - NI Holdings, Inc. is an insurance holding company based in North Dakota, serving as the stock holding company for Nodak Insurance Company, which transitioned from a mutual to a stock organization on March 13, 2017 [4]. Stock Repurchase Details - The timing, number, and value of shares repurchased will be at the discretion of management and will depend on market conditions, trading prices, and legal requirements [2]. - As of July 31, 2025, NI Holdings, Inc. had 20,675,337 shares of common stock outstanding [3].
SLQT Investors Have Opportunity to Lead SelectQuote, Inc. Securities Fraud Lawsuit
Prnewswire· 2025-08-25 18:59
Core Viewpoint - Rosen Law Firm is reminding investors who purchased SelectQuote, Inc. securities between September 9, 2020, and May 1, 2025, of the upcoming lead plaintiff deadline on October 10, 2025, for a class action lawsuit [1][2]. Group 1: Class Action Details - Investors who bought SelectQuote securities during the specified Class Period may be eligible for compensation without any out-of-pocket fees through a contingency fee arrangement [1]. - A class action lawsuit has already been filed, and interested parties must move the Court to serve as lead plaintiff by the October 10, 2025 deadline [2][6]. Group 2: Allegations Against SelectQuote - The lawsuit alleges that SelectQuote made false and misleading statements, including directing Medicare beneficiaries to plans that compensated SelectQuote rather than providing unbiased comparisons [4]. - It is claimed that SelectQuote received illegal kickbacks to steer Medicare beneficiaries to certain insurers, which resulted in non-compliance with laws and regulations [4]. - The lawsuit asserts that the misleading statements about SelectQuote's business operations led to investor damages when the true details became public [4]. Group 3: Rosen Law Firm's Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved the largest settlement against a Chinese company at the time and being ranked No. 1 for securities class action settlements in 2017 [3]. - The firm has recovered hundreds of millions of dollars for investors, including over $438 million in 2019 alone [3].
KNSL Dips 2.1% YTD, Trades at Premium: How to Play the Stock?
ZACKS· 2025-08-25 18:00
Core Viewpoint - Kinsale Capital Group, Inc. (KNSL) has underperformed compared to its industry and broader market indices, with a year-to-date share price decline of 2.1% against a 7.5% growth in the S&P 500 Composite [1] Company Performance - Kinsale Capital has a market capitalization of $10.6 billion and an average trading volume of 0.2 million shares over the last three months [1] - The company has consistently surpassed earnings estimates in the last four quarters, with an average surprise of 11.5% [10] - The Zacks Consensus Estimate for Kinsale Capital's 2025 earnings per share indicates a year-over-year increase of 14%, with revenues projected to reach $1.8 billion, reflecting a 13.4% improvement [6] Valuation Metrics - Kinsale Capital shares are trading at a price-to-book value of 7.07X, significantly higher than the industry average of 1.52X, indicating a premium valuation [4][9] - The average price target from analysts for KNSL is $499.11 per share, suggesting an 8.7% upside from the last closing price [11] Growth Projections - The expected long-term earnings growth for Kinsale Capital is pegged at 14.9%, outperforming the industry average of 7% [7] - Revenue growth has been robust, with a compound annual growth rate (CAGR) of 38% from 2019 to 2024, driven by premiums and investment income [9][15] Market Position and Strategy - Kinsale Capital has established a strong position in the U.S. excess and surplus market, benefiting from favorable pricing conditions and healthy broker submissions [15] - The company has maintained an underlying combined ratio below 95%, supported by disciplined underwriting practices [17] - Kinsale's proprietary digital platform enhances operational efficiency and cost management, contributing to sustained market share gains [19] Shareholder Value - Kinsale Capital has demonstrated a commitment to shareholder value creation, raising its dividend five times in the past five years, with a total payout growth of 12.43% during this period [21]
Invest in Value With These 5 High Earnings Yield Stocks
ZACKS· 2025-08-25 13:11
Market Overview - The current market is characterized by uncertainty, with tech stocks facing pressure due to concerns about an artificial intelligence bubble, alongside global tensions, trade disputes, and rising inflation expectations [1][10] - In this environment, value investing is recommended, focusing on purchasing solid companies at reasonable prices [1][10] Earnings Yield - Earnings yield is a key metric that indicates how much a company earns for every dollar invested in its stock, calculated by dividing annual earnings per share (EPS) by market price [3] - A higher earnings yield typically suggests a stock may be undervalued, while a lower yield could indicate overvaluation, assuming other fundamentals are equal [4] - Investors often compare earnings yield with bond yields, particularly the 10-year U.S. Treasury yield, to assess stock attractiveness [5] Screening Criteria for Value Stocks - A primary screening criterion is an earnings yield greater than 10%, supplemented by additional parameters such as estimated EPS growth, average daily volume, and current price [6][7][8] - The estimated EPS growth for the next 12 months should be greater than or equal to the S&P 500, indicating potential for solid returns [6] Selected Stocks - **Plains GP Holdings (PAGP)**: Involved in crude oil and refined products transportation, with a projected earnings growth of 215.4% and 27% for 2025 and 2026, respectively [9] - **Heritage Insurance (HRTG)**: Provides insurance products, with expected earnings growth of 104% and 1.2% for 2025 and 2026, respectively [11] - **The Mosaic Company (MOS)**: A leading producer in agriculture, with projected earnings growth of 60% for 2025 [12] - **LATAM Airlines Group (LTM)**: Latin America's leading airline, with expected earnings growth of 45% and 19% for 2025 and 2026, respectively [13] - **PHINIA Inc. (PHIN)**: Designs fuel systems, with projected earnings growth of 18% for both 2025 and 2026 [14]
45年,深企“生命活力”启示录
2 1 Shi Ji Jing Ji Bao Dao· 2025-08-25 13:10
南方财经记者 吴佳楠 深圳报道 美国学者雅各布斯曾说:"当我们面对城市时,我们面对的是一种生命,一种最为复杂、最为旺盛的生 命。" 那么城市的生命力源自何处? 在深圳,企业不仅是这座城市产业史诗的参与者,更是创新生态持续奔涌、城市活力永远年轻的深层叙 事。 在深圳经济特区成立45年间,一批批年轻人来到深圳,从工商注册成长为上市公司或独角兽企业创始 人,华为、比亚迪、腾讯、大疆等企业在这里诞生、壮大,推动深圳的企业创新从"三来一补"向"硬核 科技"变迁。 当新赛道接踵而来时,"新茶饮第一股""中国人形机器人第一股""全球智能影像第一股"等接连在深圳诞 生,深圳企业的创新活力再一次释放。 现如今,在深圳,民营经济贡献了全市约50%以上的税收、近60%的增加值、90%以上的就业,民营企 业还为深圳贡献了"6个90%",凸显创新主体地位。截至今年6月底,深圳共有A股上市公司425家,市值 10.39万亿元,分别居全国大中城市第三、第二。 面向城市未来,深圳还有多家硬科技领域的独角兽竞相追逐,企业与深圳将再次共同续写未来有关春天 的故事。 企业迭代,创新不息 "开山第一炮"在蛇口炸响,如同春雷唤醒了南方小渔村,也拉开了 ...
Manulife President and Chief Executive Officer Phil Witherington to participate in fireside chat at the Scotiabank Financials Summit
Prnewswire· 2025-08-25 12:00
Group 1 - Manulife's President and CEO, Phil Witherington, will participate in a fireside chat at the 26th Scotiabank Financials Summit on September 4, 2025, at 1:00 p.m. ET [1] - The live webcast and a replay of the fireside chat will be available on Manulife's Investor Relations website for 90 days following the live session [1] Group 2 - Manulife Financial Corporation is a leading international financial services provider with global headquarters in Toronto, Canada, operating as Manulife in Canada, Asia, and Europe, and as John Hancock in the United States [2] - The company offers financial advice and insurance for individuals, groups, and businesses, and provides global investment, financial advice, and retirement plan services through Manulife Wealth & Asset Management [2] - As of the end of 2024, Manulife had over 37,000 employees, more than 109,000 agents, and thousands of distribution partners, serving over 36 million customers [2] - Manulife trades as 'MFC' on the Toronto, New York, and Philippine stock exchanges, and under '945' in Hong Kong [2]
【Fintech 周报】信用卡三个月少600万张;银行密集发声:信用卡资金不得流入股市
Sou Hu Cai Jing· 2025-08-25 11:39
Regulatory Dynamics - In July, the banking sector faced penalties exceeding 225 million yuan, with a record 317 fines issued, marking a significant increase from June's 156 fines totaling approximately 101.57 million yuan [2] - Hubei Xiantao Rural Commercial Bank was fined over 1.41 million yuan for eight violations, including breaches of financial statistics and account management regulations [2] - Online payment company, Wangyin Online, was penalized a total of 9.62 million yuan for illegal activities, including the confiscation of 2.19 million yuan in illegal gains [3] Industry Developments - Zhejiang Province is supporting cross-border payment institutions in applying for global payment licenses as part of its digital trade reform initiative [4] - The People's Bank of China reported a decline of 6 million credit cards in the last three months, while debit card numbers continued to grow steadily [5] - Several banks, including Minsheng Bank, have announced restrictions on the use of credit card funds for stock market investments [6] Corporate Actions - China Bank increased its stake in China Bank Consumer Finance to 47.98%, nearing a controlling interest [7] - Leadership changes occurred in Chengdu Bank and Chengdu Rural Commercial Bank, with mutual appointments of their respective chairpersons [7] - Zijin Bank appointed Que Zhenghe as its new president, marking a significant leadership transition [8] - Zhong An Online reported a 9.3% increase in total premium income for the first half of 2025, with net profit soaring 11 times to 668 million yuan, attributed to a doubling of underwriting profits and improved performance in its digital banking sector [8]
Buffett watchers cheer Berkshire's Apple and UnitedHealth bets — but wonder why he's sitting on so much cash
Business Insider· 2025-08-25 09:00
Warren Buffett's last trades as Berkshire Hathaway CEO are capturing particular attention ahead of his retirement at the end of this year. Business Insider asked three longtime followers of the legendary investor what they thought of them.'The perfect Buffett play'Berkshire built a $1.6 billion stake in embattled insurer UnitedHealth, its latest portfolio update showed. The stock has nearly halved over the past 12 months to trade at five-year lows as investors fret over earnings, federal investigations, p ...