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JP MORGAN CHASE(JPM) - 2025 Q2 - Earnings Call Presentation
2025-07-15 12:30
Financial Performance Highlights - Net income for 2Q25 reached $15 billion, resulting in an EPS of $5.24[2,4] - Excluding a significant item, net income was $14.2 billion, EPS was $4.96, and ROTCE was 20%[2,3,5] - Managed revenue totaled $45.7 billion[2,4] - Expenses amounted to $23.8 billion, with a managed overhead ratio of 52%[2,4] Balance Sheet Strength - CET1 capital stood at $284 billion[2,5] - Standardized CET1 capital ratio was 15.0%, while the Advanced CET1 capital ratio was 15.1%[2,5] - Average loans reached $1.4 trillion, up 5% year-over-year and 3% quarter-over-quarter[2] - Average deposits were $2.5 trillion, up 6% year-over-year and 3% quarter-over-quarter[2] - Cash and marketable securities totaled $1.5 trillion[2] Capital Distribution - Common dividend was $3.9 billion, or $1.40 per share[2] - Net common stock repurchases amounted to $7.1 billion[2] - Net payout LTM (Last Twelve Months) was 71%[2] Business Segment Performance - Consumer & Community Banking (CCB) reported net income of $5.2 billion, up 23% year-over-year, with revenue of $18.8 billion, up 6% year-over-year[10,16] - Commercial & Investment Bank (CIB) reported net income of $6.7 billion, up 13% year-over-year, with revenue of $19.5 billion, up 9% year-over-year[17,22] - Asset & Wealth Management (AWM) reported net income of $1.5 billion, up 17% year-over-year, with revenue of $5.8 billion, up 10% year-over-year[23,25] Outlook - The company expects FY2025 net interest income of approximately $95.5 billion, market dependent[30] - The company expects FY2025 net interest income excluding Markets of approximately $92 billion, market dependent[30] - The company expects FY2025 Card Services NCO rate of approximately 3.6%[30] - The company expects FY2025 adjusted expense of approximately $95.5 billion, market dependent[30]
花旗集团(C.N)预计2025年收入约为840亿美元,处于此前预期范围的高端;预计2025年除市场外的净利息收入将增长约4%。
news flash· 2025-07-15 12:20
花旗集团(C.N)预计2025年收入约为840亿美元,处于此前预期范围的高端;预计2025年除市场外的净利 息收入将增长约4%。 ...
Unity Bancorp (UNTY) Q2 Earnings and Revenues Top Estimates
ZACKS· 2025-07-15 12:16
Unity Bancorp (UNTY) came out with quarterly earnings of $1.2 per share, beating the Zacks Consensus Estimate of $1.17 per share. This compares to earnings of $0.93 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +2.56%. A quarter ago, it was expected that this bank holding company would post earnings of $1.12 per share when it actually produced earnings of $1.13, delivering a surprise of +0.89%.Over the last four quarters, th ...
X @Bloomberg
Bloomberg· 2025-07-15 12:09
Wells Fargo just did something it hasn’t been able to do for more than seven years: Cross the $1.95 trillion asset mark https://t.co/aNFPvKxf6v ...
X @Bloomberg
Bloomberg· 2025-07-15 12:06
Citigroup’s traders rode the tariff-induced volatility in markets to their best second quarter in five years, with revenue buoyed by record trading volumes https://t.co/BM0EjtlQsK ...
Best-Performing ETF Areas of Last Week
ZACKS· 2025-07-15 12:01
U.S. stocks closed in the red on July 11, 2025. This drop came after President Donald Trump announced a 35% tariff on Canada and hinted at even higher duties globally, sparking renewed concerns over trade tensions. For the week, the S&P 500 was flat last week, the Dow Jones lost 1% and the Nasdaq Composite advanced about 0.5%.Trump’s Tariff Announcement Roils SentimentPresident Trump escalated trade rhetoric after Thursday’s market close, attributing the Canadian tariff hike to concerns over fentanyl traffi ...
X @The Wall Street Journal
The Wall Street Journal· 2025-07-15 11:58
JPMorgan Chase reported a better-than-expected profit for the second quarter, benefiting from volatile markets and a steady U.S. economy https://t.co/mAEYyZO8YM ...
JPMorgan Reports Strong Q2 Results Despite 17% Profit Drop, Trading Surges
FX Empire· 2025-07-15 11:46
Core Viewpoint - The content emphasizes the importance of conducting personal due diligence and consulting competent advisors before making any financial decisions, particularly in the context of investments and trading [1]. Group 1 - The website provides general news, publications, and personal analysis intended for educational and research purposes [1]. - It explicitly states that the information does not constitute any recommendation or advice for investment actions [1]. - Users are advised to consider their financial situation and needs before relying on the information provided [1]. Group 2 - The website includes information about complex financial instruments such as cryptocurrencies and contracts for difference (CFDs), which carry a high risk of losing money [1]. - It encourages users to perform their own research and understand the risks involved before making investment decisions [1].
美国银行:7月增持美元走弱对冲的投资者比例下降
news flash· 2025-07-15 11:45
金十数据7月15日讯,美国银行最新的全球基金经理调查显示,7月寻求加强对冲美元走弱风险的投资者 有所减少。约33%的投资者计划提高对美元下跌的对冲力度,低于6月的39%和5月的40%。调查还显 示,当被问及海外敞口的对冲比例时,41%的投资者表示不打算调整其外汇对冲策略,而6月这一比例 为32%。 美国银行:7月增持美元走弱对冲的投资者比例下降 ...
JPMorgan Chase earnings beat expectations, shares rise
CNBC Television· 2025-07-15 11:38
Let's look at the the chart. You can see JP Morgan is off a little bit, less than a percent, just out with results. The company reporting um GAP earnings of 524 a share on revenue of 45.7% billion.There's a lot here. Number one, the 524 is down from last year's 612. Last year's $612 had had a big accounting gain.Uh there's also a 700 million plus um uh tax benefit in the 524. So uh I would say that's 28 cents a share. Is that 28. That's 28 cents a share from from that.I don't know if that was considered or ...