北京商报讯（记者 宋亦桐）9月5日，湖南金融监管局发布《关于汪涛湖南三湘银行股份有限公司副行 长任职资格的批复》，核准汪涛湖南三湘银行股份有限公司副行长的任职资格。 ...

Group 1 - The article highlights the appointment of Fu Tiejun as the acting president and deputy secretary of Langfang Bank, indicating a potential permanent position after relevant procedures are completed [1][3] - This marks the first public movement regarding the president position at Langfang Bank since 2022, following a series of short-term appointments after the retirement of former president Shao Liping [3][4] - Langfang Bank has faced significant challenges, including a decline in total assets to 302.84 billion yuan by the end of 2024, a decrease of 5.34 billion yuan from the beginning of the year [6] Group 2 - The bank reported a revenue of 3.619 billion yuan for the reporting period, representing a year-on-year decline of 20.69%, and a net profit attributable to shareholders of 245 million yuan, down 57.09% year-on-year [6] - The non-performing loan ratio increased to 2.44%, up 0.41 percentage points from the end of 2023, making it the highest among city commercial banks in Hebei [6] - In July 2025, the People's Bank of China issued administrative penalties against Langfang Bank for multiple violations, resulting in a fine of 1.957 million yuan [6][8] Group 3 - In early 2025, Langfang Bank welcomed a new major shareholder, Langfang Investment Control, which acquired shares from several entities, increasing its stake to 19.99% [9] - The entry of local state-owned capital is seen as a move to optimize the bank's shareholder structure and enhance its capital strength, although the bank must still improve risk management and asset quality [9] - The new management team faces the challenge of overcoming performance difficulties and returning to a growth trajectory [9]

反映银行资金成本的三个月拆息报3.10863%，升2.917基点。长息方面，六个月拆息升0.886基点，报 3.16696%，一年期则升1.328基点，报3.1881%。 | 香港時間2025-9-5 | 上午11時15分的結算率。 | | --- | --- | | 到期日 | 港元利息結算率 | | 隔夜 | 2.52274 | | 1 星期 | 2.60018 | | 2 星期 | 2.68333 | | 1 個月 | 3.00018 | | 2 個月 | 3.05417 | | 3 個月 | 3.10863 | | 6 個月 | 3.16696 | | 12 個月 | 3.18810 | 智通财经APP获悉，9月5日，港元拆息再度全线向上，隔夜息报2.52274%，升10.095基点；一周拆息升 6.137基点，报2.60018%，两周则升7.91基点，报2.68333%。与楼按相关的一个月拆息报3.00018%，升 3.316基点，并连升两日。 ...

Citigroup has exited from a key payment network in China after it closed its retail banking business in the nation https://t.co/ToT8qLn5oc ...

Group 1 - The core point of the announcement is the approval of Mr. Zhang Wei's appointment as a director of Industrial Bank Co., Ltd. by the National Financial Regulatory Administration [1] - Mr. Zhang Wei will officially assume the position of director starting from September 2, 2025 [1] - The announcement confirms that the board of directors guarantees the truthfulness, accuracy, and completeness of the content [1][2] Group 2 - The announcement includes a reference to Mr. Zhang Wei's resume, which can be found on the Shanghai Stock Exchange website [1] - The announcement is issued by the board of directors of Industrial Bank Co., Ltd. on September 4, 2025 [3]

来源：浪眼看云南 我们现在聚焦详细解读这八项权益中的前四项。 首先是财产安全权。金融机构应当依法保障金融消费者在购买金融产品和接受金融服务过程中的财产安全。金融机构应当审慎 经营，保护消费者财产安全权，对资产管理产品采取有效的内控措施和监控手段，严格区分机构自身资产与消费者资产，不得 挪用、占用消费者资金。二是知情权。银行、保险机构应当以通俗易懂的语言，及时、真实、准确、全面的向金融消费者披露 可能影响其决策的信息，充分提示风险。不得发布夸大产品收益、掩饰产品风险等欺诈信息，不得做虚假或引人误解的宣传。 三是自主选择权。金融机构应当在法律法规和监管规定允许范围内，充分尊重金融消费者意愿，由消费者自主选择，自行决定 是否购买金融产品或接受金融服务，不得强买强卖。不得违背金融消费者意愿搭售产品和服务，不得附加其他不合理条件，不 得采用引人误解的手段诱使金融消费者购买其他产品。 四是公平交易权。金融机构不得设置违反公平原则的交易条件，在格式合同中不得加重金融消费者责任，限制或者排除金融消 费者合法权利；不得限制金融消费者寻求法律救济途径，不得减轻、免除本机构损害金融消费者合法权益应当承担的民事责 任。 以上这四项权 ...

至午间收盘时，上证指数报3778.95点，涨幅0.35%，成交额约5740亿元；深证成指报12362.85点，涨幅 2.01%，成交额约7947亿元；创业板指报2872.91点，涨幅3.48%，成交额约4115亿元；科创综指报 1517.97点，涨幅2.15%，成交额约1400亿元；北证50指数报1581.22点，涨幅2.74%，成交额约274亿 元。 机构观点 中金公司：8月25日A股成交额迅速放大至3.17万亿元，随后多个交易日成交额保持在3万亿元左右，按 A股自由流通市值做分母衡量的周度日均换手率水平已提升至5%以上。历史经验显示A股每次换手率升 至5%以上，指数后期往往出现一定幅度的调整，近几年典型时段如2019年4月、2020年7月以及2024年 10月，上述三个阶段指数在后续均出现1-3个月左右的调整期。上述三个阶段在调整期过后，指数后续 多呈现震荡上行走势且均超越前期高点。 从当前A股市场环境来看，市场整体估值处于合理水平，并未高估。年初至今A股全球表现也仅在中游 位置。A股今年盈利有望实现正增长且下半年增速或好于上半年，市场表现并非单因流动性推动。政策 红利凸显，监管强调"持续巩固资本市场回稳 ...

Group 1 - The core viewpoint of the articles emphasizes that the banking sector, particularly joint-stock banks, is facing significant challenges in a low-interest-rate environment, leading to increased competition and pressure on profit margins [2][6][15] - As of mid-2025, 42 A-share listed banks reported a year-on-year growth in operating income and net profit attributable to shareholders of 1.0% and 0.8%, respectively, indicating a slight recovery from the first quarter [2] - Joint-stock banks experienced a decline in revenue growth of -2.3% and a net profit growth of only 0.3%, highlighting the pressure they face compared to state-owned and city commercial banks [2][15] Group 2 - The concept of banking as a marathon rather than a sprint was reiterated by the president of China Merchants Bank, Wang Liang, emphasizing the importance of balancing short-term and long-term interests for sustainable development [4][6] - Wang Liang noted that the bank's operating income for the first half of the year was 169.97 billion yuan, a decrease of 1.72% year-on-year, while net profit attributable to shareholders was 74.93 billion yuan, a slight increase of 0.25% [6] - Other banks, such as Ping An Bank and CITIC Bank, also reported declines in revenue and net profit, with Ping An Bank's revenue down 10.0% and net profit down 3.9%, indicating a broader trend across the sector [8][10] Group 3 - The emphasis on long-term value creation and quality growth is becoming a mainstream perspective among banks, moving away from a focus on scale [8][10] - CITIC Bank's president, Lu Wei, stated that the bank is focusing on quality and efficiency rather than short-term profits, with a net profit growth of 2.78% despite a revenue decline of 2.99% [10] - Other bank leaders echoed similar sentiments, advocating for sustainable development and a focus on risk management rather than aggressive competition [10][15] Group 4 - The joint-stock banks are facing increasing market concentration, with large banks holding 43.7% of the total assets in the banking sector, which is significantly higher than the growth rate of joint-stock banks [15] - This trend suggests that joint-stock banks and smaller banks are experiencing a reduction in market share and may need to adopt more effective strategies to compete [15][16] - The ongoing challenges highlight the need for banks to explore resilience and adaptability in their operations to navigate the evolving financial landscape [16]

二、招商银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自招商银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由决定机关办理行政许可注销手续。 三、招商银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 一、核准李俊招商银行石家庄分行副行长的任职资格。 2025年9月1日，河北金融监管局发布批复称，《招商银行（600036）关于李俊任职资格核准的请示》 （招银字〔2025〕243号）收悉。经审核，现批复如下： ...

三、北京银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 2025年8月29日，陕西金融监管局发布批复称，《北京银行（601169）关于刘雷同志任职资格的请示》 （京银人发〔2025〕672号）收悉。经审核，现批复如下： 二、北京银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自北京银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由决定机关办理行政许可注销手续。 一、核准刘雷北京银行股份有限公司西安分行副行长的任职资格。 ...