Let's start with the these Fed officials chiming in because this was interesting Danielle. This made headlines. You got Beth Hammock saying rates could be on hold for quite some time and then you had Lorie Logan echoing that saying current policy stance appropriate she says. I mean what did you make of that Danielle? That does not sound like two Fed officials who are you know jumping here itching to to cut rates because of this labor market. >> Uh it certainly does not. Um, and I would venture to say that t ...

As Filed with the U.S. Securities and Exchange Commission on February 10, 2026 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 _________________________ BRC Group Holdings, Inc. (Exact name of registrant as specified in its charter) _________________________ | Delaware | | | | --- | --- | --- | | | 7389 | 27-0223495 | (State of Incorporation) (Primary Standard Industrial Classification Code Number) ...

Group 1 - Walt Disney Co. priced $4 billion of bonds, marking its first sale since 2020, amid a surge of corporate bond activity to secure lower borrowing costs [1][5] - The bond offering consists of notes with maturities ranging from three to ten years, with the 2036 bond yielding 0.58 percentage points above Treasuries, down from an initial estimate of 0.85 percentage points [2] - Proceeds from the bond sale are intended for general corporate purposes, primarily to repay debt and enhance liquidity for shareholder returns and strategic investments [3] Group 2 - Disney has $2.6 billion in bonds and loans maturing within the current year, indicating a need for liquidity management [3] - The company announced a $60 billion, 10-year investment plan, which includes nearly doubling its ship fleet and opening its first theme park in the Middle East [3] - A leadership change is imminent, with the head of Disney's theme parks, cruise ships, and consumer-products division set to replace Bob Iger as CEO, coinciding with the media industry's transition to streaming [4]

Bankers in the small but lucrative market for debt swaps are now struggling to complete deals https://t.co/EiCnsdGtMr ...

Core Insights - Greenbacker Renewable Energy Company has successfully closed a $440 million Tax Equity Commitment for the Cider solar project, which is a significant milestone in financing the 674 MWdc / 500 MWac solar farm in New York [1][2][3] Financing Details - The $440 million tax equity financing from U.S. Bank and M&T Bank is crucial for optimizing the financial structure of the Cider project, which is expected to commence commercial operations in late 2026 [2][4] - This financing completes the capital stack for the project, following nearly $1 billion in previous financing from global project finance banks [4] Project Impact - Once operational, the Cider solar project is anticipated to power approximately 120,000 homes annually and generate around $100 million in revenue for the local community through various financial contributions [2][5] - The project is expected to create hundreds of construction jobs and significantly contribute to New York's clean energy transition [5] Leadership Commentary - Greenbacker's CEO highlighted the importance of this financing in delivering a major clean energy project and emphasized the strength of partnerships involved [3] - The CFO noted that the tax equity commitment optimizes the capital structure and is essential for advancing the project [3] Company Background - Greenbacker Renewable Energy Company focuses on acquiring and managing income-producing renewable energy projects, including solar and wind farms, and aims to facilitate the transition to a clean energy future [8]

Core Insights - The individual has a decade of experience in a Big 4 audit firm, focusing on banking, mining, and energy sectors, which provides a strong foundation in finance and strategy [1] - Currently serves as the Head of Finance for a leading retail real estate owner and operator, overseeing complex financial operations and strategy [1] - Active investor in the U.S. stock market for 13 years, with a portfolio that reflects a balanced approach, emphasizing value stocks while maintaining exposure to growth opportunities [1] - Investment philosophy is based on thorough research and a long-term perspective, aiding in navigating various market cycles successfully [1] - Aims to uncover promising under-the-radar stocks that may not be recognized by the broader market, leveraging a background in auditing and finance [1]

Group 1: Free Tax Preparation Program - Third Federal partners with various organizations to offer free income tax preparation for individuals and families earning less than $69,000 [1] - The event will take place on February 14, 2026, at Cleveland Central Catholic High School, with IRS-trained tax preparers assisting participants [1] - The program aims to help participants keep more of their income by alleviating the stress and costs associated with tax filing [1] Group 2: Earned Income Tax Credit (EITC) - The EITC, established in 1975, is recognized as the largest poverty relief program in the U.S., aimed at helping working families with children [1] - Recipients of the EITC typically use their refunds to purchase essentials within their local communities, contributing to economic development [1] Group 3: Company Overview - Third Federal Savings and Loan Association, founded in 1938, focuses on providing savings and mortgage products, operating under values of love, trust, respect, and commitment to excellence [1] - As of September 30, 2025, the company's assets totaled $17.5 billion, and it operates in 27 states and the District of Columbia [1]

Group 1: MrBeast and Banking - MrBeast, also known as Jimmy Donaldson, has acquired the financial services app Step through his company Beast Industries [1] Group 2: Coca-Cola's Financial Performance - Coca-Cola's shares are down following mixed fourth-quarter results, with adjusted earnings per share exceeding expectations but adjusted revenue at $11.82 billion, below the anticipated $12.03 billion [2][3] - The company projects organic revenue growth of 4% to 5% for 2026, facing weakening demand as consumers become more budget-conscious [3] Group 3: Alphabet's AI Investments - Alphabet is planning to raise $20 billion through a U.S. dollar bond sale to fund its artificial intelligence initiatives, with capital expenditures in 2026 expected to more than double those of 2025 [6] - The company has acknowledged risks associated with increased consumer use of generative AI, which could impact its core advertising business [5] Group 4: Target's Operational Changes - Target is reallocating resources to improve in-store experiences by increasing staffing while cutting around 500 jobs at distribution centers and regional offices [10] - The new CEO, Michael Fiddelke, aims to address customer complaints regarding store conditions and checkout efficiency [11] Group 5: Novo Nordisk's Regulatory Issues - Novo Nordisk is under scrutiny from the FDA for misleading claims in an advertisement for its Wegovy pill, which the company is addressing [12] - Despite the regulatory challenges, shares of Novo Nordisk rose over 3% in the previous trading session [12]

Core Insights - Home equity lines of credit (HELOC) and home equity loan (HEL) rates are currently slightly above their 52-week lows, making them attractive options for homeowners looking to access equity without refinancing their primary mortgage [1][4] Group 1: Current Rates and Trends - The average HELOC rate has decreased to 7.23%, with a 52-week low of 7.19% recorded in mid-January [2] - The national average for home equity loans stands at 7.44%, with a 52-week low of 7.38% noted in early December [2] - Rates are determined based on a minimum credit score of 780 and a combined loan-to-value ratio (CLTV) of less than 70% [2] Group 2: Product Comparison - A HELOC allows homeowners to draw cash as needed, while a home equity loan provides a lump sum [3] - Home equity interest rates differ from primary mortgage rates, typically based on an index rate plus a margin, with the current prime rate at 6.75% [5] - Lenders have flexibility in pricing second mortgage products, making it essential for borrowers to shop around for the best rates [6] Group 3: Lender Considerations - Some lenders offer below-market introductory rates for HELOCs, which may only last for a limited time before converting to a variable rate [6][9] - Home equity loans generally do not have introductory rates, providing a fixed interest rate throughout the repayment period [7][12] - It is important to consider minimum draw amounts for HELOCs, as some lenders may require a significant initial draw [11] Group 4: Usage and Recommendations - Homeowners with low primary mortgage rates and significant equity may find it beneficial to consider a HELOC or HEL for home improvements or other expenses [14] - The national average rates for HELOCs and HELs can serve as a benchmark when comparing offers from different lenders [13]

Core Viewpoint - Gold is projected to reach $6,000 an ounce by the end of the year, driven by ongoing macroeconomic and geopolitical risks, with a rising gold-silver ratio indicating a preference for gold over silver for risk protection [1]. Group 1: Gold Market Insights - BNP Paribas's David Wilson highlights that the gold-silver ratio has rebounded, although it remains below its two-year average in the 80s [1]. - Continued central bank purchases, such as Poland's recent announcement to buy an additional 150 tons of gold, support the positive outlook for gold [1]. - Steady inflows into gold ETFs have been observed, with only a minor drop during a recent market correction [1]. Group 2: Silver Market Dynamics - Silver has experienced significant volatility recently, primarily due to strong physical buying in Asia [3]. - The physical silver market is showing signs of softening as supplies are moving into Europe and Asia [3]. - Anticipation of the Lunar New Year holiday is expected to further reduce demand for silver in China [3]. Group 3: Institutional Support - Major banks and asset managers, including Deutsche Bank and Goldman Sachs, support the recovery of bullion due to long-term demand factors [2]. - The Chinese central bank has extended its gold buying streak to 15 consecutive months, indicating robust official demand [2].