NEW YORK, Jan. 15, 2026 (GLOBE NEWSWIRE) -- WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Klarna Group plc (NYSE: KLAR) pursuant and/or traceable to the registration statement and related prospectus (collectively, the “Registration Statement”) issued in connection with Klarna’s September 2025 initial public offering (the “IPO”), of the important February 20, 2026 lead plaintiff deadline in the securities class action first filed by the Firm. SO WHAT: If you pur ...

Group 1 - Alt5 Sigma (ALTS) has experienced significant volatility, particularly linked to its association with Donald Trump Jr.'s crypto ventures, including a $1.5 billion token-for-equity deal with World Liberty Financial [1] - The company regained Nasdaq compliance in mid-January 2026 after filing its delayed 10-Q, resulting in a sharp increase in share price [2][5] - ALTS operates as a boutique fintech/crypto infrastructure company, focusing on blockchain-powered payment and settlement networks, with most revenue derived from its fintech unit [3] Group 2 - ALTS shares have fluctuated dramatically, reaching a 52-week high of $11 in June 2025 before dropping significantly due to governance issues, and trading around $2.40 in mid-January 2026 after a 30% increase [4] - The stock has shown a 125% increase year-to-date, although it remains 78% below its peak in 2025 [4]

Core Viewpoint - AmeriTrust Financial Technologies Inc. has successfully closed the second tranche of its brokered offering, raising a total of $39,552,200 to support its automotive finance operations and lease origination efforts [1][2]. Financing Details - The second tranche of the offering raised an additional $3,365,000, following the first tranche which closed on December 23, 2025, for $36,187,200, bringing total gross proceeds to $39,552,200 [1]. - The second tranche included the issuance of 2,500 Debenture Units at $1,000 each, generating $2,500,000, and 17,300,000 Life Units at $0.05 each, generating $865,000 [3]. Management and Strategic Developments - Jeff Morgan, CEO of AmeriTrust, expressed gratitude to existing and new shareholders and highlighted the management team's participation in the financing, indicating strong commitment [2]. - John Wimsatt has been appointed as Chief Investment Officer, bringing experience from ECN Capital Corp. to help secure additional lease origination funding [2]. Use of Proceeds - The net proceeds from the offering will be utilized to restart lease originations in Q1 2026 and for working capital purposes [5]. Regulatory and Compliance Information - The LIFE Offering was conducted under the "listed issuer financing exemption" as per Canadian securities regulations [4]. - The Debenture Units and Broker Warrants are subject to a statutory hold period until May 16, 2026, while the Life Units are not [7]. Advertising and Investor Awareness - AmeriTrust has engaged Dig Media Inc. for an advertising and investor awareness campaign, costing $40,000, to enhance visibility among investors [8][9].

Core Viewpoint - A class action lawsuit has been filed against Klarna Group plc on behalf of investors who acquired Klarna securities during the specified Class Period, alleging that the IPO Registration Statement materially understated risks related to loss reserves [1][3]. Group 1: Lawsuit Details - The lawsuit is initiated by Berger Montague PC, representing investors who purchased Klarna securities from September 7, 2025, to December 22, 2025, including shares from the September 2025 IPO [1][2]. - Investors have until February 20, 2026, to seek appointment as lead plaintiff representatives of the class [2]. Group 2: Allegations - The complaint claims that Klarna's IPO Registration Statement significantly understated the risk of increased loss reserves shortly after the IPO, a risk that was known or should have been known due to the financial hardships faced by many of its customers [3]. - At the time of the lawsuit, Klarna's share price had decreased from the IPO price of $40 per share to approximately $31.31 per share [3].

Core Thesis - PagSeguro Digital Ltd. (PAGS) is viewed positively due to its strong historical growth, low valuation metrics, and potential upside from interest rate cuts, making it an attractive investment opportunity [1][2][3]. Financial Performance - PagSeguro has demonstrated impressive historical growth with a net income CAGR of 15% and revenue CAGR of 27% from 2018 to 2024 [2]. - The stock trades at a trailing P/E of 7.69 and a forward P/E of 6.98, indicating a significant margin of safety [1][2]. - The company maintains a robust cash position of approximately $1.8 billion, with a Basel Ratio of 30% and a return on average equity (ROAE) of around 14-15% [3]. Future Outlook - Management anticipates net income growth of 11-15% in 2025 and expects an EPS CAGR of over 16% and gross profit CAGR of over 10% through 2029 [3]. - A 1% decrease in Brazilian interest rates could potentially increase annual pre-tax profits by about $60 million, highlighting the sensitivity of profitability to interest rate changes [3]. Capital Returns - The company has been actively returning capital to shareholders through buybacks and dividends, with an expected total capital return yield of 16% in 2026 [3]. Competitive Landscape - PagSeguro faces competition from banks, fintechs, and Brazil's instant payment system, PIX, which may impact fee income and the demand for prepayment services [4]. - Despite a slight decline in market share in payment processing due to fee repricing, PagSeguro benefits from a broad service ecosystem and the strategic backing of UOL, which holds 85% of voting power [4]. Recent Performance - The stock has appreciated approximately 23.87% since a previous bullish thesis was published, indicating that the positive outlook remains valid [5].

Core Insights - The launch of "AI Pay" by Alipay marks a significant advancement in integrating AI with payment systems, allowing users to make purchases through simple voice commands [1][5][8] Group 1: AI Integration and Functionality - The Qianwen App has fully integrated with the Alibaba ecosystem, enabling AI-driven functionalities such as food delivery, shopping, and travel bookings [1][3] - Users can place orders by simply stating their requests, with the app automatically processing payments through Alipay without needing to switch applications [3][5] - The integration includes over 400 AI service functions, enhancing user experience and streamlining the payment process [1][4] Group 2: User Experience and Feedback - Initial user experiences indicate a smooth and efficient process, although some users reported minor issues with order accuracy [3][6] - The AI Pay system significantly reduces the steps required for payment, with a claim of over 60% fewer steps compared to traditional methods [5][6] Group 3: Market Implications and Future Prospects - Analysts suggest that the integration of AI Pay represents a transformative shift in the payment industry, potentially reshaping competitive dynamics [4][8] - The expansion of AI Pay's application scenarios is expected to facilitate the growth of the intelligent economy, with future developments likely to include public services and third-party platforms [7][8] - The success of AI Pay will depend on addressing user trust concerns and ensuring the accuracy of AI commands to prevent errors in transactions [9][10]

Core Insights - Investing in the intersection of financial services and technology offers significant opportunities, with one fintech stock, Nu Holdings, experiencing a 62% increase in 2025 and a 364% rise over the past three years as of January 12 [1] Company Performance - Nu Holdings has shown remarkable financial performance, with a 42% year-over-year revenue increase in Q3 2025, and analysts project a 31% revenue growth for 2026, indicating a strong growth trajectory [3][4] - The company has expanded its customer base significantly, reaching 127 million customers by the end of Q3 2025, up from 70 million three years prior, with a strong presence in Brazil where 60% of the adult population are customers [4] Market Potential - Latin America presents long-term growth potential due to a high number of unbanked and underbanked individuals, coupled with increasing smartphone and internet penetration, which positions Nu for continued success [5] Valuation and Investment Opportunity - Nu Holdings is currently trading at a forward price-to-earnings ratio of 21.8, which is attractive compared to the S&P 500's 22.4 multiple, suggesting that investors are not overpaying for the stock [6] - The company's scalable digital banking model, which avoids significant operating costs associated with physical branches, has led to substantial growth in both revenue and customer numbers, making it an appealing investment opportunity [7]

Group 1 - The Gross Law Firm is notifying shareholders of Klarna Group plc regarding a class action lawsuit related to the company's initial public offering (IPO) on September 10, 2025 [1] - Shareholders who purchased Klarna securities during the class period are encouraged to register for potential lead plaintiff appointment, with a deadline set for February 20, 2026 [3] - The lawsuit alleges that Klarna's management materially understated the risk of increased loss reserves shortly after the IPO, leading to misleading public statements [2] Group 2 - The Gross Law Firm aims to protect investors' rights and seeks recovery for those who suffered losses due to misleading statements or omissions by companies [4] - The firm emphasizes its commitment to responsible business practices and good corporate citizenship [4] - Shareholders who register will receive updates through a portfolio monitoring software throughout the case lifecycle [3]

Core Insights - BLAQclouds, Inc. has filed its Annual Report for the fiscal year ended December 31, 2025, providing a comprehensive update on financial performance and strategic initiatives [1] Financial Performance - For Q4 2025, BLAQclouds reported gross revenue of $765,163.32, indicating continued execution across core platform initiatives and legacy non-core assets [2] - The company recorded certain long-term funding collateral as an asset on its balance sheet under U.S. GAAP, but these assets are not considered usable operating funds unless a related credit facility is drawn [2][3] Corporate Restructuring - BLAQclouds initiated Operation "Clean Up," a multi-phase corporate and balance sheet restructuring program aimed at simplifying capital structure and eliminating legacy obligations [3] - As a result of Operation "Clean Up," all outstanding debt has been negotiated, satisfied, or cancelled, leaving the company debt-free as of year-end 2025 [4] Strategic Roadmap - The company outlined its Q1 2026 Roadmap, focusing on scaling core platforms under its Four Pillars Philosophy, with key priorities including generating $150 million in fee income from a development agreement with Super Studios [6] - Additional revenue targets for 2026 include $697,221 from consumer commerce and payment platforms and $144,291.63 from non-core crypto assets [6] Customer Retention Goals - BLAQclouds set ambitious customer retention goals for Q1 2026 across various platforms, including targets of 1,700,000 for ApolloCASH and 2,000,000 for ApolloNFT [7] Product Expansion - The company is expanding its offerings, including BLAQpay, ApolloCASH, ApolloWallet, ApolloID, and ApolloNFT, while continuing to evaluate subsidiaries and assets for alignment with the Four Pillars framework [10]

Core Insights - Klarna made its stock market debut in September 2025, but its shares have decreased by approximately 24% since the IPO, contrasting with a 7% increase in the S&P 500 index [1][2] Business Model - Klarna's primary service is the "Buy Now, Pay Later" (BNPL) model, particularly its "Pay in 4" option, which allows consumers to make four interest-free payments if the total amount is repaid within about six weeks [3] - The company also offers longer-term financing options, termed Fair Financing, which are closed-end loans with terms ranging from six to 24 months and are designed for higher-cost goods and services [4] Financial Performance - Klarna achieved a record quarterly revenue of $903 million in Q3 2025, reflecting a 28% year-over-year increase [5] - The gross merchandise value (GMV) in the U.S. surged by 43%, contributing to an overall GMV of $32.7 billion [6] - The total number of merchants using Klarna's services increased by 38% to around 850,000, alongside a 32% rise in active customers [6] Strategic Direction - Klarna is positioning itself as a "digital bank," indicating a shift in focus beyond just BNPL services to broader financial offerings [9] - The company plans to launch its own stablecoin, KlarnaUSD, which aims to reduce costs and potentially enhance profitability if managed effectively [10]