Core Viewpoint - Zurich Insurance, Swiss Re, and Swiss Life are now required to develop resolution plans for potential insolvency as mandated by the G20's financial watchdog [1] Group 1 - The G20's financial watchdog has added Zurich Insurance, Swiss Re, and Swiss Life to a list of insurance firms needing resolution plans [1]

Core Insights - The AI-driven bull run of 2023 and 2024 has continued into 2025, with stock prices of AI-centric companies increasing by 300-500% during this period [1] - Old economy stocks from sectors such as industrials, finance, auto, materials, and construction have also seen significant gains, indicating a broad-based market rally [2] Old Economy Stocks - Five old-economy stocks have rallied over 15% year to date and have favorable Zacks Ranks indicating further upside potential in 2026: Comfort Systems USA Inc. (FIX), The Travelers Companies Inc. (TRV), General Motors Co. (GM), JPMorgan Chase & Co. (JPM), and Crane Co. (CR) [3][9] - Each of these stocks carries a Zacks Rank of 1 (Strong Buy) or 2 (Buy) [3] Comfort Systems USA Inc. (FIX) - FIX operates primarily in the HVAC markets and is benefiting from the data center boom driven by AI and cloud computing [6][7] - The company has an expected revenue growth rate of 14.7% and earnings growth rate of 16.4% for the next year, with a 20.1% improvement in the Zacks Consensus Estimate for next year's earnings over the last 30 days [8] The Travelers Companies Inc. (TRV) - TRV has a strong market presence in auto, homeowners' insurance, and commercial property-casualty insurance, with a high retention rate and positive renewal premium changes [10][11] - The expected revenue growth rate is 3.4% and earnings growth rate is 6.7% for the next year, with a 2% improvement in the Zacks Consensus Estimate for next year's earnings over the last 30 days [12] General Motors Co. (GM) - GM holds a 17% market share in the U.S. automotive market, supported by strong demand for its brands and a 10% year-over-year sales increase in China [13][14] - The expected revenue growth rate is -0.8% and earnings growth rate is 11.5% for the next year, with a 6.5% improvement in the Zacks Consensus Estimate for next year's earnings over the last 30 days [15] JPMorgan Chase & Co. (JPM) - JPM is expected to see net interest income growth driven by business expansion initiatives and high interest rates, with a projected CAGR of 3.3% by 2027 [16] - The expected revenue and earnings growth rate for the next year is 3.7%, with a slight improvement in the Zacks Consensus Estimate for next year's earnings [18] Crane Co. (CR) - Crane manufactures engineered industrial products across various regions and has an expected revenue growth rate of 6.1% and earnings growth rate of 9.5% for the next year [19] - The Zacks Consensus Estimate for next year's earnings has improved by 2.5% over the last 30 days [19]

To ensure this doesn’t happen in the future, please enable Javascript and cookies in your browser.If you have an ad-blocker enabled you may be blocked from proceeding. Please disable your ad-blocker and refresh. ...

Core Viewpoint - Berkshire Hathaway Inc Class B (NYSE:BRK.B) is considered a strong investment option by Redditors, particularly as a means to diversify portfolios in anticipation of a potential AI bubble burst [2]. Group 1: Investment Appeal - Berkshire Hathaway is involved in various sectors, including insurance, railroads, utilities, and energy, providing a diversified exposure [2]. - The company has a substantial cash reserve of approximately $380 billion, which positions it well against market volatility [2]. - The stock has appreciated by 11% year-to-date, indicating positive market performance [2]. Group 2: Portfolio Strategy - Berkshire's recent $4.3 billion investment in Alphabet reflects its increasing interest in AI and technology opportunities [3]. - Despite the potential for growth, concerns exist regarding the elevated valuation of Berkshire's stock [3]. - Insurance remains the primary source of revenue and operating income for Berkshire, highlighting its traditional business strength [3]. Group 3: Comparative Analysis - While Berkshire is viewed as a solid investment, there is a belief that certain AI stocks may offer higher returns with lower risk [4].

Core Insights - The FPA Queens Road Small Cap Value Fund reported a return of 7.46% in Q3 2025, underperforming the Russell 2000 Value Index which returned 12.60% during the same period [1] - For the first three quarters of 2025, the fund achieved a return of 13.77%, outperforming the index's return of 9.04% [1] - The fund's investment strategy emphasizes a disciplined and patient approach, expecting to perform better in down markets and lag in speculative markets [1] Company Overview: RLI Corp. - RLI Corp. (NYSE:RLI) is an insurance holding company with a one-month return of 7.17% but has seen a significant decline of 29.74% over the past 52 weeks [2] - As of November 24, 2025, RLI Corp.'s stock closed at $63.55 per share, with a market capitalization of $5.836 billion [2] - RLI Corp. specializes in property and casualty insurance, focusing on niche markets such as public and school buses and Hawaii homeowners [3] Financial Performance - RLI Corp. has maintained a strong financial performance, with an average combined ratio of 89.3% and a return on equity (ROE) of 16.6% from 2015 to 2024 [3] - The company is known for its selective underwriting and willingness to forgo unprofitable business, which contributes to its premium valuation, typically around 20 times this year's earnings [3] Hedge Fund Interest - RLI Corp. was held by 29 hedge fund portfolios at the end of Q2 2025, a decrease from 32 in the previous quarter [4] - While RLI Corp. is recognized for its investment potential, certain AI stocks are considered to offer greater upside potential with less downside risk [4]

Core Insights - Three stocks with strong growth characteristics and buy ranks are highlighted for investors to consider on November 25 Company Summaries - **The Allstate Corporation (ALL)**: - Zacks Rank 1 - Current year earnings estimate increased by 30.4% over the last 60 days - PEG ratio of 0.40 compared to the industry average of 1.71 - Growth Score of B [1] - **Great Lakes Dredge & Dock Corporation (GLDD)**: - Zacks Rank 1 - Current year earnings estimate increased by 7.8% over the last 60 days - PEG ratio of 0.90 compared to the industry average of 2.59 - Growth Score of A [2] - **Alarm.com Holdings, Inc. (ALRM)**: - Zacks Rank 1 - Current year earnings estimate increased by 5.5% over the last 60 days - PEG ratio of 1.57 compared to the industry average of 2.94 - Growth Score of B [3]

Group 1 - Oscar Health Inc. (NYSE:OSCR) experienced a significant stock price increase of 22.33%, closing at $16.49, following reports of a potential two-year extension of the Affordable Care Act (ACA) by President Trump [1][3] - The ACA extension could stabilize the insurance market and help companies like Oscar maintain lower premium offerings, which is crucial as insurance premiums for approximately 22 million Americans are projected to more than double without the ACA [3] - Oscar Health reported a widening net loss of $137 million in Q3, a 152% increase from a loss of $54.60 million in the same period last year, while revenues rose by 23% to $2.98 billion, up from $2.42 billion, driven by higher membership [4]

Core Points - W. R. Berkley Corporation has appointed Hale Johnston as president of Berkley Net, effective immediately [1] - Johnston succeeds Brian Douglas, who has led Berkley Net since 2018 and will continue in a key leadership role within the corporation [2] - Johnston has over 30 years of experience in the insurance industry and has held significant positions in industry organizations [3] - W. Robert Berkley, Jr. expressed confidence in Johnston's ability to leverage his extensive experience for the benefit of Berkley Net [4] - The company acknowledges Brian Douglas's contributions and is pleased he will remain with W. R. Berkley Corporation [5]

Liberty Specialty Markets (LSM), part of Liberty Mutual Insurance Group, has announced the appointment of Oliver Delvos as head of cyber and tech E&O (errors and omissions) for Europe. His appointment will become effective on 1 December 2025. The Liberty cyber and tech E&O Europe leadership role will see Delvos based in Germany, reporting to Liberty Specialty Markets president and chief underwriting officer for Europe Pierre-Edouard Fraigneau, and aligning with the global cyber office. Delvos will succe ...

Market Overview - The market is attempting to recover from recent losses, particularly in tech and crypto sectors, as investors await upcoming U.S. data before the Thanksgiving holiday [1] - Historically, Thanksgiving week has been positive for stocks, with the S&P 500 showing a median gain of 0.76% since 1945 [2] - Money markets indicate a 75% chance of the Federal Reserve cutting rates in December, influenced by dovish comments from policymakers [2] Investment Strategy - Lower interest rates typically reduce borrowing costs, encouraging business expansion and consumer spending, which is favorable for medium-term investments [3] - Investors should consider several factors when selecting companies, including stock performance, profitability, sales trends, debt levels, price-to-earnings ratio, and dividend payments [4] Methodology for Stock Selection - A Finviz screener was used to identify dividend stocks with over 10% average revenue growth over the past five years, focusing on companies with consistent sales growth [6] - Stocks with a five-year average payout ratio under 60% were selected, indicating a strong cash position [6] Company Highlights Merck & Co., Inc. (NYSE:MRK) - Merck has a 5-year average annual revenue growth rate of 10.5% and reported Q3 2025 revenue of $17.3 billion, up 4% year-over-year [9][11] - KEYTRUDA sales grew 10% to $8.1 billion, and the company expects worldwide revenue to reach between $64.5 billion and $65 billion [11] - New product approvals and a robust pipeline with over 80 active clinical trials support growth, with notable sales from Winrevair and Capvaxive [12][13] Arthur J. Gallagher & Co. (NYSE:AJG) - Arthur J. Gallagher has a 5-year average annual revenue growth rate of 10.54% and reported Q3 2025 revenue of $3.3 billion, up nearly 20% year-over-year [14][15] - The company has completed significant acquisitions, including Tompkins Insurance Agencies and AssuredPartners for approximately $13.8 billion [16][17] JPMorgan Chase & Co. (NYSE:JPM) - JPMorgan Chase has a 5-year average annual revenue growth rate of 10.65% and reported Q3 2025 revenue of $47.1 billion, up 10.4% year-over-year [18][19] - The company achieved a 20% return on tangible common equity (ROTCE), indicating strong profitability [19] - Recent agreements with fintech companies will enhance its data access capabilities [20][21]