Group 1 - Frontier Biotechnologies has entered into a deal with GSK, granting GSK worldwide rights to develop two small interfering RNA therapies targeting kidney diseases [1] - The agreement could be worth up to $1 billion, indicating significant potential for both companies in the biopharmaceutical market [1] - This collaboration highlights the growing interest and investment in RNA-based therapies within the healthcare and pharmaceutical industry [1]

Core Viewpoint - Santander's CEO Ana Botin aims to present a more efficient bank with increased cost savings from its digital initiatives, emphasizing growth in core developed markets following significant acquisitions [1] Group 1: Strategic Acquisitions - Santander recently completed a $12.2 billion acquisition of U.S. lender Webster, reinforcing its focus on the U.S. market alongside Spain and Britain [1] - The acquisition of Webster and the previous deal for Britain's TSB are part of Botin's strategy to simplify the bank's structure and enhance profitability [1] - The share of developed markets in Santander's gross operating profit is projected to rise to nearly two-thirds post-acquisitions, up from 56% [1] Group 2: Financial Performance and Goals - Botin aims to increase the bank's profitability ratio to over 20% by 2028, up from 16.3% [1] - Santander's stock has surged approximately 80% over the past year, with the bank's market value now close to 160 billion euros, surpassing UBS as the largest lender in continental Europe [1] - The bank's cost-to-income ratio improved to 41.2% by the end of 2025, down from 44.1%, with further reductions targeted through cost-saving measures [1] Group 3: Cost-Saving Initiatives - Santander plans to create a unified IT platform and operating model to reduce service costs, with expected annual savings from the Webster deal estimated at $800 million and synergies from TSB projected at 400 million pounds [1] - The bank has reduced its workforce by about 14,000 employees over the last two years, bringing the total below 200,000 [1] - Analysts forecast that Santander's M&A and IT transformation could enable a cost-to-income ratio in the 30%-39% range [1]

证券日报网讯2月24日，江阴银行（002807）在互动平台回答投资者提问时表示，截至2026年2月13日， 本行股东户数为47313户。 ...

来源：@智通财经APP微博 智通财经2月24日讯（记者 梁柯志） 今年春节期间，针对青少年儿童的金融业务营销活动明显升温。不 仅国有大行和股份制银行积极布局，多家地方性银行亦纷纷入局，相关产品密集上线，引发市场关注。 例如，北京银行微信公众号显示，当客户通过"小京卡"办理三年期定期存款时，利率可达1.75%，较该 行同期限一般存款利率有所上浮；鄞州银行发布公告称，该行推出的"儿童存单"产品中，3年期新客资 金最高可享1.88%的定期存款利率。 智通财经记者从业内了解到，多家银行不惜以相对高息吸引"压岁钱""红包"资金入账，其背后更深层的 意图在于"以小搏大"——从儿童阶段切入，提前培育对银行品牌与服务的忠诚度，抢占家庭零售业务的 入口。 华东某城商行零售业务人士对智通财经表示，国内青少年压岁钱金额长期处于较高水平，多数在万元左 右，甚至达到数万元。如果逐年留存至成年，将是一笔不容忽视的积蓄。此外，近年来青少年权利意识 增强，希望压岁钱实现专款专户管理，这为银行提供了切入家庭资产服务的新契机。 压岁钱权利意识觉醒，金融服务提前介入 广州一位中学生对智通财经表示，以往压岁钱多以现金形式交由父母"用于学习"，但在实 ...

Engine by Starling, the Software-as-a-Service arm of Starling Group, has entered into an agreement with SBS Bank, a mutual bank based in New Zealand. This marks Engine’s fourth international contract. SBS Bank, which has transitioned from its beginnings as a building society, is set to update its core banking infrastructure using Engine’s cloud-based platform. The move will introduce digital onboarding, fraud protection tools, and standard banking features such as card controls and spending analysis vi ...

马年春节期间，多地政府、数字人民币运营机构开展了多样的数字人民币促消费红包发放、满减支付等 活动。业内人士表示，通过加载智能合约功能，数字人民币红包可充分满足复杂场景和灵活定制的消费 补贴政策需求，确保消费激励精准直达，为消费市场注入一份数字活力。 具体来看，从2月16日开始至2月底，交通银行持续开展"数字人民币月享节新春活动"，用户在支付宝、 淘宝、盒马、飞猪、高德等阿里系平台以及京东商城、美团、哈啰平台等场景选择使用交行数字人民币 钱包，可享16元消费券包、支付随机立减、幸运大转盘抽奖、1分乘地铁公交、积分兑换红包、新户红 包等多项优惠。 商务部、文化和旅游部、中国人民银行等9部门此前联合印发《2026"乐购新春"春节特别活动方案》 称，鼓励使用数字人民币智能合约消费红包，推动数字消费与实体消费深度融合。据业内专家介绍，数 字人民币智能合约可以根据政策要求，按约定时间及规则发放至消费者的数字人民币钱包，并根据约定 的交易时间、商户清单范围、消费金额等条件自动触发使用，持续提高消费补贴发放精准度，有力激发 消费市场潜力。 值得注意的是，数字人民币消费红包的背后，是数字人民币智能合约的广泛运用，这也成为数币钱 ...

格隆汇2月24日｜英国投资者正等待英国央行货币政策委员会成员格林、泰勒、皮尔以及行长贝利今晚 向议会财政委员会发表证词。加拿大皇家银行资本市场策略师在一份报告中表示，市场将密切关注贝利 的言论，以寻找英国央行降息路径的线索，因为他是委员会中关键的摇摆票。此次证词发表之际，英国 近期疲软的就业数据出炉后，下月降息的可能性正在增加。伦敦证券交易所集团的数据显示，市场预计 英国央行在2026年将进行两次幅度为25个基点的降息，3月份降息的概率为76%。 ...

Rates for home equity lines of credit and home equity loans are in the low- to mid-7% range. If you are an existing customer of a second-mortgage lender, you may be able to save on closing costs and earn an even better interest rate offer. HELOC and home equity loan rates Tuesday, February 24, 2026 According to real estate analytics firm Curinos, the average monthly HELOC rate is 7.23%. The national average rate on a home equity loan is 7.44%. Rates are based on applicants with a minimum credit score of ...

Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills. Find out which banks have the best MMA rat ...

Deposit account rates are on the decline — but the good news is you can lock in a competitive return on a certificate of deposit (CD) today and preserve your earning power. In fact, the best CDs still pay rates above 4%. Read on for a snapshot of CD rates today and where to find the best offers. Where are the best CD rates today? CDs today typically offer rates significantly higher than traditional savings accounts. Currently, the best short-term CDs (six to 12 months) generally offer rates around 4% APY ...