Core Viewpoint - The article highlights the significant role of postal savings banks in providing financial support to technology-driven small and medium-sized enterprises (SMEs) in Shandong, particularly through innovative loan products like the "Science and Technology Loan" [1][3]. Group 1: Company Overview - Shandong Weihe Transmission Co., Ltd. is a specialized manufacturer of agricultural machinery transmission systems and has been recognized as a national-level "specialized, refined, and innovative" small giant enterprise [1]. - The company successfully listed on the "New Third Board" in 2023, indicating its growth and market presence [1]. Group 2: Financial Support and Impact - Postal Savings Bank's Pingyi County branch provided a timely 15 million yuan (approximately 2.1 million USD) "Science and Technology Loan" to Weihe Transmission to address its funding needs for purchasing components and expanding production [1]. - The bank has introduced various financial products tailored for technology SMEs, such as "Science and Technology E-Loan" and "Technology Credit Loan," which focus on increasing credit limits and reducing costs [3]. - The bank's efforts have resulted in over 9.2 billion yuan (approximately 1.3 billion USD) in cumulative financial support for technology SMEs, with a loan balance of 4.367 billion yuan (approximately 610 million USD) [5]. Group 3: Broader Financial Ecosystem - The Postal Savings Bank has collaborated with various departments, including technology, market regulation, and industry and information technology, to create a new ecosystem for technology financial services [5]. - The bank's initiatives include comprehensive outreach to technology SMEs, ensuring that financial benefits such as loan risk compensation and intellectual property pledge financing subsidies reach the enterprises directly [5].

Group 1 - Postal Savings Bank of China (PSBC) Linyi Branch has been actively supporting technology-based small and medium-sized enterprises (SMEs) through innovative financial products and services, injecting strong financial momentum into the regional economy [1][2] - The bank has introduced products like "Science and Technology Credit Loan" and "Technology Credit Loan" tailored for the characteristics of light-asset and high-growth technology SMEs, enhancing their development capabilities [2][6] - As of now, PSBC has provided over 9.2 billion yuan in funding support to technology-based SMEs, with a loan balance of 4.367 billion yuan [1][7] Group 2 - The bank's collaboration with local government agencies has enabled comprehensive outreach to technology SMEs, ensuring that policy benefits reach the enterprises directly [7] - A notable example includes the issuance of a 15 million yuan loan to Shandong Weihe Transmission Co., Ltd. for purchasing components and expanding production [3][6] - The bank's efforts have resulted in a significant increase in the loan support for technology SMEs, with a loan balance of 3.46 trillion yuan, reflecting a year-on-year growth of 22.9% [6]