今年是区域全面经济伙伴关系协定（RCEP）生效实施四周年。四载耕耘，硕果累累，作为国际贸易的"纸黄金"，RCEP原产地证书既为"云品"出海铺就道 路，也为本土产业升级精准赋能。四年来，昆明海关为云南省进出口企业签发RCEP原产地证书近1.7万份，签证金额超51.3亿元，企业可凭证书获进口国关 税减让约1.3亿元，政策红利充分释放。 从红河州蒙自市出境蓝莓果园新鲜采摘的蓝莓，在经过加工包装和海关监管验放后，搭乘冷链物流快速抵达东盟国家，而帮助它们"畅行"东盟市场的关键政 策之一，就是RCEP。当地企业通过运用RCEP享惠降本，让一颗颗产自本地的"蓝宝石"成为了云南高原特色农产品的亮丽名片。 政策红利也为云南制造业注入降本新动能。在云南红塔塑胶有限公司，一批从新加坡进口的丙烯共聚物正作为主要原料被投入使用。玉溪海关通过关企联络 员机制，精准指导企业掌握RCEP原产地规则与关税减让清单，并依托"中国海关优惠原产地服务平台"，为企业提供RCEP成员国关税税率智能比对、最优原 产地规则路径规划等定制化数据服务，实现政策红利的精准匹配与一键触达，确保企业"应知尽知、应享尽享"。 海关关员在玉溪海关业务大厅为企业人员讲解R ...

Group 1 - The core viewpoint of the articles emphasizes the challenges faced by small and medium-sized enterprises (SMEs) in digital transformation and the need for diversified financial support from financial services to facilitate this transition [1][2][5] - The People's Bank of China and other departments have issued guidelines to optimize financial services for traditional manufacturing, particularly focusing on the digital transformation of SMEs [1][5] - In Taizhou, a city known for its financial service reforms for SMEs, local authorities are actively promoting digital transformation by addressing the financial and technical barriers faced by these enterprises [2][3] Group 2 - The Taizhou Financial Regulatory Bureau has developed a comprehensive financial service plan to address the financial needs of SMEs, including tailored bank credit products and specialized insurance offerings [2][3] - The plan includes a partnership model between financial institutions and enterprises to foster long-term cooperation and support for digital transformation [3][4] - Financial institutions are encouraged to create specialized products, such as "Tai Fu Transformation Insurance" and "Tai Fu Transformation Loans," to provide financial support at lower costs for SMEs undergoing digital transformation [3][6] Group 3 - The articles highlight the importance of accurately assessing the digital transformation needs of enterprises and providing customized financial solutions [3][8] - Financial institutions are urged to enhance their internal mechanisms to sustainably support the manufacturing sector, including long-term strategic adjustments and increased support for medium- and long-term loans [5][6] - The Industrial and Commercial Bank of China has reported significant growth in manufacturing loans, exceeding 5 trillion yuan, with a focus on high-end equipment manufacturing and other key areas [6][7] Group 4 - The articles discuss the integration of various financial tools to support the digital transformation of traditional manufacturing, including insurance products that mitigate risks associated with digital projects [8][9] - A public service platform has been established to assist SMEs in connecting with technology service providers and insurance companies, thereby reducing their financial burdens [8][9] - The guidelines encourage financial holding companies to consolidate resources and provide comprehensive financial services tailored to the different stages of enterprise growth [9][10]