融资景气度保持平稳 分维度来看，12月，融资景气度指数为54.82点，较11月下降0.01点。信贷规模持续增长，融资成本维持 在历史低位，信贷结构优化趋势显著。中国人民银行数据显示，2025年全年新增贷款16.27万亿元，适 度宽松的货币政策发力显效，企业和居民有效信贷需求持续释放。其中，企(事)业单位贷款新增15.47万 亿元，金融服务精准对接了企业需求，科技、绿色、普惠、养老产业和数字经济产业等重点领域贷款都 保持了两位数增长。 经营景气度温和回升 12月，经营景气度指数为48.44点，较11月上升0.16点。12月制造业PMI、非制造业PMI、综合PMI均升 至扩张区间，市场主体经营活力增强，为上下游小微企业带来订单增量。同时，12月全国居民消费价格 指数同比上涨0.8%，一定程度上改善了企业的盈利预期，提振了市场信心。在政策红利持续释放与市 场内生动力逐步修复的双重驱动下，小微企业的经营韧性正逐步增强。 2025年12月，普惠金融-景气指数达49.48点，较11月上升0.12点，高于去年同期0.61点。融资端政策效 能持续释放，金融支持精准有效，信贷规模稳步增长，为小微企业提供了坚实的资金保障；经营端 ...

Economic Overview - Hubei Province achieved a GDP of 29,642.61 billion yuan in the first half of 2025, with a year-on-year growth of 6.2%, accelerating by 0.4 percentage points compared to the previous year and exceeding the national average by 0.9 percentage points [1][2] Sector Performance - The first industry added value was 1,914.07 billion yuan, growing by 3.3%; the second industry added value was 11,544.28 billion yuan, growing by 6.4%; and the third industry added value was 16,184.26 billion yuan, also growing by 6.4% [2] - Key industrial metrics showed significant growth: industrial added value increased by 7.9%, service industry revenue rose by 12.2%, fixed asset investment grew by 6.5%, retail sales of consumer goods increased by 6.9%, and total import and export volume surged by 28.4% [2] Innovation and Investment - High-tech manufacturing added value grew by 14.4%, contributing 27.5% to the industrial sector; production of computers, smartphones, optical fibers, and lithium-ion batteries saw increases of 31.5%, 19.9%, 25.7%, and 62.1% respectively [2] - Investment in high-tech industries rose by 8.8%, with high-tech service industry investment increasing by 24.6% [3] Consumption and Trade - Total investment in Hubei increased, with 19,250 construction projects, a growth of 7.1%; project investment (excluding real estate) grew by 9.8%, surpassing the national average by 3.2 percentage points [4] - Retail sales in wholesale and retail sectors grew by 5.9% and 8.7% respectively, with significant increases in consumer spending on durable goods and services [5][6] - Hubei's foreign trade reached a new high, with total imports and exports exceeding 400 billion yuan, reaching 402.31 billion yuan, with exports growing by 38.5% and imports by 7.4% [6][7] Agricultural and Income Growth - Agricultural output increased by 3.6%, with summer grain production reaching 9.901 billion jin, a year-on-year growth of 0.9% [8] - Per capita disposable income in Hubei reached 18,930 yuan, growing by 5.3%, with urban and rural income disparities narrowing [8]