每经记者｜杨建 每经编辑｜彭水萍 （一）重要市场新闻 1、美股三大指数集体收涨，道指涨1.21%，纳指涨1.18%，标普500指数涨1.16%。存储概念股走强，闪 迪涨超10%，2026年迄今累计涨幅超过111%；西部数据涨超8%，美光科技涨超6%。银行股走高， KBW地区银行指数上涨4.7%，录得8月以来最佳单日表现。热门中概股多数上涨，纳斯达克中国金龙指 数收涨2.21%。百度涨超8%，哔哩哔哩涨超5%，阿里巴巴涨超3%，理想汽车、京东、蔚来涨超2%。欧 洲斯托克600指数上涨0.01%；欧洲斯托克指数上涨0.03%；欧元区蓝筹股下跌0.06%。法国CAC 40指数 上涨0.13%，西班牙IBEX指数上涨0.13%，英国富时100指数上涨0.14%，德国DAX指数下跌0.51%。 2、国际油价21日微涨。截至当天收盘，纽约商品交易所3月交货的轻质原油期货价格上涨26美分，收于 每桶60.62美元，涨幅为0.43%；3月交货的伦敦布伦特原油期货价格上涨32美分，收于每桶65.24美元， 涨幅为0.49%。截至发稿，NYMEX天然气期货涨超30.00%，现报5.083美元/百万英热。1月21日，纽约 尾盘，I ...

【央行：加快建设人民币跨境支付体系 严格实施支付机构穿透式监管和支付业务功能监管】智通财经1 月21日电，中国人民银行召开2026年支付结算工作会议，会议要求，2026年支付结算工作要紧密围 绕"十五五"规划和金融强国建设目标，推动现代化支付体系高质量发展。加快建设人民币跨境支付体 系，推进跨境支付互联互通，推动跨境支付体系多元化、多层次发展。严格实施支付机构穿透式监管和 支付业务功能监管，充分发挥行政、自律互补作用，塑造合规致远的行业健康生态。常态长效做好优化 支付服务工作，扎实推进支付普惠，提供便捷安全的支付服务。提升支付系统服务质效，以创新推动行 业提质升级。 转自：智通财经 ...

转自：北京日报客户端 ◆凭借经营网络游戏的伪装，陈某通过游戏程序成功骗取了第三方公司的支付接口，并将其链接到自己 的支付系统上。 ◆整个过程中，骆某某和陈某公司的支付系统实际接触并控制了用户资金，形成了短暂的资金沉淀和再 支付，符合非法从事资金支付结算业务的特征。 ◆所有交易在后台看起来都像是用户在"游戏平台"上充值，第三方公司完全被虚假的交易信息所蒙蔽。 （漫画由AI生成 王凤宇制作） 一起普通的网络传播淫秽漫画案竟牵出一个庞大的非法支付网络。调查显示，在短短一年半，4937万元 资金通过这个被精心伪装的支付系统悄然流转。这条看似便捷的支付通道，实则完全绕过了国家金融监 管体系，成为滋养各类网络非法活动的"地下动脉"。 经上海市闵行区检察院提起公诉，日前，法院以非法经营罪分别判处被告人骆某某、陈某有期徒刑四 年、二年，各并处罚金；同时追缴违法所得，没收扣押在案的作案工具。 有人为非法活动提供资金通道 2023年5月，上海市公安局闵行分局在日常网络巡查中发现，有不法分子利用网络平台传播淫秽漫画。 经初步调查，公安机关对此立案侦查。然而，在深入追查淫秽漫画传播背后的资金流向时，侦查人员发 现了一个更为隐蔽的犯罪 ...

一起普通的网络传播淫秽漫画案竟牵出一个庞大的非法支付网络。调查显示，在短短一年半，4937万元 资金通过这个被精心伪装的支付系统悄然流转。这条看似便捷的支付通道，实则完全绕过了国家金融监 管体系，成为滋养各类网络非法活动的"地下动脉"。 本文转自【检察日报正义网】； ◆凭借经营网络游戏的伪装，陈某通过游戏程序成功骗取了第三方公司的支付接口，并将其链接到自己 的支付系统上。 ◆整个过程中，骆某某和陈某公司的支付系统实际接触并控制了用户资金，形成了短暂的资金沉淀和再 支付，符合非法从事资金支付结算业务的特征。 ◆所有交易在后台看起来都像是用户在"游戏平台"上充值，第三方公司完全被虚假的交易信息所蒙蔽。 经上海市闵行区检察院提起公诉，日前，法院以非法经营罪分别判处被告人骆某某、陈某有期徒刑四 年、二年，各并处罚金；同时追缴违法所得，没收扣押在案的作案工具。 有人为非法活动提供资金通道 2023年5月，上海市公安局闵行分局在日常网络巡查中发现，有不法分子利用网络平台传播淫秽漫画。 经初步调查，公安机关对此立案侦查。然而，在深入追查淫秽漫画传播背后的资金流向时，侦查人员发 现了一个更为隐蔽的犯罪环节——有人专门为这些非 ...

（漫画由AI生成 王凤宇制作） ◆凭借经营网络游戏的伪装，陈某通过游戏程序成功骗取了第三方公司的支付接口，并将其链接到自己 的支付系统上。 ◆整个过程中，骆某某和陈某公司的支付系统实际接触并控制了用户资金，形成了短暂的资金沉淀和再 支付，符合非法从事资金支付结算业务的特征。 ◆所有交易在后台看起来都像是用户在"游戏平台"上充值，第三方公司完全被虚假的交易信息所蒙蔽。 有人为非法活动提供资金通道 2023年5月，上海市公安局闵行分局在日常网络巡查中发现，有不法分子利用网络平台传播淫秽漫画。 经初步调查，公安机关对此立案侦查。然而，在深入追查淫秽漫画传播背后的资金流向时，侦查人员发 现了一个更为隐蔽的犯罪环节——有人专门为这些非法活动提供资金通道。 侦查视线由此转向了隐藏在资金流背后的"影子帮手"。通过循线追踪，警方锁定了为该传播淫秽漫画犯 罪团伙提供支付结算支持的犯罪嫌疑人骆某某和陈某。2023年12月，警方根据线索发现，骆某某、陈某 还利用非法搭建的支付系统为赌博网站及其他不法团伙提供资金结算服务，涉案金额巨大，于是以骆某 某、陈某涉嫌非法经营罪立案侦查。至此，一个横跨多省市、为多种网络犯罪"输血"的犯罪模式 ...

12月31日金融一线消息，据中国人民银行黑龙江省分行行政处罚决定信息公示表显示，黑龙江金鼎通信 科技集团有限公司因违反支付结算管理相关规定，被警告，通报批评，罚款35万元。 12月31日金融一线消息，据中国人民银行黑龙江省分行行政处罚决定信息公示表显示，黑龙江金鼎通信 科技集团有限公司因违反支付结算管理相关规定，被警告，通报批评，罚款35万元。 | 序号 | 当事人名称 | 行改处可 | 违法行为英型 | 行政处 | 作出行政处罚 | 作出行政处罚 | 公示期限 (自公示之 | 备注 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | (姓名、职务) | 决定书文号 | | 罚内容 | 决定机关名称 | 决定目期 | 日彩计算) | | | | 圣亚云鼎支付有限 及司 | 黑银罚决字 [2025] 32号 | 违反支付结算管 理相关规定 | 警告,通报 批评,罚款 45万元 | 中国人民银行 晨充江省分行 | 2025年12月24日 | 三年 | | | 2 | 黑龙江全鼎遗憾科 技集团有限公司 | 墨银罚决字 [2025] 33号 | ...

Summary of Guangdian Yuntong's Conference Call Company Overview - **Company**: Guangdian Yuntong - **Industry**: Cross-border payment and financial technology Key Points and Arguments Acquisition of MSO License - Guangdian Yuntong has obtained the Hong Kong MSO (Money Service Operator) license, which is crucial for its international payment and settlement needs, generating approximately 1.7 billion RMB in annual international revenue across 9 major markets [2][3][4] - The MSO license enhances compliance management for currency exchange and foreign exchange risk across different regions [2][3] Internal Demand and Market Potential - Subsidiaries under SuKe Group, including Guangdian Commerce and Guangdian Measurement, have significant cross-border payment needs, with Guangdian Commerce importing medical equipment worth tens of billions of RMB annually [2][3] - Guangzhou, as a historical trade hub, has a cross-border trade volume in the hundreds of billions of RMB, creating a substantial market for foreign exchange and cross-border payment services [2][3] Strategic Partnerships - Guangdian Yuntong plans to leverage its state-owned background in Guangzhou to collaborate with major state-owned enterprises like Guangzhou Industrial Control, GAC Group, and Guangzhou Pharmaceutical Group, which have substantial export trade volumes [2][4] - A strategic agreement with Bank of China Payment will allow Guangdian Yuntong to share business opportunities and enhance revenue through efficient fund flows from overseas to Hong Kong and then to mainland China [3][8] Development of GPX Platform - The company has developed the GPX platform system, which is expected to launch by the end of the year, supporting over 15 major global currencies for exchange and settlement [3][6] Regulatory Challenges and License Scarcity - The MSO license is highly valued due to strict regulatory compliance requirements, including the need for the applicant to be registered in Hong Kong with sufficient capital and a clean criminal record [5] - The application process involves rigorous assessments of the applicant's qualifications, compliance architecture, and operational reliability [5] Global Expansion Plans - Guangdian Yuntong has a strategic plan for global expansion, focusing on regions aligned with the "Belt and Road" initiative, including Southeast Asia, the Middle East, and Central Asia, with potential future expansion into South America and the EU [6] - The U.S. market will be considered last due to its complex international financial trade environment [6] Market Growth and Future Outlook - The total trade volume in Guangzhou is projected to reach 11.2 trillion RMB in 2024, with significant contributions from state-owned enterprises and specialized markets [6] - The company anticipates a cautious but optimistic outlook for transaction volumes through the MSO license in 2026, acknowledging that the business is still in a cultivation phase [10] Synergies with Existing Business - The MSO license is expected to create significant synergies with existing operations, enhancing customer value and overall business efficiency through shared resources and technology [8] Future of Virtual Asset Licensing - The MSO license may serve as a foundational requirement for applying for a virtual asset OTC license in Hong Kong, although no policy support currently exists [9] - Guangdian Yuntong is actively monitoring legislative developments related to virtual assets and stablecoin issuance [9] Additional Important Information - The company has established a clear organizational structure post-MSO license acquisition, including key management roles and departments focused on market, product, platform, compliance, and finance [6][10] - The integration of advanced technologies such as AI and blockchain is aimed at enhancing risk management and ensuring compliance with regulatory standards [8]

Group 1 - The central bank of Morocco has officially joined the Pan-African Payment and Settlement System (PAPSS), becoming the 17th member country, and has simultaneously activated the African Currency Marketplace (PACM) [1] - PAPSS aims to reduce reliance on the US dollar or euro for cross-border payments within Africa, allowing businesses to settle transactions directly in their local currencies, thus saving on currency exchange costs and reducing transaction times [2] - The integration of Morocco into PAPSS enhances the liquidity of the African currency pool, helping to lower exchange rate differences and stabilize secondary market transactions [3] Group 2 - The PAPSS system covers various regions in Africa, including West Africa, East Africa, Southern Africa, North Africa, and Indian Ocean islands, facilitating a more integrated financial framework across the continent [2] - The PACM utilizes blockchain technology from African tech company Interstellar to provide a transparent, efficient, and secure channel for currency exchanges between local currencies [2] - The expected annual savings from this mechanism for Africa is approximately $5 billion in currency exchange costs, which could also release a significant amount of "trapped funds" [2]