金融机构高效"落地"。引导银行定制信贷产品、简化审批流程，完成服务"最后一棒"。在"青科融"框架 下，青岛农商银行针对青岛某散热器有限公司订单激增50%的扩张需求，一周内发放900万元贷款，利 率低至2.9%。"政策的支持不仅体现在资金上，更在于其专项设计，精准满足了我们的发展需求。"企业 负责人称。 齐鲁晚报·齐鲁壹点记者 尚青龙 在黄海之滨的青岛，一项名为"青融"系列的特色融资模式，正在绘就再贷款引金融活水、润特色产业的 生动画卷。作为人民银行青岛市分行主动谋划、系统推动的创新机制，它通过构建"产业部门把脉推 荐、央行资金牵引带动、财政担保风险缓释、金融机构落地服务"的"四方联动"协同机制，深化"四维发 力"的推进体系，打造三大领域"青岛样本"，成功将央行政策资金的"活水"转换为涌向实体经济重点领 域的澎湃动能。截至2025年12月末，"青融"系列融资模式牵引带动贷款投放48.51亿元，惠及市场主体 704家，政策的杠杆效应充分显现。 机制破题：构建"四方联动"的协同机制 青岛自贸片区内，一家主营葡萄酒进口的企业曾因"预付全款采购、销售回款周期长"而陷入现金流困 境。"货压在保税仓里，眼看到手的订单却不敢 ...

格隆汇12月10日丨鼎通科技(688668.SH)在投资者互动平台表示，目前公司224G液冷散热器性能已得到 客户认证，批量交付要等客户通知。 ...

Group 1 - The core viewpoint of the article emphasizes the establishment of a financing coordination mechanism in Shandong Province to support small and micro enterprises, addressing their financing difficulties through a "joint consultation" approach [3][5][11] - The "joint consultation" mechanism has conducted 1,366 sessions, resolving 4,520 financing issues for 4,422 enterprises, demonstrating its effectiveness in facilitating financial access for small businesses [3][5] - Various financial products and services are being developed, such as technology-enabled credit loans, which allow companies with light assets to secure funding based on their technological capabilities rather than traditional collateral [4][6] Group 2 - Specific case studies illustrate the success of the financing coordination mechanism, such as the 1 million yuan credit loan provided to a small enterprise specializing in recycled rubber, which was facilitated through a joint consultation meeting [4][5] - The article highlights the innovative financial services being offered, including the use of technology and data to enhance credit assessments, enabling banks to provide loans based on companies' operational data and tax records [10][11] - The mechanism has also been instrumental in supporting export-oriented enterprises by providing tailored financing solutions that address their unique challenges, such as delayed payment cycles and currency risks [7][8]

Group 1 - The core point of the article is that Yingte Technology (301399) has developed liquid cooling radiators that are currently available for sale, but there are no applications in the data center sector at this time [1]

Core Viewpoint - The article emphasizes the establishment and effectiveness of a coordinated mechanism to support micro and small enterprises (MSEs) in securing financing, enhancing their resilience and growth potential through collaborative efforts among government departments, financial institutions, and the enterprises themselves [1][12]. Group 1: Mechanism Establishment and Functionality - The coordinated mechanism, initiated by the Financial Regulatory Bureau and the National Development and Reform Commission, has successfully created a financing channel for MSEs, allowing them to access necessary funds for production expansion and technological upgrades [1][12]. - The mechanism has transformed the financing landscape for MSEs, shifting their perception from being hesitant and unable to secure loans to being willing and able to obtain financing [1][12]. Group 2: Data Utilization and Analysis - The "Jin Yu Network" in Chongqing has been developed to analyze financial data, creating a comprehensive funding map that connects 43 industrial chains and identifies quality enterprises that require financing [2][3]. - By leveraging data from the "Jin Yu Network," financial institutions can better assess the creditworthiness of enterprises and generate recommendations for banks, facilitating targeted lending [2][3]. Group 3: Local Practices and Innovations - Different regions have adopted unique approaches to enhance MSE financing, such as the "joint diagnosis" mechanism in Shandong, which collaborates with various departments to address financing challenges faced by enterprises [4][5]. - The coordinated mechanism has led to significant financial support for MSEs, with Shandong reporting 1.17 trillion yuan in loans disbursed to MSEs through this initiative [8]. Group 4: Multi-Department Collaboration - The coordinated mechanism fosters collaboration among multiple government departments, enabling a more accurate assessment of MSEs' operational conditions and addressing the trust issues between banks and enterprises [5][6]. - The integration of various departments has allowed for a more comprehensive evaluation of enterprises' "soft strengths," facilitating access to financing for those lacking traditional collateral [6][7]. Group 5: Grassroots Engagement and Outreach - The "thousand enterprises, ten thousand households" initiative has been implemented to conduct extensive outreach to MSEs, ensuring that their financing needs are accurately identified and addressed [10][11]. - Local governments have established dedicated service points and hotlines to assist MSEs in navigating financing options and understanding available policies [11][12].