SEATTLE, July 21, 2025 (GLOBE NEWSWIRE) -- Remitly Global, Inc. (NASDAQ: RELY) (“Remitly”), a trusted provider of digital financial services that transcend borders, today announced that it will report second quarter financial results after the market close on Wednesday, August 6, 2025. Management will host a conference call and live webcast to present the Company's financial results and answer questions from the financial analyst community at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time that same evening ...

Core Insights - Both Nu Holdings (NU) and Sezzle (SEZL) are positioned in the rapidly growing fintech sector, with NU serving over 118 million customers across Mexico, Brazil, and Colombia, while SEZL focuses on providing payment solutions for the underbanked population [1][7]. Group 1: Nu Holdings (NU) - NU's cloud-centric, mobile-first infrastructure allows it to serve customers at a lower cost compared to traditional banks, contributing to a 19% year-over-year growth in customers during Q1 2025 [3]. - The company reported a 40% year-over-year growth in revenues and a 74% increase in net income for Q1 2025, with EBITDA margin rising by 440 basis points and net margin increasing by 400 basis points [4]. - NU has successfully expanded its customer base in Mexico and Colombia, with over 6 million and 1.5 million customers respectively, leveraging its scalable model to gain a first-mover advantage in these markets [5]. - Despite its strengths, NU faces competitive pressure from established players like SoFi, which could impact its market share [6]. Group 2: Sezzle (SEZL) - SEZL targets the underbanked population, with the digital payment market expected to grow at an 11.8% CAGR from 2023 to 2028, providing significant growth opportunities [7]. - The company has seen a 123.3% year-over-year increase in revenues and a 260.6% rise in operating income during Q1 2025, driven by an increase in customer purchase frequency from 4.5X to 6.5X [8]. - SEZL's product innovation, such as the On-Demand feature, enhances customer experience and flexibility, solidifying its position in the fintech space [9]. - However, the BNPL sector faces regulatory scrutiny, which could increase compliance costs and impact SEZL's customer acquisition and margins [11]. Group 3: Financial Estimates and Valuation - The Zacks Consensus Estimate for NU's 2025 sales is $14.9 billion, indicating a 29.4% year-over-year growth, with earnings estimated at 54 cents per share, reflecting a 20% increase [12]. - For SEZL, the 2025 sales estimate is $441.8 million, implying a 62.9% year-over-year growth, with earnings projected at $3.26, a 77.2% rise from the previous year [13]. - NU is trading at a forward P/E ratio of 20.7X, slightly above its 12-month median, while SEZL trades at 36.97X, indicating that NU is a cheaper stock compared to SEZL [15]. Group 4: Investment Outlook - NU is considered a better investment option due to its strong financials, effective credit risk management, and lower valuation compared to SEZL, despite both companies being fundamentally strong [17][18].

POLAND - 2024/11/24: In this photo illustration, the MercadoLibre company logo is seen displayed on ... More a smartphone screen. (Photo Illustration by Piotr Swat/SOPA Images/LightRocket via Getty Images)SOPA Images/LightRocket via Getty Images MercadoLibre Inc (NASDAQ: MELI), frequently referred to as the “Amazon of Latin America,” runs the largest online marketplace in the region—and has consistently been increasing its market share for the last three years. Similar to Amazon (NASDAQ: AMZN) or eBay (NASD ...

Core Viewpoint - Sea Limited is positioned as a potential growth opportunity in the e-commerce sector, similar to Amazon, with significant expansion in its financial services and gaming segments, suggesting a strong future performance for its stock. Group 1: Company Overview - Sea Limited operates Southeast Asia's leading e-commerce platform, Shopee, and is a global leader in mobile gaming and digital financial services [3][5]. - The company processed 3.1 billion orders worth $28.6 billion in Q1 2025 [5]. - Sea's stock has increased by over 102% in the past year, indicating strong market performance [3]. Group 2: Financial Performance - Sea generated $4.8 billion in total revenue in Q1 2025, a 29.6% increase year-over-year [11]. - Revenue breakdown for Q1 2025: E-commerce (Shopee) contributed $3.5 billion (28.3% growth), Digital Financial Services (Monee) contributed $787.1 million (57.6% growth), and Digital Entertainment (Garena) contributed $495.6 million (8.2% growth) [12]. - Monee's loan book reached $5.8 billion, a 76.5% increase from the previous year [7]. Group 3: Growth Potential - Monee is expected to significantly enhance Sea's profitability, generating nearly as much profit as Shopee with 77% less revenue [15]. - Sea's stock is currently valued at a price-to-sales (P/S) ratio of 5.3, down from over 30 in 2021, indicating improved valuation [16]. - Wall Street estimates suggest Sea's annual revenue could reach $25.3 billion by 2026, leading to a forward P/S ratio of 3.6 [17]. Group 4: Market Position and Valuation - If Sea's stock climbs 133% to reach its all-time high of $357.78 by the end of 2026, the P/S ratio would be around 8.4, still below its long-term average of 9.1, suggesting potential undervaluation [19]. - The increasing P/S ratio over the past year indicates that investors are willing to pay a higher valuation for Sea's strong operating performance [20].

Core Insights - Giftify, Inc. has launched a Buy Now, Pay Later (BNPL) payment option for CardCash.com through a partnership with Zip Co, enhancing customer flexibility in gift card purchases [1][2][3] Group 1: Company Overview - Giftify, Inc. operates CardCash.com and Restaurant.com, focusing on the incentives and rewards industry [9][10] - CardCash.com is a leading secondary gift card exchange platform, allowing consumers to buy and sell gift cards [10] Group 2: BNPL Integration - The BNPL option allows customers to split gift card purchases into installments at checkout, making it more accessible for shoppers [2][4] - This payment model is particularly appealing to Millennials and Gen Z consumers, who prefer alternatives to traditional credit [2][3] Group 3: Strategic Goals - The integration of BNPL aligns with Giftify's strategic vision to expand payment options and enhance customer experience [3] - The company aims to help customers maximize savings during financial constraints by combining gift card discounts with flexible payment options [5]

Core Viewpoint - Giftify, Inc. has launched a Buy Now, Pay Later (BNPL) payment option for CardCash.com through a partnership with Zip Co, enhancing customer accessibility and flexibility in gift card purchases [1][2][3] Group 1: Company Overview - Giftify, Inc. operates CardCash.com and Restaurant.com, focusing on the incentives and rewards industry [1][9] - CardCash.com is a leading secondary gift card exchange platform, allowing consumers to buy and sell gift cards [10] Group 2: BNPL Integration - The BNPL option allows customers to split gift card purchases into easy payments at checkout, making it more accessible for shoppers [1][4] - This payment model is particularly appealing to Millennials and Gen Z consumers, who prefer alternatives to traditional credit [2] - The integration aims to help customers manage cash flow while maximizing savings during financial constraints [2][3] Group 3: Strategic Goals - The partnership with Zip aligns with Giftify's strategic vision to expand payment options and enhance customer experience [3] - By offering BNPL, the company aims to strengthen its position in the gift card marketplace and better serve its customers [3][5] Group 4: Customer Benefits - CardCash users can save up to 35% on everyday brands, and the new payment option further enhances the value proposition [5] - The BNPL integration is designed to empower customers to access discounts while enjoying the flexibility to pay over time [4][5]

Sea Limited (SE) reported adjusted earnings of 86 cents per share in the first quarter of 2025, missing the Zacks Consensus Estimate by 7.53%. The company posted earnings of 21 cents per share in the year-ago quarter.Revenues of $4.8 billion increased 29.6% on a year-over-year basis, primarily driven by growth in Gross Merchandise Value (GMV) for the e-commerce and digital financial services segments.Following the release, SE shares rose 1.41% in the pre-market trading. Year to date, SE shares have surged 4 ...

Sea (SE) Q1 2025 Earnings Call May 13, 2025 07:30 AM ET Company Participants Elson Choi - Senior Manager, Investor RelationsForrest Li - Founder, Chairman & CEOTony Hou - CFOPang Vittayaamnuaykoon - Executive DirectorChris Feng - PresidentJohn Hyungwook Choi - Executive Director Conference Call Participants Piyush Choudhary - AnalystAlicia Yap - AnalystDivya Kothiyal - AnalystJiong Shao - Analyst Operator Good morning and good evening to all, and welcome to the Sea Limited First Quarter twenty twenty five R ...

Financial Performance - The company's GAAP revenue reached $48411 million in Q1 2025[19] - Gross profit was $22 billion in Q1 2025[13] - Operating income amounted to $4564 million in Q1 2025[19] - Adjusted EBITDA reached $9465 million in Q1 2025[16] E-commerce (Shopee) - E-commerce GAAP revenue was $35 billion in Q1 2025[19] - E-commerce adjusted EBITDA was $2644 million in Q1 2025[19] - Content-driven orders accounted for approximately 20% of physical goods order volume in Q1 2025[26] Digital Financial Services - Loans principal outstanding grew over 75% year-over-year in Q1 2025[45] - Digital Financial Services GAAP revenue was $7871 million in Q1 2025[19] - Digital Financial Services adjusted EBITDA was $2414 million in Q1 2025[19] - NPL90+ ratio was relatively stable at 11% in Q1 2025[45] Digital Entertainment (Garena) - Digital Entertainment bookings reached $775 million in Q1 2025, a 51% year-over-year increase[9, 59] - Digital Entertainment adjusted EBITDA was $4582 million in Q1 2025[19]

东南亚科技公司Sea(SE.US)将于5月13日公布2025年第一季度财务业绩。华尔街分析师预计，Sea第一季 度营收将同比增长29.7%至49.1亿美元，每股收益将从上年同期的0.21美元大幅增长至0.93美元。 Sea的端到端物流整合，特别是通过SPX Express，预计将为该公司2025年第一季度的业绩做出积极贡 献。SPX快递继续提高服务标准，在东南亚地区提供更快、更可靠的快递服务。SPX Express在亚洲近 50%的包裹在两天内送达，而且很可能改善了客户体验和平台留存率。 Sea在第一季度的业绩预计将受益于其数字金融服务的持续扩张，特别是在东南亚和巴西的消费者及中 小企业贷款方面。信贷部门仍然是主要的营收驱动因素，2024年第四季度的贷款同比增长超过60%。随 着信贷渗透的持续改善，该部门已做好准备，推动2025年第一季度强劲的营收增长。 但值得注意的是，今年年初电子商务领域的季节性疲软预计将对Sea旗下电子商务平台Shopee在第一季 度的增长势头构成不利影响。另外，电子商务领域一直是高度竞争的，这可能会对Shopee的收费率构成 压力，并要求其在服务质量方面进行持续投资。 Sea的数字娱乐 ...