Investors interested in Insurance - Property and Casualty stocks are likely familiar with Allstate (ALL) and W.R. Berkley (WRB) . But which of these two stocks presents investors with the better value opportunity right now? Let's take a closer look.There are plenty of strategies for discovering value stocks, but we have found that pairing a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system produces the best returns. The proven Zacks Rank puts an emphasis on earnings ...

Travelers (TRV) came out with quarterly earnings of $8.14 per share, beating the Zacks Consensus Estimate of $6.01 per share. This compares to earnings of $5.24 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +35.44%. A quarter ago, it was expected that this insurer would post earnings of $3.54 per share when it actually produced earnings of $6.51, delivering a surprise of +83.9%.Over the last four quarters, the company has su ...

In the latest trading session, Kinsale Capital Group, Inc. (KNSL) closed at $463.18, marking a -2.22% move from the previous day. The stock trailed the S&P 500, which registered a daily gain of 0.4%. On the other hand, the Dow registered a loss of 0.04%, and the technology-centric Nasdaq increased by 0.66%. Shares of the company have appreciated by 10.6% over the course of the past month, outperforming the Finance sector's loss of 1.05%, and the S&P 500's gain of 1.02%.Analysts and investors alike will be k ...

Company Performance - Arch Capital Group (ACGL) closed at $89.57, reflecting a -2.88% change from the previous day's closing price, underperforming the S&P 500 which gained 0.4% [1] - Over the past month, ACGL shares increased by 5.55%, outperforming the Finance sector's decline of 1.05% and the S&P 500's gain of 1.02% [1] Earnings Forecast - Arch Capital Group is expected to report earnings on October 27, 2025, with a forecasted EPS of $2.1, representing a 5.53% increase from the same quarter last year [2] - The consensus estimate for revenue is $4.8 billion, indicating a 9.72% rise from the prior-year quarter [2] Annual Estimates - For the annual period, Zacks Consensus Estimates predict earnings of $8.56 per share and revenue of $18.87 billion, reflecting changes of -7.76% and +13.51% respectively from the previous year [3] Analyst Sentiment - Recent changes to analyst estimates for Arch Capital Group indicate a positive outlook, as upward revisions suggest analyst optimism regarding the company's business and profitability [3] Valuation Metrics - Arch Capital Group has a Forward P/E ratio of 10.77, which is lower than the industry average of 11.7 [6] - The company has a PEG ratio of 5.36, compared to the industry average PEG ratio of 2.47 [6] Industry Ranking - The Insurance - Property and Casualty industry, which includes Arch Capital Group, has a Zacks Industry Rank of 46, placing it in the top 19% of over 250 industries [7] - Strong individual industry groups, as measured by the Zacks Industry Rank, tend to outperform weaker groups by a factor of 2 to 1 [7]

Core Viewpoint - HCI Group is positioned well to potentially beat earnings estimates in its upcoming quarterly report, supported by a strong history of exceeding expectations in previous quarters [1][2]. Earnings Performance - HCI Group has a solid track record of surpassing earnings estimates, with an average surprise of 17.52% over the last two quarters [2]. - In the last reported quarter, HCI Group achieved earnings of $5.18 per share, exceeding the Zacks Consensus Estimate of $4.47 per share by 15.88% [3]. - For the previous quarter, the company reported earnings of $5.35 per share against an expected $4.49 per share, resulting in a surprise of 19.15% [3]. Earnings Estimates and Predictions - Recent changes in earnings estimates for HCI Group have been favorable, with a positive Zacks Earnings ESP (Expected Surprise Prediction) indicating a strong likelihood of an earnings beat [6]. - Stocks with a positive Earnings ESP and a Zacks Rank of 3 (Hold) or better have historically produced positive surprises nearly 70% of the time [7]. - HCI Group currently has an Earnings ESP of +87.40%, suggesting analysts are optimistic about the company's earnings prospects [9]. Importance of Earnings ESP - The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate, with the Most Accurate Estimate reflecting the latest analyst revisions [8]. - A positive Earnings ESP combined with a Zacks Rank of 2 (Buy) indicates a strong potential for another earnings beat [9]. - It is crucial to check a company's Earnings ESP before quarterly releases to enhance the chances of successful investment decisions [10].

Heritage Insurance (HRTG) shares rallied 10.6% in the last trading session to close at $27.83. This move can be attributable to notable volume with a higher number of shares being traded than in a typical session. This compares to the stock's 4.5% gain over the past four weeks.This super-regional U.S. property and casualty insurance holding company is well-positioned to benefit from prudent underwriting execution and rate adequacy initiatives implemented over the past three years.The insurer stays focused o ...

Core Viewpoint - First American Financial (FAF) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results being a significant factor influencing its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on October 22, with a consensus estimate of $1.42 per share, reflecting a +6% year-over-year change. Revenues are projected to be $1.86 billion, up 32.1% from the previous year [3][2]. - The consensus EPS estimate has been revised 1.16% higher in the last 30 days, indicating a positive reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that the Most Accurate Estimate for First American Financial is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +0.32%. However, the stock holds a Zacks Rank of 4, complicating predictions of an earnings beat [12]. - Historical performance shows that First American Financial has beaten consensus EPS estimates in the last four quarters, with a notable surprise of +9.29% in the last reported quarter [13][14]. Industry Context - In the broader context of the Zacks Insurance - Property and Casualty industry, Selective Insurance is expected to post earnings of $1.84 per share for the same quarter, indicating a +31.4% year-over-year change, with revenues projected at $1.35 billion, up 8.7% [18][19].

Core Insights - Progressive reported quarterly earnings of $4.05 per share, missing the Zacks Consensus Estimate of $5.08 per share, representing an earnings surprise of -20.28% [1] - The company posted revenues of $22.22 billion for the quarter, missing the Zacks Consensus Estimate by 0.57%, compared to $19.43 billion in the same quarter last year [2] - Progressive shares have increased by approximately 0.3% year-to-date, underperforming the S&P 500's gain of 13% [3] Earnings Performance - Over the last four quarters, Progressive has surpassed consensus EPS estimates two times [2] - The current consensus EPS estimate for the upcoming quarter is $4.16, with expected revenues of $22.56 billion, and for the current fiscal year, the estimate is $18.62 on revenues of $87.14 billion [7] Market Outlook - The company's earnings outlook is crucial for investors, as it reflects current consensus expectations and any recent changes [4] - The Zacks Rank for Progressive is currently 2 (Buy), indicating expectations for the stock to outperform the market in the near future [6] - The Insurance - Property and Casualty industry is ranked in the top 19% of over 250 Zacks industries, suggesting a favorable outlook for stocks within this sector [8] Competitor Insights - Donegal Group, another company in the same industry, is expected to report quarterly earnings of $0.37 per share, reflecting a year-over-year decline of -19.6% [9] - Donegal Group's anticipated revenues are $243.9 million, down 2.4% from the previous year [10]

In the latest trading session, HCI Group (HCI) closed at $188.09, marking a +2.09% move from the previous day. The stock outperformed the S&P 500, which registered a daily gain of 1.56%. Elsewhere, the Dow saw an upswing of 1.29%, while the tech-heavy Nasdaq appreciated by 2.21%. Shares of the property and casualty insurance holding company witnessed a gain of 1.9% over the previous month, beating the performance of the Finance sector with its loss of 2.31%, and the S&P 500's gain of 0.41%.The upcoming earn ...

Core Viewpoint - RLI Corp. is anticipated to report a year-over-year decline in earnings despite an increase in revenues for the quarter ending September 2025, with the actual results being crucial for its near-term stock price movement [1][2]. Earnings Expectations - The upcoming earnings report is scheduled for October 20, and if the results exceed expectations, the stock may rise; conversely, a miss could lead to a decline [2]. - The consensus estimate for RLI Corp. is an earnings per share (EPS) of $0.59, reflecting a year-over-year decrease of 9.2%, while revenues are projected to be $445.94 million, an increase of 4.6% from the previous year [3]. Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised down by 2.03%, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for RLI Corp. is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +8.65%, although the stock holds a Zacks Rank of 4, complicating predictions of an earnings beat [12]. Earnings Surprise History - In the last reported quarter, RLI Corp. was expected to post earnings of $0.75 per share but exceeded this with actual earnings of $0.84, resulting in a surprise of +12.00% [13]. - Over the past four quarters, RLI Corp. has surpassed consensus EPS estimates three times [14]. Industry Comparison - In comparison, Progressive (PGR), another player in the insurance industry, is expected to report earnings of $5 per share for the same quarter, indicating a year-over-year increase of 39.7%, with revenues projected at $22.33 billion, up 14.9% [18][19]. - Progressive's consensus EPS estimate has been revised down by 1.3% over the last 30 days, but it currently has an Earnings ESP of +2.33% and a Zacks Rank of 3, suggesting a likely earnings beat [19][20].