Key Takeaways Powell's Jackson Hole speech lifted markets with rate cut hopes.Investors see tariff-driven inflation as temporary, fueling optimism in equities.MD, ENVA, PRIM, SKYW, and AEM meet screens for price strength and estimate revisions.The market recently got the boost it was waiting for. Fed Chair Jerome Powell’s Jackson Hole speech hinted that rate cuts could come as soon as September, sparking a 1.5% rally in the S&P 500. While Powell acknowledged that inflation remains sticky, his shift toward p ...

Group 1: Enova International - Enova International is an online financial services company offering loans in the US, UK, Australia, and Canada, with a Zacks Rank 1 (Strong Buy) [1] - The Zacks Consensus Estimate for Enova's current year earnings has increased by 2.4% over the last 60 days [1] - The company has a price-to-earnings ratio (P/E) of 8.83, significantly lower than the industry average of 14.10, and possesses a Value Score of A [2] Group 2: Precision Drilling - Precision Drilling is an oilfield services company providing contract drilling, well servicing, and strategic support services in North America and internationally, also holding a Zacks Rank 1 [2] - The Zacks Consensus Estimate for Precision Drilling's current year earnings has increased by 18.4% over the last 60 days [2] - The company has a price-to-earnings ratio (P/E) of 11.06, compared to the industry average of 15.80, and possesses a Value Score of A [3] Group 3: China Yuchai International - China Yuchai International primarily manufactures and sells diesel engines for medium-duty trucks in China, carrying a Zacks Rank 1 [3] - The Zacks Consensus Estimate for China Yuchai's current year earnings has increased by 37.2% over the last 60 days [3] - The company has a price-to-earnings ratio (P/E) of 13.49, slightly below the industry average of 14.10, and possesses a Value Score of A [4]

Core Insights - LendingTree, Inc. reported strong financial results for Q2 2025, with Adjusted EBITDA increasing by 35% year-over-year, driven by revenue growth across all business segments [2][5] - The company has experienced five consecutive quarters of year-over-year revenue growth, with a positive outlook for continued growth [2][6] - The Insurance segment saw a revenue increase of 21% year-over-year, while the Consumer and Home segments also reported healthy gains despite challenging market conditions [2][6] Financial Performance - Total revenue for Q2 2025 was $250.1 million, a 19% increase from $210.1 million in Q2 2024 [4][8] - GAAP net income was $8.9 million, or $0.65 per diluted share, compared to $7.8 million, or $0.58 per diluted share in the same quarter last year [5][7] - Adjusted net income increased by 114% year-over-year to $15.4 million, with adjusted net income per share rising to $1.13 from $0.54 [5][25] Segment Performance - The Insurance segment generated $147.2 million in revenue, up 21% year-over-year, with a segment profit of $40.0 million, a 10% increase [6][8] - The Consumer segment reported revenue of $62.5 million, a 12% increase year-over-year, with personal loans revenue rising by 14% [6][8] - The Home segment achieved revenue of $40.4 million, a 25% increase year-over-year, with Home Equity revenue increasing by 38% [6][8] Capital Structure and Outlook - The company's net leverage improved to 3x from 5x over the past year, indicating a stronger capital position [2][6] - LendingTree aims to further reduce net leverage and enhance capital efficiency while continuing to invest in core business areas [2][6] - The company reiterated its financial outlook for Q3 and full-year 2025, projecting revenue between $273 million and $281 million [12][17]

Core Viewpoint - Momentum investing focuses on "buying high and selling higher" rather than traditional strategies of "buying low and selling high" [1] Group 1: Momentum Investing Strategy - Momentum investors often face challenges in determining the right entry point, as stocks may lose momentum when their valuations exceed future growth potential [2] - A safer approach involves investing in bargain stocks that exhibit recent price momentum, utilizing tools like the Zacks Momentum Style Score to identify such opportunities [3] Group 2: Enova International (ENVA) Analysis - Enova International (ENVA) has shown a price increase of 5.9% over the past four weeks, indicating growing investor interest [4] - The stock has gained 22% over the past 12 weeks, with a beta of 1.48, suggesting it moves 48% more than the market [5] - ENVA has a Momentum Score of B, indicating a favorable time to invest based on momentum [6] Group 3: Earnings Estimates and Valuation - ENVA has received upward revisions in earnings estimates, earning a Zacks Rank 2 (Buy), which is associated with strong momentum effects [7] - The stock is trading at a Price-to-Sales ratio of 0.97, suggesting it is undervalued as investors pay only 97 cents for each dollar of sales [7] Group 4: Additional Opportunities - Besides ENVA, there are other stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, presenting further investment opportunities [8] - The Zacks Premium Screens offer over 45 strategies tailored to help investors find winning stock picks [9]

Core Insights - LendingTree, Inc. reported strong financial performance with all three segments achieving double-digit year-over-year revenue growth in Q2 2025 [2] - The company anticipates continued improvement in financial performance for the second half of 2025, with Q3 forecasts exceeding previous expectations [2] - LendingTree's net leverage has significantly improved, falling to 3x by the end of Q2 2025 [2] Financial Results - Preliminary revenue for Q2 2025 is expected to be $250 million, surpassing the previous range of $241 - $248 million [5] - Variable Marketing Margin for Q2 2025 is anticipated at $83.6 million, at the high end of the prior outlook of $80 - $84 million [5] - Adjusted EBITDA for Q2 2025 is projected to be $31.8 million, exceeding the previous range of $29 - $31 million [5] Updated Financial Outlook - For Q3 2025, revenue is expected to be in the range of $273 - $281 million [5] - Variable Marketing Margin for Q3 is anticipated to be between $86 - $89 million [5] - Adjusted EBITDA for Q3 is projected to be in the range of $34 - $36 million [5] - Full-year 2025 revenue outlook has been updated to $1 billion to $1.05 billion, compared to the prior range of $955 - $995 million [5] Company Overview - LendingTree operates as a leading online financial services marketplace, providing access to various financial products through a network of over 430 partners [19] - The company aims to empower consumers to achieve financial success by offering personalized financial recommendations and innovative products [19]

Core Points - LendingTree, Inc. will release its fiscal second quarter 2025 results after market close on July 31, 2025 [1] - A conference call will be held at 5:00 p.m. ET to discuss the earnings release, which will also be webcast [2] - LendingTree is a leading online financial services marketplace, providing access to loans, credit cards, insurance, and more through a network of over 600 financial partners [3] Company Overview - LendingTree aims to empower consumers financially by helping them obtain financing, save money, and improve their financial health [3] - The company has a portfolio of innovative products and personalized financial recommendations to assist customers in achieving financial wins [3] - LendingTree is headquartered in Charlotte, NC [4]

Core Viewpoint - Enova International will release its second quarter 2025 financial results on July 24, 2025, after market close [1] Group 1: Financial Results Announcement - The financial results will be discussed in a conference call scheduled for 4 p.m. Central Time / 5 p.m. Eastern Time on the same day [2] - A live webcast of the call will be available on the Enova International Investor Relations website, along with the earnings press release and supplemental financial information [2] Group 2: Conference Call Details - The U.S. dial-in number for the call is 1-855-560-2575, with a separate number for non-U.S. callers [3] - A replay of the conference call will be accessible until July 31, 2025, at 10:59 p.m. Central Time / 11:59 p.m. Eastern Time [3] - The replay access code for the conference call is 9191893 [3] Group 3: Company Overview - Enova International is a leading online financial services company that has provided over $61 billion in loans and financing to more than 12 million customers over its 20-year history [4] - The company focuses on serving small businesses and consumers who are underserved by traditional banks, utilizing machine learning algorithms and proprietary technology [4]

Core Insights - Moretus Research provides high-quality equity research focused on U.S. public markets, aiming to deliver clarity, conviction, and alpha for serious investors [1] - The research methodology emphasizes a structured framework to identify companies with durable business models and mispriced cash flow potential, prioritizing simplicity and relevance in valuation [1] - The coverage focuses on underappreciated companies experiencing structural changes or temporary dislocations, where disciplined analysis can yield asymmetric returns [1] Research Methodology - Moretus Research employs rigorous fundamental analysis combined with a judgment-driven process, avoiding noise and overly complex forecasting [1] - Valuation is based on sector-relevant multiples tailored to each company's business model and capital structure, emphasizing comparability and simplicity [1] Investment Philosophy - The research reflects a deep respect for capital, discipline, and long-term compounding, aiming to elevate the standard for independent investment research [1] - The insights provided are designed to be actionable, focusing on what truly matters in modern equity analysis [1]

Core Insights - LendingTree, Inc. reported a strong performance for Q1 2025, with total revenue reaching $239.7 million, a 43% increase year-over-year [5][9] - The company experienced growth across all three business segments, demonstrating the resilience of its financial performance [2][3] Financial Performance - Adjusted EBITDA for the quarter was $24.6 million, reflecting a 14% year-over-year growth [2][6] - The net loss for the quarter was $(12.4) million, or $(0.92) per diluted share, compared to a net income of $1.0 million in Q1 2024 [5][6][9] - Variable marketing margin was $77.7 million, a 12% increase from the previous year [8][9] Segment Performance - Home segment revenue was $37.0 million, up 22% year-over-year, with segment profit increasing by 36% to $13.1 million [7][9] - Consumer segment revenue reached $56.0 million, a 9% increase, with personal loans revenue growing by 16% [7][9] - Insurance segment revenue surged by 71% to $146.7 million, translating into a segment profit of $38.7 million, up 16% [7][9] Marketing and Operational Efficiency - The company emphasized its commitment to operational excellence, which has led to broad growth across all segments [3] - Fixed costs are being managed carefully while strategically investing in growth initiatives, establishing a culture of efficiency [3] Outlook - LendingTree updated its full-year 2025 outlook, projecting revenue between $955 million and $995 million [18] - The second-quarter revenue is expected to be between $241 million and $248 million [18]

Core Viewpoint - LendingTree, Inc. has shown resilience and growth through diversification and strategic acquisitions, positioning itself well for future profitability despite challenges in the mortgage sector [4][20]. Performance Overview - LendingTree's shares have increased by 9.9% over the past year, outperforming the industry growth of 7.9% and the S&P 500's rise of 6.8% [1]. - The company has a strong earnings surprise history, surpassing Zacks Consensus Estimates in three of the last four quarters [12]. Revenue Diversification - The company has shifted from an overreliance on mortgage lending to a diversified online marketplace, expanding its offerings to include credit cards, personal loans, auto loans, small business loans, and student loans [5][6]. - Non-mortgage revenue streams have experienced a compound annual growth rate of 3.3% over the past three years, indicating successful diversification efforts [7]. Inorganic Growth and Technology Investment - LendingTree has engaged in multiple acquisitions exceeding $1 billion, enhancing its credit services and online lending platform [8]. - The investment in EarnUp, a consumer-facing payments platform, reflects the company's commitment to building a tech-enabled ecosystem for financial health management [9]. Cost Management - The company has implemented cost-containment measures, including headcount reductions and the elimination of less profitable businesses, resulting in a decrease in variable marketing margin from 41.7% in 2023 to 33.8% in 2024 [10]. Earnings Growth and Projections - In Q4 2024, LendingTree reported adjusted EPS of $1.16, a significant increase from 28 cents in the previous year, driven by a 188% year-over-year growth in the Insurance segment [11]. - Earnings are projected to grow by 20.7% in 2025 and 23.6% in 2026, outpacing peers [14][18]. Sales Estimates - For 2025, the company is expected to generate revenues of approximately $1.01 billion, with a year-over-year growth estimate of 11.85% [21]. - The sales growth for 2026 is projected at 5.68% [21]. Valuation - LendingTree is currently trading at a forward P/E ratio of 10.89X, which is lower than the industry average of 19.19X, indicating it may be undervalued relative to its peers [23].