For many, the Straits Times Index (SGX: ^STI) represents businesses with strong market positions and fortress balance sheets.But take a step outside the circle, and you will find that there are cash-rich companies which are more than capable of sustaining a dividend.How do you go about searching for suitable candidates? Well, Stephen R. Covey, the author of 7 Habits of Highly Effective People, once said you should “begin with the end in mind.” For income investors, that end is a steady stream of dividends.B ...

I used to think success comes from planning, being structured, being in control. Make no mistakes, be perfect and then life happened. So let the story begin.I completed an elite master's degree program being all structured and planned. But my diploma arrived in the mailbox. No graduation, no celebration, no companies looking for talent because at the same time the world outside was collapsing.a global pandemic, economic paralysis, social instability, everything was breaking down, including me. But the harde ...