Core Insights - The white paper titled "Embracing Financial Health: Wealth Management Supporting the High-Quality Development Path and Practice of Inclusive Finance" was jointly released by CICC Wealth and the China University of Political Science and Law's China Inclusive Finance Research Institute (CAFI) [1][2] - The research focuses on resident wealth management and financial empowerment for small and medium-sized enterprises (SMEs), aiming to promote the deepening development of inclusive finance through a combination of theory and practice [1] Group 1 - CAFI emphasizes that enhancing the sense of gain, happiness, and security for the public is essential in promoting high-quality development of inclusive finance [1] - Improving financial health levels can enhance residents' consumption capacity and confidence, strengthen the financial resilience of SMEs, and promote macroeconomic stability and growth [1][2] Group 2 - A survey indicated that nearly 70% of respondents reported a good level of financial health, but there are shortcomings in financial control, money management, future investment capabilities, and risk prevention [2] - SME owners face dual challenges in personal and business financial health management, highlighting the need for improved wealth management capabilities for both residents and SMEs [2] Group 3 - CICC Wealth aims to direct the "living water" of inclusive finance towards areas most needed by national strategies and the public, injecting new momentum for inclusive, healthy, and sustainable finance into Chinese modernization [2] - CICC Wealth will continue to uphold the political and public nature of financial work, focusing on enhancing residents' property income and assisting in wealth preservation and appreciation through high-quality wealth management development [2]

Core Insights - The release of the white paper "Embracing Financial Health: Wealth Management Supporting the High-Quality Development Path and Practice of Inclusive Finance" aims to explore how capital markets can enhance the quality of inclusive finance [1][2] - The research focuses on wealth management for residents and financial empowerment for small and medium-sized enterprises (SMEs), integrating years of research from CAFI with practical insights from CICC [1][2] Group 1: Research Background and Objectives - The study emphasizes the importance of enhancing people's sense of gain, happiness, and security in promoting high-quality development of inclusive finance, aligning with CAFI's financial health philosophy [1] - Improving financial health is seen as a way to boost consumer capacity and confidence, enhance the financial resilience of SMEs, and promote macroeconomic stability and growth [1][2] Group 2: Survey Findings - The survey indicates that nearly 70% of respondents have a good level of financial health, but some residents face challenges in financial management, investment capabilities, and risk prevention [2] - SME owners encounter dual challenges in managing personal and business financial health, highlighting a need for improved wealth management capabilities among both residents and SMEs [2] Group 3: Expert Commentary and Future Directions - Experts from regulatory and academic institutions discussed the value and implementation paths of the financial health concept in relation to current economic development stages [3] - CICC plans to use the findings from the white paper to direct inclusive finance efforts towards areas most needed by national strategies and the public, contributing to sustainable financial development in China [3]