Core Viewpoint - The company emphasizes the importance of digital financial construction as a key driver for the healthy and stable development of the capital market, aligning with national policies and industry trends [1][7]. Group 1: Digital Financial Development - The company identifies three dimensions for developing digital financial capabilities: enhancing the digitalization level of financial institutions, strengthening digital financial regulatory capabilities, and aligning with technological revolution trends [2]. - A dedicated Financial Technology Committee has been established to implement over ten specific measures aimed at transitioning from digitalization to intelligence [2][3]. Group 2: Innovation and AI Integration - The company plans to innovate its digital financial service system by accelerating product development, creating a benchmark app for retail clients, and building a comprehensive digital research platform [3]. - AI technology will be integrated across various scenarios, including intelligent investment research and customer service enhancements, while also establishing a cloud service architecture to support business development [3][4]. Group 3: Regulatory Technology and Trends - The company aims to build a leading regulatory technology system by applying optimal technologies to ensure compliance and enhance internal control digitalization [3]. - Four major trends in the securities industry are identified: productization, socialization, ecological integration, and strategic elevation, reflecting the ongoing transformation driven by financial technology [4][5]. Group 4: Investment and Smart Transformation - The company has committed to a long-term strategy of information technology investment, with a projected expenditure of 417 million yuan in 2024, marking a recent high [6]. - A comprehensive risk management system has been established, utilizing a risk data marketplace and various risk control models to enhance overall risk management capabilities [6]. Group 5: Commitment to Digital Finance - The company is dedicated to deepening its technology strategy, enhancing service quality, and optimizing financial service models in line with national policy requirements [7].

"我们国家已经形成了完善的政策体系，既有顶层设计，又有实施路径，还有相应的行动方案。"浙商证 券党委书记、总裁钱文海在接受证券时报记者专访时表示，浙商证券正以数字金融建设为契机，全力拥 抱行业智能化发展趋势，不遗余力为资本市场的健康稳定发展贡献力量。 二是深化AI技术全场景赋能。譬如深度布局大模型技术，推动智能投研、智能投顾、智能办公等重点 场景的应用落地；战略性推进各业务、各领域算法生产和创新，促进AI效果加速；沉淀区块链、大数 据、数字员工等前沿技术，推动合规监管提质、客户服务提升和管理办公提效；搭建云服务架构，以更 加稳定、统一、可扩展的技术架构，满足公司业务发展和创新需求等。 三是构建行业领先的监管科技体系。研究应用最优技术，确保公司内控数字化水平对标并合理超越监管 标准和要求；加强系统互通，动态跟踪监管数据，及时获取并响应监管要求；借助AI技术构建法律条 款知识图谱，自动生成报表、合规报告，提升监管信息报送效率。 四大趋势打造科技券商 "在资本市场深化改革与金融科技浪潮的交织推动下，证券行业的数字金融建设，正在呈现产品化、社 交化、生态化、战略化四大趋势。"在钱文海眼中，经过市场各参与者坚持不懈地摸 ...