数字金融产品

Search documents
加快券商数字金融建设 投身行业智能发展变革
Zheng Quan Shi Bao· 2025-08-05 23:49
Core Viewpoint - The company emphasizes the importance of digital financial construction as a key driver for the healthy and stable development of the capital market, aligning with national policies and industry trends [1][7]. Group 1: Digital Financial Development - The company identifies three dimensions for developing digital financial capabilities: enhancing the digitalization level of financial institutions, strengthening digital financial regulatory capabilities, and aligning with technological revolution trends [2]. - A dedicated Financial Technology Committee has been established to implement over ten specific measures aimed at transitioning from digitalization to intelligence [2][3]. Group 2: Innovation and AI Integration - The company plans to innovate its digital financial service system by accelerating product development, creating a benchmark app for retail clients, and building a comprehensive digital research platform [3]. - AI technology will be integrated across various scenarios, including intelligent investment research and customer service enhancements, while also establishing a cloud service architecture to support business development [3][4]. Group 3: Regulatory Technology and Trends - The company aims to build a leading regulatory technology system by applying optimal technologies to ensure compliance and enhance internal control digitalization [3]. - Four major trends in the securities industry are identified: productization, socialization, ecological integration, and strategic elevation, reflecting the ongoing transformation driven by financial technology [4][5]. Group 4: Investment and Smart Transformation - The company has committed to a long-term strategy of information technology investment, with a projected expenditure of 417 million yuan in 2024, marking a recent high [6]. - A comprehensive risk management system has been established, utilizing a risk data marketplace and various risk control models to enhance overall risk management capabilities [6]. Group 5: Commitment to Digital Finance - The company is dedicated to deepening its technology strategy, enhancing service quality, and optimizing financial service models in line with national policy requirements [7].