Group 1 - The core viewpoint of the article highlights the growth in China's insurance industry, with a total original insurance premium income of 4.8 trillion yuan, representing a year-on-year increase of 9.63% in the first eight months of the year [1][2] - Property insurance premium income reached 1 trillion yuan, showing a year-on-year growth of 3.65%, while life insurance premium income was 3.8 trillion yuan, with a significant year-on-year increase of 11.32% [1][2] - The total assets of the insurance industry amounted to 401.139 billion yuan, with life insurance companies holding 352.118 billion yuan and property insurance companies holding 31.816 billion yuan [2] Group 2 - Life insurance premium income specifically saw a rise of 14.05% year-on-year, totaling 2.97 trillion yuan, while new policyholder investment contributions remained stable at 458.8 billion yuan [2][3] - The insurance product structure is undergoing adjustments, with a notable increase in the proportion of participating insurance products due to the continuous decline in preset interest rates [3] - In the first quarter, over 170 new life insurance products were launched, with nearly 40% being participating and universal life insurance, indicating a shift towards more flexible and potentially higher-yielding products [3]

每经记者 涂颖浩 每经编辑 廖丹 个人养老金制度出台已满三年。 2022年4月21日，国务院办公厅印发《关于推动个人养老金发展的意见》（以下简称《意见》），提出推动发展适合中国国情、政府政策支持、个人自愿参 加、市场化运营的个人养老金，实现养老保险补充功能。 自个人养老金制度试点以来，个人养老金保险产品不断扩容，保通社梳理发现，截至目前，保险类在售产品114款，其中，专属商业养老保险、分红型、万 能型的浮动收益类保险产品数量超50款，占在售产品总数近五成。 业内人士在与记者交流时表示，浮动收益类产品可以通过分红等方式，增厚客户收益，是监管鼓励的方向，对于投资能力较强的公司而言，在此类产品的探 索上更具优势。 保险产品数量扩容，浮动收益类产品占比提升 | 阳光人寿 | б | 1 | 17 | | --- | --- | --- | --- | | 太平人寿 | 5 | 2 | 40 | | 利安人寿 | 4 | 1 | ટર | | 交银人寿 | 4 | 1 | 25 | | 工银安盛 | 7 | 2 | 28.5 | | 中英人寿 | 3 | 0 | 0 | | 中意人寿 | 3 | 3 | 100 | | ...