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金融创新方案“精准滴灌”强链稳链
Xin Hua Cai Jing· 2025-07-19 08:46
Core Viewpoint - The financial sector is increasingly focusing on providing tailored products and services to enhance the stability and upgrade of industrial and supply chains, as demonstrated at the third China International Supply Chain Promotion Expo [1][2][3]. Group 1: Insurance Innovations - China Insurance launched exclusive insurance products targeting nine major industrial chains, including low-altitude economy, computing power, integrated circuits, energy storage, digital technology, green agriculture, and smart vehicles [1]. - These products aim to address core needs of the industrial chain such as "supplementing, stabilizing, strengthening, and expanding" the chain, shifting from a "one enterprise, one policy" model to a "one chain, one policy" approach [1]. - The combination products integrate risk protection across the entire industrial chain process, covering research, production, logistics, and sales, creating a comprehensive risk management network [1]. Group 2: Banking Innovations - Bank of China showcased its latest financial solutions and upgraded five major products to support high-level opening-up [2]. - The "Zhongyin Smart Chain" includes six sub-chains: advanced manufacturing, digital technology, smart vehicles, clean energy, healthy living, and green agriculture, aimed at promoting the circular development of industrial chains [2]. - The focus is on using intelligent products to address bottlenecks and enhance the resilience and innovation of the industrial chain ecosystem [2]. Group 3: Digital Financial Services - The "Yuntong Easy Chain" from Bank of Communications aims to alleviate financing difficulties for enterprises through a diversified product system [3]. - The "Yuntong Financial Management" showcases digital financial products for enterprise financial management and payment settlement, featuring the "Cloud Cross-Bank" platform with ten integrated functions [3]. - The innovations presented at the expo indicate a shift in financial support for industrial and supply chain modernization from traditional credit support to more in-depth risk management and efficient digital platforms [3].
与企共赢 金融为产业“链式赋能”
Cai Jing Wang· 2025-07-18 14:30
Core Insights - The third China International Supply Chain Promotion Expo (Chain Expo) will be held in Beijing from July 16 to 20, 2025, featuring six major supply chain categories and service areas [1] - Financial institutions play a crucial role in the development of industrial chains, acting as both a "blood system" and "nervous system" to facilitate funding and optimize operational efficiency [1] Financial Institutions' Role - Various financial institutions, including domestic banks like ICBC, Bank of China, and foreign banks like DBS and Mizuho, participated in the Chain Expo, showcasing their commitment to supporting industrial chain development [1] - Financial institutions are shifting from traditional "point-to-point" financing to "chain empowerment," providing comprehensive financial services to upstream and downstream enterprises in industrial chains [1] Product and Service Innovations - Chinese banks are focusing on key services such as corporate account services, trade financing, and cross-border settlements, continuously innovating to offer one-stop comprehensive financial services [2] - Bank of China has developed a product system comprising seven categories to provide a full product line experience for clients in the industrial chain [2] - The construction of a comprehensive service system is equally important, as seen with Ningbo Bank's "Bobo Zhila" platform, which offers end-to-end solutions for various business challenges [3] Support for Overseas Expansion - Ningbo Bank provides a one-stop platform for overseas services, collaborating with various institutions to offer comprehensive solutions throughout the investment and operational phases for enterprises going abroad [4] Data-Driven Service Models - Financial institutions are evolving from mere fund providers to industry organizers by building a three-in-one architecture that integrates data platforms, financial product factories, and risk control engines [5] - Banks are leveraging their client resources and information exchange advantages to facilitate strategic connections and value co-creation among clients [6] Insurance Sector Innovations - China Pacific Insurance showcased its "Wanshang Cloud Risk Reduction Service Platform," which integrates various data and risk management services to support the entire insurance lifecycle [7] - Visa presented its global payment data solutions, utilizing extensive data to provide insights and enhance marketing strategies for brands expanding internationally [8]