金融赋能实体经济
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深耕实体 筑基畅链 恒丰银行以立体金融赋能高质量发展
Zhong Guo Jing Ji Wang· 2025-12-31 06:20
金融,是实体经济的源头活水。如何让这活水,既能润泽阡陌纵横的产业良田,又能精准滴灌每一 株亟待成长的幼苗?解题之道,正是构建一张从打通发展"大动脉"、强壮产业"主骨架"到畅通链条"微循 环"的立体服务网络,让金融活水精准抵达、澎湃奔流。 疏脉:打通枢纽"梗阻",让区域经济血脉畅通 在沂蒙老区,由临沂恒新能源集团有限公司规划建设的铁路支线与现代化储煤棚,曾是连接供暖民 生与物流降本的关键"最后一公里",却因巨大的前期投入而陷入"等米下锅"的困境。资金,成了横亘在 理想蓝图与现实工地之间最深的沟壑。恒丰银行临沂分行在一次走访中敏锐捕捉到这一痛点,迅速启动 总分支三级联动响应机制。这不是一次普通的贷款审批,而是一场与民生保障和区域发展赛跑的"火线 支援"。从深入调研到方案定制,再到8.6亿元"公铁物流贷"的迅速批复,恒丰银行以高效率的"集团军作 战",将金融"弹药"精准投送到项目前线。如今,铁路线蜿蜒伸展,储煤棚巍然矗立,它不仅温暖了9万 余户家庭的冬日,更将成为激活临沂南部物流经济的强大心脏。 壮骨:信用"点石成金",为硬核产业注入强心剂 产业链的韧性,往往取决于最末梢小微细胞的活力。在潍坊,一家铝模板制造企业因 ...
以金融活水精准浇灌实体经济 华龙证券获“金骏马服务实体卓越机构奖”
Zheng Quan Ri Bao Wang· 2025-12-30 04:49
华龙证券成立于2001年5月18日,是由甘肃省人民政府组织筹建,经中国证监会批准的综合类全牌照证 券经营机构,是当地唯一的全牌照证券公司。经过多年发展,华龙证券已拥有广泛的客户资源、良好的 社会形象和品牌影响力,形成了在全国金融中心及重点城市有机构、无缝隙覆盖甘肃全省的网点布局。 据悉,"金骏马奖"评选始于2004年,已成功举办十七届,始终以表彰为推动资本市场健康发展、赋能实 体经济作出突出贡献的标杆机构为宗旨,是业内极具公信力与影响力的年度奖项。此次获奖,不仅是华 龙证券凭借稳健的经营业绩、完善的风险管理体系及创新的金融服务模式,从众多竞争者中脱颖而出, 更是对华龙证券始终坚守服务实体经济的初心使命,持续通过股权融资、债券发行等多元服务,为各类 市场主体提供精准高效的金融支持及服务实体经济的充分肯定。 本报讯 (记者刘欢)12月26日,由《证券日报》社有限责任公司举办的"2025证券市场年会"在北京圆 满落幕。年会以"改革与创新 资本市场新出发"为主题,汇聚行业协会负责人、经济学家、上市公司负 责人、金融机构负责人等业界人士,围绕资本市场深化改革、金融赋能实体经济等热点议题展开研讨。 当晚,年会举办了"20 ...
金融强国之青岛银行样本:从“给钱”到“引路”,一家城商行如何重塑金融与实体的关系?
Mei Ri Jing Ji Xin Wen· 2025-12-25 14:55
Core Insights - The construction of a financial powerhouse relies on financial institutions deeply rooted in the real economy and providing precise empowerment, requiring banks to shift from traditional lending to offering systematic and accompanying financial services [1] Group 1: Financial Empowerment of Foreign Trade - In the first half of the year, Shandong Province's goods trade import and export reached 1.73 trillion yuan, ranking fifth nationwide, with Qingdao accounting for 442.7 billion yuan, or 25.6% of the province's total [2] - Qingdao Bank has tailored a comprehensive financial solution for a local company, A Group, involved in seaweed bio-products, which includes cross-border trade financing, cross-border settlement, and USD demand deposit services, successfully enhancing the company's supply chain competitiveness [2] - A Group has secured over 300 million yuan in loans from Qingdao Bank, enabling it to sign supply agreements with multiple core suppliers in Chile, thereby locking in prices for seaweed [2] Group 2: Customized Financial Solutions for Advanced Manufacturing - Qingdao ranks sixth nationally in advanced manufacturing, with significant clusters in the region, but high-end manufacturing equipment procurement and upgrades require substantial investment [3] - A microelectronics company in Qingdao received a tailored technical transformation loan of 10 million yuan from Qingdao Bank to purchase essential testing equipment for its newly approved integrated circuit reliability verification project [3][4] - The bank expedited the loan approval process through a "green channel," completing the disbursement in just three working days after receiving complete documentation [4] Group 3: Resource Linking for Green Development - Financial institutions play a crucial role in linking enterprises with policies, resources, and channels, especially for technology-driven companies [5][6] - Qingdao Bank has developed a product system for technology enterprises and established a communication mechanism with local government departments to better understand and meet enterprise needs [6] - The bank successfully approved a project loan of 95 million yuan for Qingdao Blue New Energy Co., Ltd., along with assisting in obtaining low-cost re-lending funds to reduce financing costs significantly [6][7]
2025首届博鳌金融强国大会开幕 共商金融赋能实体经济新路径
Xin Lang Cai Jing· 2025-12-23 14:59
Core Insights - The 2025 inaugural Boao Financial Power Conference was held in Boao, Hainan, focusing on the theme of "discussing financial power strategies to support the construction of Hainan Free Trade Port" [1][3] - The conference gathered representatives from government departments, financial institutions, academia, and enterprises to explore innovative paths for financial empowerment of the real economy [1] Group 1: Financial Innovation and Policy - Financial innovation is emphasized as a core component of national competitiveness, with a focus on leveraging technological advancements to empower the real economy and promote high-quality development [3] - Hainan Free Trade Port is positioned as a significant testing ground for financial openness and innovation, benefiting from favorable tax policies such as a dual 15% corporate and personal income tax rate, and zero tariffs [3] - The conference aims to establish four platforms: a financial policy advocacy platform, a global financial governance dialogue platform, a financial technology innovation display platform, and a platform for promoting the integration of finance and industry [3] Group 2: Sector-Specific Financial Strategies - Agricultural finance faces challenges such as high natural risks and non-standardized collateral, which can be addressed through technologies like satellite remote sensing and IoT for dynamic monitoring of biological assets [3] - The integration of "credit + insurance + futures" models is suggested to reduce financing costs through digital means [3] - Recommendations include optimizing financing structures and enhancing financial support for key sectors like artificial intelligence and low-carbon technology, with Hainan as a pilot for innovative market transactions of data assets [4] Group 3: Corporate Practices and Developments - Companies are leveraging the policy advantages of Hainan Free Trade Port to establish a "Belt and Road" food processing export base, benefiting from reduced import costs due to zero tariffs [4] - The introduction of intelligent production lines and the use of IoT and big data for supply chain optimization are highlighted as key practices for companies [4] - Future plans include establishing a health food innovation center in Hainan to attract international R&D capital and promote standardization and branding of niche products like medicinal cuisine and elderly dietary products [4] Group 4: Research and Evaluation Tools - The conference introduced the "Financial Power Index" and research findings on the "Capital Market Code," providing theoretical support and evaluation tools for the construction of a financial power [5]
金融搭台,优品荟萃!南京银行联合合作伙伴组团参展“小进博”
Jiang Nan Shi Bao· 2025-12-22 08:53
"没想到参展效果这么好!"高淳陶瓷负责人表示,"南京银行不仅提供资金支持,更为我们搭建了对接 渠道与投资者的高效平台。"此次组团参展,有效放大了中小品牌的声量,助力其直面市场,正是南京 银行将日常金融合作延伸至"非金融舞台",为企业主动创造曝光机遇、精准链接产业资源的一次有力突 破。 展区荟萃:从非遗匠心到科创活力 展区内,文化匠心与科创活力交相辉映。南京桂花鸭的试吃区排起长队,朱炳仁铜艺的非遗铜雕流光溢 彩,吸引观众驻足。与此同时,多家科创企业展示了智能制造、绿色科技等创新成果,仅仅开幕数小 时,多家企业反馈接待的咨询量已远超平日线下活动,初步对接意向喜人。 企业心声:金融搭台,链接更广机遇 江南时报讯 作为中国国际进口博览会核心延展活动,19日,2025进博优品交易会("小进博")在国家 会展中心(上海)正式启幕。开展首日,人声鼎沸,热度拉满。南京银行携手21家长期合作企业组团参 展,携科技、民生消费、文化文创等多领域优质展品,集体亮相。 展会现场,中国国际进口博览局党委书记、副局长吴政平,南京市商务局局长刘永辉到南京银行银企联 合展区参观指导。 金融现场:一站式服务对接企民需求 展会现场南京银行专业服务 ...
银企携手 金融赋能 工商银行云南省分行与曲靖浙江商会共绘银企“同心圆”
Sou Hu Cai Jing· 2025-12-19 06:57
曲靖市浙江商会会长黄响锋对工商银行一行的到来表示热烈欢迎,对工商银行长期以来的务实支持致以诚挚谢意,并简要介绍 了商会基本情况。黄响锋表示,在曲浙商企业以传统制造业为主,是实体经济的主力军,企业发展亟需各方支持,希望工商银 行持续为在曲浙商会员企业提供更多金融支持与优惠政策,助力会员企业纾困解难。商会将商会将联动曲靖福建商会、曲靖四 川商会等在曲异地商会,积极搭建银企沟通桥梁,推动会员企业高质量发展。 珠江网讯 为持续提升民营企业金融服务质效,建立健全服务民营企业发展长效机制,助力破解民营企业融资难题,12月18日, 中国工商银行云南省分行党委委员、副行长陈晓,曲靖分行行长杨雍容一行6人走进曲靖市浙江商会,开展"银企携手、金融赋 能"银企座谈会,为曲靖民营经济注入强劲发展动能。 座谈会上,双方围绕深化银企合作、优化金融服务等议题展开深入探讨。陈晓副行长详细介绍了工商银行云南省分行在支持中 小企业发展、创新金融产品等方面的举措,并表示期待与商会企业加强对接,提供精准化、定制化金融服务,建立长期稳定的 合作关系,实现银企互利共赢,为民营经济高质量发展注入新活力。 曲靖浙江商会、曲靖福建商会、曲靖四川商会、曲靖江苏 ...
海南控股与进出口银行举行座谈交流
Zheng Quan Shi Bao Wang· 2025-12-10 14:24
人民财讯12月10日电,12月9日,海南省发展控股有限公司(简称:"海南控股")与中国进出口银行(简 称:"进出口银行")在海口举行工作座谈。双方就海南自由贸易港封关运作背景下,如何深化战略协 同、强化金融赋能实体经济等进行深入探讨。 ...
万紫千红百县兴
Jing Ji Ri Bao· 2025-12-09 22:19
Core Insights - Agricultural Bank of China (ABC) is actively supporting local agricultural development in Guangdong Province through tailored financial products and services aimed at enhancing rural revitalization and industrial growth [4][10]. Group 1: Financial Support for Agriculture - ABC has introduced various financial products such as "惠农e贷" (Huinong e-loan) and "科技e贷" (Technology e-loan) to support the gold pomelo industry in Meizhou, providing loans totaling 16.9 billion yuan to 278 agricultural leading enterprises and small businesses [7]. - The bank's efforts have resulted in the support of 5,702 households in the pomelo industry, with a total issuance of 11.1 billion yuan in "惠农e贷" [7]. - In the white pigeon breeding sector, ABC has launched the "白鸽e贷" (White Pigeon e-loan) product, which has provided over 28 million yuan in loans, significantly boosting the local industry [9]. Group 2: Impact on Local Economy - The financial support from ABC has enabled local farmers and enterprises to expand their operations, such as a couple in Meizhou who received a 260,000 yuan loan to enhance their pomelo orchard [5]. - The white pigeon industry in Qingyuan has seen a dramatic increase in production, with annual output rising from 4 million to 28 million birds, generating over 900 million yuan in value [8]. - The introduction of the "农业全产业链贷" (Agricultural Full Industry Chain Loan) has facilitated the expansion of the blue crayfish industry in Huizhou, with a loan of 1.4 million yuan helping a company to scale up its operations [10][11]. Group 3: Strategic Initiatives - ABC's initiatives align with the "百千万工程" (Hundred Counties, Thousand Towns, and Ten Thousand Villages Project), which aims to promote high-quality development across rural areas in Guangdong [4][6]. - The bank has committed to enhancing financial services for rural revitalization, with a total county loan balance exceeding 600 billion yuan and agricultural loans surpassing 500 billion yuan as of October 2025 [11]. - ABC has been recognized for its outstanding performance in providing financial services for rural revitalization, receiving an "excellent" rating from the central bank for five consecutive years [11].
十区联动,三产聚焦!看金洽会如何以“园区行”激活实体脉络?
Guo Ji Jin Rong Bao· 2025-12-08 23:59
从繁华的黄浦江畔到静谧的江岛长兴,"园区行"活动足迹遍布黄浦、静安、徐汇、普陀、虹口、闵行、 金山、青浦、奉贤、崇明等十个上海市行政区,精准对接人工智能、集成电路、生物医药三大先导产业 及高端装备、生命健康等重点领域企业近400家,书写了上海金融业服务实体经济的新篇章。 全周期赋能:从青浦启幕到闵行收官的金融接力 金洽会"园区行"活动于9月29日正式启动,选择将首站定在青浦工业园区。青浦区委副书记、区长金晓 明,市委金融办常务副主任周小全,上海金融业联合会理事长、交通银行董事长任德奇亲临现场,为活 动定下"精准赋能、直达实体"的基调。 "金洽会不仅是上海金融业的年度盛会,更是上海金融业践行金融为民理念、连接产业、服务实体经济 的重要桥梁纽带。"任德奇的发言,让在场的生物医药企业代表倍感振奋。 作为青浦重点打造的五百亿级产业集群之首,生物医药产业的"融资之渴"尤为迫切。一家企业代表抛出 疑问:"企业缺乏担保能力,有没有更可行的融资解决方案?"针对这一痛点,交通银行上海市分行科技 金融专家陈杰回应,不少生物医药企业仍处于亏损状态,银行如何更好地借助非财务因素去评估这些企 业,并给予授信支持,是其团队正在探索和实践 ...
截至10月末超22万亿元 私募基金管理规模创新高
Jing Ji Ri Bao· 2025-12-07 23:26
Core Insights - The private equity fund industry in China has reached a record management scale of 22.05 trillion yuan, with a month-on-month increase of 1.31 trillion yuan as of the end of October [1] - The growth in private equity funds is driven by the recovery of existing fund net values rather than new product launches, indicating a solid foundation for the industry [1][3] - The dual drivers of private securities and private equity funds enhance the industry's ability to withstand risks and meet diverse asset allocation needs of investors [1] Fund Management and Scale - As of the end of October, there are 19,367 registered private fund managers managing 137,905 funds, with a total management scale of 22.05 trillion yuan [1] - The private securities investment fund scale has surpassed 7 trillion yuan for the first time, with new registrations in October amounting to 429.2 billion yuan, accounting for over 60% of all new registered funds [1] - The private equity and venture capital funds have respective scales of 11.18 trillion yuan and 3.56 trillion yuan, with quarter-on-quarter increases of 0.2 trillion yuan and 0.08 trillion yuan, representing growth rates of 1.8% and 2.3% [3] Market Dynamics - The recovery of the secondary market and the release of profit-making effects are significant engines for growth, with the A-share market's upward trend boosting the net value of private equity products [2] - Increased investor risk appetite and favorable policies, such as long-term stock investment trials for insurance funds, contribute to the steady expansion of private fund scales [2] Regulatory Environment - The tightening of regulations has accelerated the survival of the fittest in the industry, with a decrease in the number of private fund managers and funds, indicating a focus on quality over quantity [3][4] - The average management scale of existing managers is expanding, reflecting a rational selection of large institutions with stable performance and compliance [4] Future Outlook - The industry is expected to see a transformation towards a more professional and transparent asset management ecosystem, better meeting the wealth management needs of residents and injecting professional strength into the long-term stable development of the capital market [4]