作为地区外汇外贸主渠道银行，中国银行苏州分行发挥全球化优势，优化金融供给、创新服务模 式，为地区外贸保稳提质贡献金融力量。今年1至10月，该行已累计为地区进出口企业投放各类融资逾 1400亿元。 加大授信支持 发挥特色优势 合力推动共建"一带一路" 企业能够"拿下"海外大额项目，银行保函是竞标和履约的"硬性门槛"。今年，苏州一家企业获取非 洲莫桑比克招标信息后，紧急筹备投标工作，急需开立投标保函。苏州中行迅速组建专项服务小组，为 企业制定详尽的"分步走"方案，短短3天就完成了资料准备、账户开立、授信审批等多个环节，在投标 时间内为企业开出保函，为企业参与国际竞标提供了坚实信用背书。"中行的这三份保函真是雪中送 炭，为我们开拓市场业务解了燃眉之急！"企业负责人赞叹不已。今年1至10月，苏州中行已累计为地区 企业开立涉外保函超42亿元，服务覆盖61个共建"一带一路"国家和地区。 汇率风险是外贸企业发展中不可避免的挑战。苏州中行充分发挥专业优势，设立多家"汇率风险中 性示范网点"，组建专家团队，为外贸企业量身定制远期、期权、掉期等套期保值产品组合，提供"一站 式"汇率避险服务，助力提升外贸企业汇率风险管理水平。目前 ...

Core Viewpoint - The article emphasizes the pivotal role of private enterprises in Suzhou's economic development, highlighting the support provided by financial institutions like the Bank of China Suzhou Branch in fostering the growth of these enterprises and enhancing the quality of manufacturing [1][3]. Group 1: Support for Private Enterprises - Private enterprises contribute over 60% of tax revenue, over 80% of urban employment, over 85% of technological innovation, and over 90% of the total number of enterprises in Suzhou [1]. - The Bank of China Suzhou Branch has established a comprehensive financial service chain to support private enterprises throughout their lifecycle, with a focus on high-quality development in manufacturing [1][3]. - As of mid-2025, the loan balance for private enterprises at the Bank of China Suzhou Branch exceeded 210 billion yuan, with new loans to private enterprises accounting for over 57% of total new loans [1]. Group 2: Financial Products and Innovations - The Bank of China Suzhou Branch launched the "Credit Index Loan" to facilitate financing for small and micro enterprises, providing up to 5 million yuan in pure credit loans [2]. - The "Zhongyin Science and Technology Innovation Loan" was introduced to support the growth of medium-sized enterprises, addressing their financing needs during critical growth phases [2]. - The bank has approved over 3.7 billion yuan in stock repurchase loans for 15 clients since the introduction of the stock repurchase policy in October 2024 [3]. Group 3: International Expansion Support - The Bank of China Suzhou Branch has developed a service mechanism to assist private enterprises in expanding internationally, leveraging its global network across 64 countries and regions [5]. - A "Cross-Border E-commerce Exclusive Loan" was introduced to support small and micro enterprises in the cross-border e-commerce sector, with a maximum credit limit of 30 million yuan [5][6]. - The bank has established a long-term cooperation mechanism with the local commerce bureau, identifying nearly 200 key cross-border e-commerce enterprises for potential credit support [6]. Group 4: Supply Chain Financial Services - The Bank of China Suzhou Branch focuses on supply chain finance, creating tailored financial solutions for different industries to enhance financing accessibility for private enterprises [7]. - The "Zhongyin Smart Chain Financing" product was introduced to address cash flow issues for enterprises and their suppliers, facilitating online operations and improving customer experience [8][9]. - As of mid-2025, over 90 suppliers of a high-tech enterprise received nearly 1.3 billion yuan in financing through the bank's supply chain financial services [9].