Core Viewpoint - The China International Import Expo (CIIE) showcased the launch of the "Bank of China Silver Economy" brand, highlighting the bank's commitment to supporting the national pension system and the silver economy development [1][3] Group 1: Brand Launch and Vision - The "Bank of China Silver Economy" brand was officially unveiled on October 29, emphasizing the bank's dedication to serving the elderly population and the silver economy [1] - The brand represents a systematic and branded approach to pension finance, integrating the bank's century-long legacy with a commitment to the silver economy [1][3] Group 2: Product Offerings - The brand includes a rich and clear structure, targeting individual clients with the "Age Joyful Series," which focuses on wealth preservation and inheritance, and a comprehensive service ecosystem for the elderly [2] - For industry partners, the "Yiyang Tongxin Series" offers pension management, diversified financing solutions, and integrated solutions to address challenges in the pension industry [2] Group 3: Activities and Initiatives - During the CIIE, the bank held various activities to explain the brand's philosophy, including discussions on how financial technology enhances pension asset management and service experiences [2] - The bank's commitment to building a silver economy ecosystem was demonstrated through the establishment of partnerships with leading health and wellness institutions [2]

Core Insights - The event during the China International Import Expo focused on the future development of China's health and elderly care industry, highlighting the "investment, financing, construction, management, and exit" full-chain approach [1][2] - The launch of the "Bank of China Silver Economy" brand and the "Silver Partners Program" marks a significant step in enhancing cooperation in the silver economy sector [1][3] Group 1: Event Overview - The forum was organized by the Bank of China, supported by Lijun Think Tank and Fudan University International Finance Institute, aiming to deepen cooperation in the silver economy [1] - The event featured a promotional ceremony for the "Bank of China Silver Economy" brand, emphasizing its two main systems designed to meet individual elderly care needs and empower the industry [1] Group 2: Key Discussions - Industry leaders shared insights on the five core aspects of the health and elderly care industry, providing valuable decision-making references for nearly a hundred participants [2] - A roundtable discussion included representatives from international health care companies, who praised the Bank of China's platform for facilitating connections across the industry [2] Group 3: Strategic Importance - The successful hosting of this event highlights the Bank of China's proactive role in addressing the challenges of an aging population and promoting high-quality development in the silver economy [3] - Through systematic operations of the "Bank of China Silver Economy" brand and the ecological construction of the "Silver Partners Program," the bank aims to gather wisdom and resources for sustainable development in the health and elderly care industry [3]

Core Viewpoint - The development of the silver economy is being driven by technological innovation, which is deeply embedded in elderly care scenarios, according to the head of the China Bank's Pension Finance Center [1]. Group 1: Technological Integration in Elderly Care - China Bank leverages its "Zhongyin Silver" brand to provide intelligent decision-making for pension asset management, continuously promoting digital solutions tailored for the elderly [1]. - The bank has developed an annuity investment manager profiling system using big data and AI, enhancing the professionalism and stability of pension fund management [1]. - The bank aims to ensure that the elderly can equally enjoy the conveniences of digital finance, having upgraded its mobile banking app for seniors with features like large fonts and simplified processes [1]. Group 2: Comprehensive Pension Services - China Bank has created a "Pension Finance Zone" that integrates three-pillar pension services, offering a one-stop planning tool for benefits calculation, gap analysis, product purchase, and portfolio tracking [2]. - The bank is addressing the financing bottlenecks faced by high-growth, asset-light technology companies in the elderly care sector by optimizing credit evaluation models and enhancing risk assessment efficiency [2]. Group 3: Strategic Initiatives and Collaborations - The bank is actively participating in risk compensation mechanisms and has launched initiatives like the "Elderly Service Batch Loan" in Shanghai to provide precise credit support for elderly care technology companies [2]. - China Bank is committed to building cross-border bridges to connect global advanced technologies and capital with the domestic market, enhancing the development of the silver economy [3].

Core Insights - The forum at the China International Import Expo focused on accelerating the development of the silver economy and nurturing new economic growth drivers through technology and innovation in elderly care services [1][2][3] Group 1: Technology Integration in Elderly Care - The China Bank's "Zhongyin Silver" brand emphasizes technology-driven innovation in elderly financial services, highlighting three main areas: smart decision-making for asset management, digital adaptation for service experience, and precise empowerment for tech enterprises [1][2] - The bank utilizes big data and AI to enhance pension asset management, creating a system that matches investment managers' capabilities with asset allocation needs, thereby improving the professionalism and stability of pension fund management [1] - A comprehensive upgrade of the mobile banking app for seniors includes features like large fonts and simplified processes, aiming to provide a seamless digital financial experience for the elderly [2] Group 2: Financial Ecosystem for Silver Economy - The bank identifies key obstacles in the financial ecosystem for silver technology innovation, such as risk-reward mismatches and inadequate risk-sharing mechanisms [3] - It has established three forward-looking strategies: deepening cooperation with government entities for risk compensation, creating partnerships to provide lifecycle financial services for silver tech companies, and facilitating cross-border connections to integrate global technology and capital into the domestic market [3] - The official launch of the "Zhongyin Silver" brand signifies the bank's commitment to enhancing its technology empowerment system and linking various stakeholders in the silver economy for high-quality development [3]

Group 1 - The establishment of the Shandong Enterprise Annuity Development Alliance aims to enhance the quality of enterprise annuities and promote collaboration among government, enterprises, and financial institutions [1] - Starting from January 1, 2025, the scope of talent annuities in Shandong will expand from seven pilot cities to the entire province, covering high-tech industries and startups, thus optimizing the talent ecosystem and enhancing employee pension security [1] - Shandong Bank actively supports the policy by integrating industry resources through mechanisms like the "Annuity Alliance" to improve annuity services [1] Group 2 - Shandong Bank has developed a comprehensive approach to pension finance, covering enterprise annuities, personal pensions, and pension service finance, serving nearly 1,000 enterprises and 245,000 individuals in the province [2] - As one of the first commercial banks approved to offer personal pension services, Shandong Bank has provided personal pension account services to over 769,000 individuals by the end of March [2] - The bank has launched the "Zhongyin Silver Age" pension service brand, offering comprehensive solutions for clients throughout their retirement lifecycle [2] Group 3 - Shandong Bank focuses on supporting the province's strategy for high-level talent in key industries such as artificial intelligence and renewable energy by introducing a "Talent Exclusive Annuity Plan" [3] - The bank aims to enhance the long-term compensation attractiveness for high-level talents through a combination of enterprise contribution incentives and personal tax benefits [3] - Moving forward, Shandong Bank will strengthen cooperation with the Shandong Human Resources and Social Security Department and other alliance members to optimize the enterprise annuity service system and innovate pension products [3]