Core Viewpoint - The article highlights the significant role of Fudian Bank's Shangri-La branch in promoting local development in Diqing Tibetan Autonomous Prefecture through financial support for education, tourism, urban infrastructure, rural revitalization, and inclusive finance initiatives [1][2][3][4][5][6][7][8]. Group 1: Education Support - Fudian Bank provided 381 million yuan in credit support for key centralized schooling projects, addressing the funding gap and ensuring the successful completion of educational facilities for rural children [2]. - The investment has improved access to quality education for children in remote areas, laying a solid foundation for long-term development in Diqing [2]. Group 2: Tourism Development - The bank invested over 670 million yuan in credit to support the construction and upgrading of key tourist attractions, enhancing the tourism sector's diversification [3]. - A notable case is the revival of the Shika Snow Mountain scenic area, where the bank facilitated a 60 million yuan acquisition loan to overcome operational challenges, leading to its reopening in September 2024 [3]. Group 3: Urban Infrastructure - Fudian Bank has invested 1.4 billion yuan in urban renewal and public welfare projects, significantly improving the living standards and happiness of Diqing residents [4]. - The bank also provided 290 million yuan to support the construction of affordable housing, addressing the needs of vulnerable groups [4]. Group 4: Rural Revitalization - The bank has invested 1.7 billion yuan in key road construction projects, enhancing transportation and economic development in remote areas [5][6]. - Innovative financial products like "Agricultural Base Loan" and "Agricultural Prosperity Loan" have been introduced to support rural industries and ensure sustainable development [6]. Group 5: Inclusive Finance - Fudian Bank established nine "Rural Revitalization Inclusive Financial Service Stations," enabling local residents to access financial services conveniently [7]. - The bank has issued over 1 billion yuan in loans to small and micro enterprises, supporting their growth and contributing to local economic resilience [7]. - The bank also initiated a 10 million yuan carbon emission rights pledge loan, promoting green finance and supporting ecological civilization efforts [7].

Core Viewpoint - Fudian Bank is leveraging its geographical advantages in Yunnan to implement a differentiated development strategy, focusing on local financial services and cross-border connectivity, thereby supporting regional economic growth through innovative financial products and services [1][4]. Group 1: Financial Support for Local Industries - By the end of 2024, Fudian Bank has provided loans totaling 37.822 billion yuan to support local industries such as specialty agriculture and cultural tourism, benefiting over 284,600 small and micro enterprises [1]. - The bank has introduced personalized financial solutions like "tax refund financing" to alleviate cash flow pressures for local businesses, exemplified by a green food company that received an 8 million yuan loan [2]. - Fudian Bank's "Cloud Agriculture Loan" series has addressed financing issues for nearly 148,100 farmers, with a loan balance of 18.8 billion yuan [3]. Group 2: Tourism and Cultural Finance - Fudian Bank has developed specialized financial products for the tourism sector, such as the "Golden Travel Loan," which has evolved over eight years to support the development of a world-class health and wellness tourism destination [4][5]. - The bank has disbursed over 174.52 million yuan through the "Golden Travel Loan," serving more than 310 tourism-related entities [5]. - The bank's financial support has enabled local accommodations to upgrade and attract more visitors, enhancing the overall tourism experience [4]. Group 3: Cross-Border Financial Services - Following the opening of the China-Laos Railway, Fudian Bank has established the "Futong Lancang-Mekong" cross-border financial brand to facilitate trade and tourism between China and Southeast Asia [6]. - In 2024, Fudian Bank's Xishuangbanna branch processed 294,000 transactions worth 3.749 billion yuan through cross-border settlement services, significantly boosting local economic activity [6]. - The bank has implemented various measures to enhance financial services for foreign visitors, including the installation of ATMs at border stations and simplified account opening procedures for foreign nationals [7][8].