"云茶贷"支农惠农。 在富滇银行号高铁列车上宣传惠农产品。 2025/2026富滇银行云南省城市足球联赛激战正酣。 2025年，英国《银行家》杂志发布最新全球银行1000强榜单，富滇银行排名攀升至第373位。"十四 五"时期，富滇银行综合实力迈上新台阶。这背后，是一组镌刻在提质内核上的关键数据：全行资产总 额达4300亿元，不良贷款率历史性地降至1.64%，低于全国城商行平均水平；拨备覆盖率筑高至 228.55%，大幅优于全国城商行平均水平，风险抵御能力迈上新台阶。 这并非一次简单的规模冲刺，而是富滇银行与云南发展同频共振、携手共进的5年长跑。"十四五"时 期，面对经济增长方式的转变与金融行业的转型升级，富滇银行给出了自己的答案：摒弃对资产规模的 单一追逐，以减量提质明确发展逻辑，以特色深耕树牢竞争优势。5年间，富滇银行主动减负、强健筋 2025富滇银行昆明半程马拉松比赛开跑。 骨，将金融服务的根系更深地扎入云岭大地的产业末梢与开放前沿，在服务云南"3815"战略发展目标的 征程中，以金融之为促经济之进，成长为云南经济高质量发展中不可或缺的关键金融支撑力量，用不俗 的业绩在彩云之南写下荣光。 减量提质走高质量 ...

Group 1: Financial Support for Agriculture - Financial institutions can provide funding support for agricultural development, stimulating its potential [1] - China Bank Yunnan Branch leverages local resource advantages to promote highland characteristic agriculture in Yunnan [1] - The bank implements innovative models to meet industry needs and extends the industrial chain for high-quality development [1] Group 2: Financing Solutions for Tea and Coffee Industry - The tea and coffee industries in Yunnan face financing bottlenecks due to light asset operations and lack of collateral [2] - China Bank has launched "Yun Tea Loan" and "Yun Coffee Loan" to address these challenges [2] - The bank has issued loans totaling over 55 million yuan to 17 coffee enterprises and over 79 million yuan to 31 tea enterprises [3] Group 3: Diverse Guarantee Methods - China Bank has introduced a "Six-Dimensional Guarantee Matrix" to provide various collateral options for tea and coffee enterprises [2] - The matrix includes credit, property mortgage, shareholder guarantees, export policy pledges, accounts receivable pledges, and intellectual property pledges [2] - Specific loans issued include 5 million yuan for a trade company, 10 million yuan for a tea company, and 8 million yuan for a coffee company [2] Group 4: Support for Flower Industry - The flower industry in Yunnan is expanding, but it faces challenges such as insufficient technical investment and lack of scale [4] - China Bank has developed the "Yun Flower Loan" to support financial needs in the flower industry [4] - The bank collaborates with stable upstream suppliers to provide credit support for procurement and expansion [4] Group 5: Impact of Financial Support on Production - A flower planting company received 3 million yuan in loans to upgrade its irrigation system, doubling its production efficiency [5][6] - The company improved its production management through scientific planting methods and digital management [6] - Another company received 15 million yuan to expand production lines and increase store numbers [6] Group 6: Technological Empowerment in Agriculture - China Bank has introduced the "Star Hui Nong" loan, utilizing satellite remote sensing technology to assess agricultural land for loans [7] - This technology helps in evaluating the authenticity and growth of crops, enhancing credit management and risk assessment [7] - The initiative aims to improve the digital and informational level of rural financial services for small and micro enterprises [7]