Group 1: Financial Support for Agriculture - Financial institutions can provide funding support for agricultural development, stimulating its potential [1] - China Bank Yunnan Branch leverages local resource advantages to promote highland characteristic agriculture in Yunnan [1] - The bank implements innovative models to meet industry needs and extends the industrial chain for high-quality development [1] Group 2: Financing Solutions for Tea and Coffee Industry - The tea and coffee industries in Yunnan face financing bottlenecks due to light asset operations and lack of collateral [2] - China Bank has launched "Yun Tea Loan" and "Yun Coffee Loan" to address these challenges [2] - The bank has issued loans totaling over 55 million yuan to 17 coffee enterprises and over 79 million yuan to 31 tea enterprises [3] Group 3: Diverse Guarantee Methods - China Bank has introduced a "Six-Dimensional Guarantee Matrix" to provide various collateral options for tea and coffee enterprises [2] - The matrix includes credit, property mortgage, shareholder guarantees, export policy pledges, accounts receivable pledges, and intellectual property pledges [2] - Specific loans issued include 5 million yuan for a trade company, 10 million yuan for a tea company, and 8 million yuan for a coffee company [2] Group 4: Support for Flower Industry - The flower industry in Yunnan is expanding, but it faces challenges such as insufficient technical investment and lack of scale [4] - China Bank has developed the "Yun Flower Loan" to support financial needs in the flower industry [4] - The bank collaborates with stable upstream suppliers to provide credit support for procurement and expansion [4] Group 5: Impact of Financial Support on Production - A flower planting company received 3 million yuan in loans to upgrade its irrigation system, doubling its production efficiency [5][6] - The company improved its production management through scientific planting methods and digital management [6] - Another company received 15 million yuan to expand production lines and increase store numbers [6] Group 6: Technological Empowerment in Agriculture - China Bank has introduced the "Star Hui Nong" loan, utilizing satellite remote sensing technology to assess agricultural land for loans [7] - This technology helps in evaluating the authenticity and growth of crops, enhancing credit management and risk assessment [7] - The initiative aims to improve the digital and informational level of rural financial services for small and micro enterprises [7]

转自：新华财经 丽江某绿色食品有限公司是丽江市永胜县一家以野生食用菌收购、加工、种植及出口经营为主的农业产 业化国家级重点龙头企业，年出口量超过2200万美元，每年出口退税约1500万元。由于订单增长较快， 公司一度面临资金周转压力，原料采购和产品销售都受到一定影响。 "富滇银行丽江分行了解这个情况后，为我们量身制定了个性化的'退税融资'服务方案，并在较短时间 内发放流动资金贷款800万元，及时缓解了该企业的资金压力。"该企业负责人说。 在助企强企的同时，富滇银行还聚焦乡村振兴，围绕富民产业，将金融服务向县域、乡镇和农户倾斜。 玉溪市江川区六十亩村，花农张兵经营的花卉种植场，每年需投入大量资金购买百合种球，常面临资金 周转压力。2024年春节后，张兵通过富滇银行玉溪江川支行"云花贷"产品，以无抵押、低利率方式，3 天内快速获得50万元信贷支持。 聚焦中老铁路沿线 引入强企富民的"金融活水" 作为一家省级地方性城市商业银行，富滇银行抢抓中老铁路通车的重大历史机遇，坚持"服务地方、赋 能中小、惠及民生"的发展使命，在沿线产业开发、经营主体培育上不断注入金融活水，以"精准滴 灌"式金融服务强企富民，助力中老铁路沿线 ...