Core Insights - The article highlights the innovative financial products introduced by Postal Savings Bank in Jiangxi Province, specifically the "Industrial Cluster Loan," which provides quick access to funds for small and micro enterprises, exemplified by the case of Dongjin Power Technology Co., Ltd. receiving 1 million yuan within a day [1] - The financial landscape in Ji'an is evolving, with green loan balances reaching nearly 100 billion yuan, reflecting a year-on-year growth of 23.9%, surpassing the provincial average by 2.3 percentage points [1] - Ji'an's government is actively implementing policies to assess and monetize ecological resources, enabling their financing and creating a "value coordinate system" for various ecological assets [2] Financial Product Innovation - Ji'an's financial institutions are pioneering a range of green financial products, including "Water Rights Loans" and "Public Forest Compensation Rights Pledge Loans," which facilitate the conversion of ecological resources into financial assets [3] - The introduction of over 20 specialized financial products, such as "Agricultural Low-Carbon Loans" and "Rapeseed Futures Comprehensive Insurance," aims to meet diverse financing needs for green projects [3] Financing Mechanisms - Ji'an is establishing a dual-channel financing mechanism that combines online and offline approaches to enhance access to funding for green projects [4] - The "Industrial Cluster Loan" utilizes a digital platform for streamlined operations, allowing over 200 small and micro enterprises to benefit from quick financing solutions [4] - Government initiatives have successfully facilitated over 30 project matching events this year, resulting in the successful connection of more than 370 green projects with over 3.6 billion yuan in credit funds [4]