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邮储银行的未来之问:金融支持科技创新需要怎样的远见?
Jin Rong Shi Bao· 2025-12-25 02:48
2025年12月5日,摩尔线程智能科技(北京)股份有限公司(以下简称"摩尔线程")正式登陆资本 市场(上海证券交易所科创板),这家被称为"国产算力之光"的企业,受到市场广泛关注,股价一路飙 红,盘中最高涨幅触及500%。 在敲钟仪式的现场,与兴奋的创始团队、投资人一同欢呼的还有一家银行机构——中国邮政储蓄银 行(以下简称"邮储银行")。作为一路走来的伙伴,邮储银行不仅见证了摩尔线程成功IPO,这背后更 是一场关于"硬核科技"与"精准金融"的共赢故事。 今年的中央经济工作会议提出"坚持创新驱动,加紧培育壮大新动能",并强调"创新科技金融服 务"。那么,金融支持科技创新需要怎样的远见? 邮储银行以金融创新赋能科技创新,以更大力度、更实举措进一步做好科技企业金融服务。近年 来,该行牢牢把握创新驱动发展战略核心要义,锚定科技金融生力军定位,以金融创新破解科技企业发 展瓶颈,以全链条服务覆盖产业发展需求,在知识产权赋能、人工智能布局、产业链协同、制造业升级 等关键领域持续发力,为科技创新注入源源不断的金融活水,书写了金融与科技双向奔赴、共生共荣的 时代篇章。 破局"知产"变"资产" 以"技术流"评价体系激活创新动能 " ...
河北泊头优化金融服务 多举措护航企业发展
Sou Hu Cai Jing· 2025-12-15 08:55
Core Insights - The article highlights the efforts of Cangzhou Botou City in Hebei Province to address financing challenges for enterprises and improve the financial business environment through a concentrated promotion of inclusive financial policies [1] Group 1: Financial Initiatives - Botou City has focused on the development of the real economy by innovating an "online + offline" interaction model to regularly collect financing needs from enterprises [3] - Financial institutions have been guided to conduct "one-on-one" connections with businesses, launching credit loan products such as "Industry Cluster Loan," "Credit Easy Loan," and "Cloud Tax Loan" [3] - A total of 132 various government-bank-enterprise connection activities have been held, engaging over 2,000 enterprises and disbursing loans amounting to 4.65 billion yuan [3] Group 2: Support for Foreign Trade - The city has collaborated with banks to conduct digital consumption marketing activities to stimulate consumer vitality [3] - Financial institutions are encouraged to enhance support for foreign trade enterprises, utilizing online products like Cross-Border Quick Loan and Foreign Trade Cloud Loan, providing nearly 100 million yuan in financing support to over 50 foreign trade enterprises this year [3] Group 3: Future Plans - The city plans to continue deepening the collaboration between government, banks, and enterprises, enriching the inclusive financial product system, and improving financial service mechanisms [3] - There will be an expansion of policy promotion coverage to provide solid financial support for various market entities to alleviate difficulties and foster growth [3]
江西吉安:深化绿色金融改革 精准滴灌实体经济
Zheng Quan Ri Bao Zhi Sheng· 2025-07-20 10:29
Core Insights - The article highlights the innovative financial products introduced by Postal Savings Bank in Jiangxi Province, specifically the "Industrial Cluster Loan," which provides quick access to funds for small and micro enterprises, exemplified by the case of Dongjin Power Technology Co., Ltd. receiving 1 million yuan within a day [1] - The financial landscape in Ji'an is evolving, with green loan balances reaching nearly 100 billion yuan, reflecting a year-on-year growth of 23.9%, surpassing the provincial average by 2.3 percentage points [1] - Ji'an's government is actively implementing policies to assess and monetize ecological resources, enabling their financing and creating a "value coordinate system" for various ecological assets [2] Financial Product Innovation - Ji'an's financial institutions are pioneering a range of green financial products, including "Water Rights Loans" and "Public Forest Compensation Rights Pledge Loans," which facilitate the conversion of ecological resources into financial assets [3] - The introduction of over 20 specialized financial products, such as "Agricultural Low-Carbon Loans" and "Rapeseed Futures Comprehensive Insurance," aims to meet diverse financing needs for green projects [3] Financing Mechanisms - Ji'an is establishing a dual-channel financing mechanism that combines online and offline approaches to enhance access to funding for green projects [4] - The "Industrial Cluster Loan" utilizes a digital platform for streamlined operations, allowing over 200 small and micro enterprises to benefit from quick financing solutions [4] - Government initiatives have successfully facilitated over 30 project matching events this year, resulting in the successful connection of more than 370 green projects with over 3.6 billion yuan in credit funds [4]