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住房公积金提取政策
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广州公积金新政亮点速览!保障房首付、电梯更新均可提取
提取仍可贷款。缴存人提取公积金支付首付款后,不影响申请住房公积金贷款,已提取金额仍可计入可 贷额度计算,更大程度减轻购房家庭负担。 亮点二:电梯更新改造可提取 在原来"既有住宅增设电梯"可提取住房公积金的基础上,本次将"老旧电梯更新改造"也纳入了提取范 围。房屋所有权人及其配偶在工程竣工验收后,可凭相关材料提取住房公积金,用于支付家庭分摊的更 新改造费用,提取总额不超过实际支付金额。 这一政策更好满足了居民改善性住房需求,助力老旧小区设施更新,保障乘梯安全,让幸福生活更上一 层楼。 为更好满足市民的刚性和改善性住房需求,进一步释放住房公积金政策红利,广州住房公积金管理中 心、市规划和自然资源局、市住房和城乡建设局、市市场监督管理局联合发布《关于优化住房公积金提 取政策的通知》(下称《通知》),自2025年9月28日起实施。 《通知》围绕"住有所居、住有宜居"的目标,推出两大惠民举措,支持缴存人多样化住房消费需求,减 轻购房资金压力,推动老旧小区改造,助力建设宜居广州。 亮点一:首付款提取范围扩大 支持范围更广。提取住房公积金支付购房首付款的房源类型,从"预售商品住房"扩大至"现售商品住 房、存量商品住房、配售 ...
北京这类家庭可一次性提取公积金余额
3 6 Ke· 2025-08-19 02:21
Core Points - Beijing has experienced extreme heavy rainfall leading to significant casualties and property damage, prompting the implementation of disaster relief and recovery efforts [1] - The Beijing Housing Provident Fund Management Center has introduced two phased support policies to assist affected employees in restoring their living conditions [1] Group 1: Support Policies - The first policy allows employees whose self-owned housing has been damaged to withdraw their provident fund balance for repairs, capped at the total repair cost [1] - For example, if a repair is estimated at 150,000 yuan and the employee's provident fund balance is 100,000 yuan, they can withdraw 99,999 yuan; if the balance is 200,000 yuan, they can withdraw 150,000 yuan [1] Group 2: Rental Assistance - The second policy is for employees whose self-owned housing is temporarily uninhabitable and need to rent accommodation, allowing them to withdraw funds based on actual monthly rent without restrictions on prior contributions or ownership [2] - The monthly withdrawal is limited to the actual rent paid, and if the account balance is insufficient, it will be deducted based on the available balance [2] Group 3: Application Process - Affected employees must apply at the management department of the district where their damaged property is located, or they can use designated bank service points for assistance [3] - These support measures will be in effect until November 30 of this year [3]