Group 1 - The core viewpoint of the article emphasizes the importance of financial services in supporting small and micro enterprises, particularly through the initiatives taken by Industrial Bank to address their financing challenges [1][2] - Hunan Gaoqiao Market, as a significant commercial hub, has over 9,200 merchants and an annual transaction volume exceeding 160 billion yuan, highlighting its role in the national trade and circulation sector [1] - The bank's research team engaged directly with merchants to understand their operational difficulties and financial needs, revealing a pressing demand for flexible and efficient financial products, especially during peak seasons [1] Group 2 - The bank plans to enhance its services by optimizing supply chain financial services, promoting an online platform for streamlined loan processes, and collaborating with market management to create a "smart market" ecosystem [2] - The bank's commitment to serving the real economy is reflected in its strategy to integrate digital transformation with traditional services, offering a comprehensive service system that includes financing, settlement, and wealth management [2] - The bank aims to deepen cooperation with market management to drive digital transformation and improve the quality and efficiency of financial services, thereby accelerating regional economic growth [2]