Core Viewpoint - China Everbright Bank (601818) announced a system upgrade maintenance scheduled from January 22, 2026, 20:00 to 24:00, aimed at enhancing service quality, which may affect the availability of various banking channels and services during this period [1] Group 1 - The upgrade will impact personal mobile banking, personal online banking, corporate online banking, YinQitong, corporate mobile banking, financial service open platform, and the official website [1] - Customers are advised to make necessary arrangements in advance due to potential service disruptions [1] - The bank expresses gratitude for customer support and provides a 24-hour customer service hotline for inquiries [1]

Core Viewpoint - The core viewpoint emphasizes that financial services are essential for the real economy, and Everbright Bank is committed to supporting high-quality development of small and medium-sized enterprises (SMEs) through a comprehensive digital financial service matrix [1] Group 1: Digital Financial Services - Everbright Bank has developed "Xinyuetong," an innovative service model for corporate clients, providing a one-stop solution for payroll and financial management, significantly reducing the cost of digital transformation for SMEs since its launch in September 2022 [2] - The "Xinyuetong" platform integrates daily business management with financial services, enhancing operational efficiency by automating payroll calculations and tax submissions, thus minimizing errors [2] - By 2025, "Xinyuetong" will continue to evolve, focusing on core scenarios such as group payroll, collaborative office, expense control, and individual tax services, thereby improving service experience [2] Group 2: Mobile Banking Services - Everbright Bank has upgraded its corporate mobile banking services to enhance the efficiency of financial services for businesses, with a client base of 290,000 since its launch in 2021 [3] - The mobile banking platform offers differentiated services and integrates various financial solutions, creating a comprehensive service ecosystem for enterprises [3] - The newly launched Harmony version of the corporate mobile banking app includes nearly 200 core financial services, providing a more convenient and secure mobile banking experience [3] Group 3: Online Banking Services - Everbright Bank has restructured its corporate online banking services, enhancing user experience through improved visual design, functionality, and service quality [4] - The upgraded online banking platform features nearly 200 secondary functions and over 7,000 pages, allowing for personalized service and efficient information retrieval [4] - New features include a visual task center for real-time tracking of processes, enhanced service guidance, and compatibility with mobile banking for cross-terminal secure authentication [4] Group 4: Future Plans - Everbright Bank aims to continue building a distinctive digital financial ecosystem, accelerating the development of online channels for corporate clients, and enhancing service quality to provide more efficient financial services [5]

Core Insights - The core mission of the Industrial Bank Nanchang Branch is to provide financial services that support the real economy, aligning with national policies aimed at reducing costs and boosting consumption [1] Group 1: Financial Support for Enterprises - The Nanchang Branch has implemented targeted policies to reduce financial burdens on enterprises, extending fee discounts for online banking and corporate connections until December 31, 2027, and reducing transaction fees [2] - The bank has expanded fee waivers for small and micro enterprises to all institutional clients, effectively lowering operational and cash flow costs for businesses [2] Group 2: Enhancing Personal Financial Services - The bank is focused on improving personal financial services, offering fee reductions for retail customers, including discounts for VIP clients and waivers for certain transactions, with benefits extended until June 30, 2026 [3] - These measures aim to reduce costs for residents in their daily financial activities and enhance their overall banking experience [3] Group 3: Comprehensive Promotion of Policies - A multi-channel promotional system has been established to ensure that the fee reduction policies reach every customer, utilizing both online and offline methods [4] - The bank conducts outreach activities in various community settings to explain policies directly to clients, ensuring effective communication and understanding of the benefits available [4] Group 4: Future Directions - The Nanchang Branch plans to continue adapting its fee reduction measures in response to market needs, enhancing the precision and convenience of its financial services [5] - The bank aims to broaden the reach of its financial benefits to support the local economy and improve the welfare of residents in Jiangxi [5]

Core Viewpoint - China Everbright Bank announced a system upgrade maintenance scheduled for December 18, 2025, from 20:00 to 24:00, aimed at enhancing service quality [1] Group 1: System Upgrade Details - The upgrade will affect various services including personal mobile banking, personal online banking, corporate online banking, and the financial service open platform [1] - Users are advised that during the maintenance period, certain channels and related services may be unavailable [1] Group 2: Customer Communication - The bank has provided a 24-hour customer service hotline (95595) for inquiries related to the maintenance [1] - The bank expresses gratitude for customer support and understanding during this period [1]

Core Points - Dalian Bank announced a scheduled upgrade and maintenance of its network system to enhance financial services [1] - The maintenance will occur on November 25, 2025, from 23:00 to 02:00 and on November 28, 2025, from 23:00 to 02:00 [1] - During these periods, access to Dalian Bank's official website, personal online banking, corporate online banking, mobile banking, and WeChat banking may be intermittently unavailable [1] - The bank expressed apologies for any inconvenience caused and emphasized efforts to minimize the duration of the impact [1]

Core Points - Guangfa Bank announced a system maintenance period from November 28 to November 29, 2025, to enhance financial services [1] Group 1: Service Interruptions - Loan application and disbursement services via mobile app and WeChat will be suspended from November 28, 10 PM to November 29, 12 AM [1] - Personal pension account information queries, account openings, contributions, and direct insurance services will be unavailable from November 29, 1 AM to 3 AM [1] - Corporate online banking functions for downloading summary receipts and transaction details will be suspended from November 29, 2 AM to 4:50 AM [1] - There may be temporary service interruptions or slow transaction responses for savings and credit card services from November 28, 8 PM to November 29, 6 AM [1]

Core Points - China Postal Savings Bank announced system maintenance to enhance service quality [1] - Maintenance will occur during specified time slots in late November and early December 2025 [1] - Various banking functions will be temporarily unavailable during the maintenance period [1] Summary by Category Announcement - China Postal Savings Bank is conducting system maintenance to improve service quality [1] Maintenance Schedule - Maintenance will take place on: - November 27, 2025, from 22:00 to November 28, 2025, 05:00 [1] - December 1, 2025, from 22:00 to December 2, 2025, 05:00 [1] - December 4, 2025, from 22:00 to December 5, 2025, 05:00 [1] Impact on Services - During the maintenance, the following services will be unavailable: - Personal mobile banking functions including rights claim, query, exchange, and user registration [1] - Corporate banking functions including user registration, login, and management [1] - Other services such as electronic account opening and various system logins [1]

Core Points - China Everbright Bank announced a system upgrade maintenance for various digital banking services to enhance service quality [1] - The maintenance will take place on November 20, 2025, from 20:00 to 24:00, during which certain services may be affected [1] - Customers are advised to make necessary arrangements in advance due to potential service disruptions [1] Company Summary - The upgrade will impact personal mobile banking, personal online banking, corporate online banking, and other related services [1] - The bank expresses gratitude for customer support and encourages inquiries through their 24-hour customer service hotline [1]

Core Points - Industrial Bank plans to upgrade its systems to enhance customer service capabilities [1] - The system upgrade will occur on November 22 and November 29, 2025, from 21:00 to 24:00 [1] - During the upgrade, various online banking services will experience temporary unavailability [1] Service Impact - Affected services include corporate online banking, interbank online banking, and several other platforms [1] - Users may encounter difficulties accessing services and are advised to retry later if issues arise [1] - The bank apologizes for any inconvenience caused and appreciates customer understanding and support [1]

Core Points - China Construction Bank (CCB) announced a system upgrade maintenance scheduled from November 14, 22:00 to November 15, 6:00 [1] - During the maintenance period, various online banking platforms including personal mobile banking, corporate online banking, merchant online banking, and personal online banking may experience transaction instability [1] - CCB expressed apologies for any inconvenience caused and emphasized efforts to minimize service disruption [1]