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“链式金融”精准服务养殖产业
Hua Xia Shi Bao· 2025-11-27 02:39
Core Viewpoint - Wulian County is developing a specialized aquaculture industry by focusing on ecological protection, resource diversification, technological support, and a complete industrial system, with financial backing from Wulian Rural Commercial Bank [1] Group 1: Financial Support and Innovations - Wulian Rural Commercial Bank has implemented a "full-chain financial empowerment system" to support the aquaculture industry, resulting in a loan balance of 241 million yuan, an increase of 18 million yuan since the beginning of the year [1] - The bank introduced the "Xingmu Loan" to address challenges in the poultry farming sector, allowing for credit assessments based on transaction flows and operational capabilities rather than traditional collateral [2] - A loan of 14.2 million yuan was disbursed to Yuxing Breeding Co., enabling the company to scale its operations significantly, with an annual output of 4.6 million meat chickens [3] Group 2: Industry Collaboration and Impact - Rizhao Huifuyuan Food Co., a local leader in the frozen food sector, received 15 million yuan in credit support from the bank to meet increased raw material procurement needs, benefiting over 200 small-scale farmers [4] - The bank has facilitated 23 million yuan in loans to over 20 feed and pet food processing enterprises, enhancing the overall aquaculture supply chain and contributing to rural revitalization [5] - The financial support has led to a value increase in livestock products, with companies innovating and expanding their markets, including exports [5]
岚山农商银行:金融精准滴灌 “贷”动畜牧兴旺
Qi Lu Wan Bao Wang· 2025-05-30 10:52
岚山农商银行紧紧围绕乡村振兴战略部署,持续加大对重点领域的金融支持力度,金融服务不断向畜牧业经营主体聚焦,积极做好政策 宣传,配套金融服务,因地制宜为当地养殖企业、畜牧能手提供全方位的服务,以实际行动推动辖区内畜牧产业高质量发展。 主动对接,全力满足融资需求 "农商银行的资金支持,解决了我们企业起步发展的后顾之忧,有了这笔钱,流水线购置导致的资金缺口也就补足了,项目也能顺利开 工。"见到来访的岚山农商银行客户经理,山东锡牛食品有限公司负责人相锋难掩兴奋。 随着牲畜屠宰项目逐渐走向规范化管理,瞄准这一发展契机,山东锡牛食品有限公司投资建设了年屠宰量12000头生牛的屠宰流水线及相 应配套设施。在生牛屠宰设施不断完善的过程中,企业流动资金紧张的问题也随之而来,让相锋一时间倍感压力。 岚山农商银行工作人员在行业客户走访过程中,了解到相锋和他企业面临的资金难题,结合企业经营实际,主动上门服务,实行"一站 式"办理,为其发放了50万元的专项贷款,考虑到客户资金灵活使用,采取随借随还的还款方式,在解决客户资金需求难题的同时,也节 省了融资成本。 创新产品,精准适配信贷额度 家住中楼镇卢家官庄村的卢立公是当地有名的蛋鸡养殖 ...