Core Viewpoint - The "Rural Partners" cultivation initiative in Jiangsu aims to empower young professionals in rural areas to support agricultural modernization and rural revitalization through financial and managerial skills [2][4]. Group 1: Initiative Overview - The "Rural Partners" initiative is launched by the Youth League of Jiangsu Province, focusing on agriculture, product processing, and rural tourism [2]. - Jiangsu Bank has been recognized as an "Ecological Partner" for its contributions to financial support for agricultural modernization and new agricultural entities [2]. Group 2: Financial Support and Innovation - Jiangsu Bank emphasizes innovative financial products and service models to address financing challenges in agriculture, thereby fostering rural youth entrepreneurship [4]. - The bank has developed a comprehensive service plan tailored to local agricultural needs, including specialized loan products like "Su Nong Loan" and "Talent Loan" [5]. Group 3: Case Studies of Support - A representative of a family farm received a 500,000 yuan credit loan through Jiangsu Bank's "Farmer e-Loan" product, facilitating the establishment of a modern orchard [6]. - Another case involved a large-scale grain grower who secured a 2 million yuan loan to support land contracting and agricultural procurement, generating significant local employment [7]. Group 4: Long-term Service Mechanisms - Jiangsu Bank is enhancing its service platform to integrate finance, technology, and industry, focusing on key agricultural sectors such as vegetables and seafood [8]. - The bank has implemented a "Rural Revitalization Financial Advisor" system to extend its services beyond mere funding, promoting development empowerment [8]. - Jiangsu Bank aims to strengthen cooperation with government and enterprises to support new agricultural entities and contribute to common prosperity in the region [8].

Group 1 - The People's Bank of China Jiangsu Branch and the National Financial Regulatory Administration Jiangsu Bureau announced the 2024 assessment results for banking institutions' services in rural revitalization, with Jiangsu Bank receiving an "excellent" rating for the fourth consecutive year, highlighting its significant contributions in this area [1] - Jiangsu Bank is enhancing financial support for the entire grain supply chain, aligning with the national food security strategy, and collaborating with government departments on major projects to boost rural revitalization [1] - Jiangsu Bank provided a timely loan of 2 million yuan to Wuxi Anyou Agricultural Ecological Co., Ltd. to support the purchase of agricultural machinery, demonstrating its role in facilitating local agricultural development [2] Group 2 - Jiangsu Bank focuses on empowering Jiangsu's characteristic industries by innovating financial products and services, supporting the upgrade of agricultural processing and equipment, and promoting the integration of primary, secondary, and tertiary industries [2] - The bank has expanded its financial services for rural revitalization by supporting diverse food supply systems, including edible mushroom cultivation and marine ranching [2] - Jiangsu Bank provided a credit line of 2 million yuan to Huai'an Qianrun Agricultural Technology Co., Ltd. during a critical purchasing season, showcasing its effective support for rural enterprises [2]

Core Viewpoint - The banking industry is undergoing significant differentiation and transformation, with increasing market competition. Jiangsu Bank has demonstrated strong performance amidst challenges, achieving high-quality development through its commitment to "finance for the people" and enhancing financial services [2][4]. Financial Performance - Jiangsu Bank reported a Q1 2025 operating income of 22.304 billion yuan, a year-on-year increase of 6.21% - The net profit attributable to shareholders was 9.78 billion yuan, up 8.16% year-on-year - Basic earnings per share reached 0.53 yuan, reflecting a growth of 17.78% [2][4] - As of the end of Q1 2025, the bank's non-performing loan ratio was 0.86%, the lowest since its listing, with a provision coverage ratio of 343.51% [4][5] Asset Growth - Jiangsu Bank's total assets surpassed 4 trillion yuan, reaching 4.46 trillion yuan, marking a significant milestone in its development - Total deposits amounted to 2.42 trillion yuan, a growth of 14.21% compared to the end of the previous year - Total loans reached 2.26 trillion yuan, with a year-on-year increase of 7.96% [3][4] Revenue Structure - The bank's interest income for Q1 2025 was 16.592 billion yuan, a year-on-year increase of 21.94%, accounting for 74.38% of total revenue - Non-interest income, including net fees and commissions, reached 1.65 billion yuan, up 21.77%, representing 7.4% of total revenue [4] Innovation and Support for SMEs - Jiangsu Bank has focused on enhancing financial services for small and medium-sized enterprises (SMEs) and technology innovation, establishing an "innovation ecosystem accelerator" - The bank has developed a tiered service system for technology financing and has actively engaged with local enterprises to support their growth [6][7] - As of the end of 2024, the bank's technology loan balance was 232.6 billion yuan, with a growth rate of 22.8% [7] Inclusive Finance Initiatives - Jiangsu Bank has prioritized inclusive finance, directing resources towards small and micro enterprises, and has implemented various initiatives to alleviate financing difficulties for these businesses - The bank's inclusive small and micro loan balance reached 210.5 billion yuan, a year-on-year increase of 21.36% [8][9] Retail Banking Strategy - The bank aims to expand its retail business and wealth management services, with a focus on customer needs and a comprehensive service approach - Retail deposits reached 822.9 billion yuan, growing 16.21% year-on-year, while retail loans amounted to 674.8 billion yuan, up 3.40% [10][11]